Report: #1171636

Complaint Review: Greenlight Loans

  • Submitted: Fri, August 22, 2014
  • Updated: Fri, August 22, 2014
  • Reported By: michele1971 — el mirage Arizona
  • Greenlight Loans


Greenlight Loans Totally stalled and didnt communicate what I needed to provide Irvine Nationwide

*REBUTTAL Owner of company: Greenlight Loans

*UPDATE Employee: Greenlight Loans- Response

Show customers why they should trust your business over your competitors...

 In April 2014 I started a refi with Greenlight loans. I was in the process for 4 months when they told me they were unable to help me. Ive been on such an emotional roller coaster and feel like ive done nothing but waste time working with them. I would HIGHLY reccomend going with another lender if possible, since everuyone at this company is inept.

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This report was posted on Ripoff Report on 08/22/2014 12:15 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 REBUTTAL Owner of company

Greenlight Loans

AUTHOR: GL Consumer Affairs - ()

The Office of Consumer Affairs at Greenlight Loans has concluded an internal investigation on the consumer’s claim. We have determined the borrower was unable to provide documentation to validate a 12 month mortgage payment history solely paid by the borrower. This is a requirement when removing a borrower from a loan to ensure the borrower remaining on the new mortgage has the financial ability to repay the loan. As a responsible lender, our underwriting department must abide by mortgage lending guidelines.  Please contact The Office of Consumer Affairs at Greenlight Loans 877-476-5868 to address any further questions or concerns.

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#2 UPDATE Employee

Greenlight Loans- Response

AUTHOR: GFS Consumer Affairs - ()

The Office of Consumer Affairs at Greenlight Loans is unable to locate any record of your loan application based on the information provided in the complaint. Furthermore, as a responsible lender our underwriting department must review and validate all aspects of the loan to assess  the borrower's ability to repay the mortgage including the risk of the loan as a whole. To determine this, our underwriting department analyzes the borrower’s employment history, income, liabilities, assets and equity position. It is important to keep in mind that each borrower and each loan is unique and many borrowers may not fit every guideline. We regret that you had a less than satisfactory experience with us and would appreciate the opportunity to discuss the particulars of your complaint in detail. Please contact the Office of Consumer Affairs at 877-476-5868 if you would like to address your concerns further.

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