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Ripoff Report | Graystone Bancor Review - Irvine, California
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Report: #492509

Complaint Review: Graystone Bancor - Irvine California

  • Submitted:
  • Updated:
  • Reported By: Lisa Byrd — Columbia South Carolina USA
  • Author Not Confirmed What's this?
  • Why?
  • Graystone Bancor www.graystonebancor.com Irvine, California United States of America

Graystone Bancor Jonathan Kim and Graystone ripped me off Irvine, California

* : HOAX: Beware of the Jealous, Angry and Imputant

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I applied for financing and gave these guys a deposit check. Mr Kim said I was approved when I was not. He said I could pay off the loan with no penalties when paying off the loan is one big penalty. They wont return my calls or my emails.


Please help -


If you have a similar experience with these guys, please call or email me.


Lisa (((ROR redacted)))


 

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

This report was posted on Ripoff Report on 09/09/2009 09:11 PM and is a permanent record located here: https://www.ripoffreport.com/reports/graystone-bancor/irvine-california-/graystone-bancor-jonathan-kim-and-graystone-ripped-me-off-irvine-california-492509. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
1Consumer
0Employee/Owner

#1

HOAX: Beware of the Jealous, Angry and Imputant

AUTHOR: Jonathan - (USA)

POSTED: Friday, September 11, 2009

Once again, another useless and false report, probably made by the same  Jealous, Angry and Imputant Individual. (LMAO!)
I no longer work in sales, and as such do not work with borrowers directly.
Graystone is a "Vendor Based" organization and does not use the types of contracts that companies like: Benchmark Financial Groups, in Aliso Viejo, CA.
Please also understand that Graystone works with vendors and partners on an exclusive level and are the prefered lender for many national vendors.
Also please be aware of any leasing company that requires a deposit (Without Final Approval and Funding Docs) and any company that does not have the proper Time in Business and Dunn and Bradstreet (D&B) score (Should be in the high seventies at  the very least).
Please feel free to contact me at 949-838-7088.
Thus far I have not been contacted by any borrower "looking for a stolen deposit..."
http://www.ripoffreport.com/Loans/Benchmark-Financial/benchmark-financial-groups-ll-3eae3.htm
http://benchmarkfingrp.com/
http://www.la.bbb.org/Business-Report/Benchmark-Financial-Groups-LLC-100045720
http://www.druginjurylawyerblog.com/2009/01/benchmark_financial_groups_llc_1.html
 
Posted On: January 28, 2009 by Derek T. Braslow
Benchmark Financial Groups, LLC Class Action ---
Lease Financing Bait and Switch?
Benchmark Financial Groups, LLC, located in Aliso Viejo, California,
purports to assist companies obtain financing for equipment and capital
related leases. According to the companys website , Benchmark provides
quick competitive leasing in 5 easy steps.
Such process typically includes the prospective applicant provide
Benchmark with financial statements, tax returns, and banking information,
at which time Benchmark claims to process and then render a decision on
such leasing and financing application.
Additionally, prospective applicants must provide Benchmark a deposit,
which is calculated as the first and last monthly lease payment plus a
$200.00 document fee. Such deposit is solicited from applicants under the
contractual representation that the deposit will be refunded by Benchmark
if the application is not approved.
Despite this representation, Benchmark is engaging in fraudulent, illicit,
unlawful, and predatory business practices by:
1) Failing to refund deposits to prospective applicants upon non-approval
of a lease application;
2) Failing to inform applicants in a timely and reasonable manner as to the
status of the lease application;
3) Intentionally declining prospective applicants the initial loan amount
sought and then substituting loan approval for a lower amount and
generally at a significantly and unreasonably higher interest rate; and
4) Violating Californias Business and Professions Code, Section 17200
et seq.
In fact, as of date, the Better Business Bureau has rated Benchmark an F
based upon the above wrongful business practices. If you or someone you
know has applied to Benchmark Financial Groups for financing, equipment
leases, or any other type of lease and experienced any of the above,
please contact our law-firm immediately for a free case evaluation.
Posted by Derek T. Braslow | Permalink | Email This Post
 

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