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Report: #1214545

Complaint Review: HAMP Services - Laguna Hills California

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  • Reported By: Anonymous — Arizona USA
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  • HAMP Services Laguna Hills, California USA

HAMP Services POSES as a representative for the HAMP Program. They provide no proof of who they are. DO NOT SEND THEM MONEY!!! Laguna Hills California

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I received an automated call offering solutions to people needing help with morgage modifications, forclosures, lates on your morgage, etc. I called, explained my specific situation, and was told to fax income verification and they would determine if I qualified for the HAMP Program. I did as asked and was called back in two days and told I qualified and would receive the documents to sign and return with one month morgage payment and my morgage would decrease by $600 and the interease will drop from 4% to 3.125% and the terms would be extended to 40 years. I called my servicer and found out it was all fraudlent. The approval for a loan modification takes at least 2 months! Not two days!!! They have not approved any of what I was told and had I sent my morgage payment to them, I still would have been responsible for making my morgage payment to my loan servicer. I undertand now why I was told not to call my serviicer and to make my morgage payments to Trial Payment Processing, Laguna Hills. I researched the address and found that the physical address is to a divorce mediation center. I am so happy that I did not follow through. I would have lost my house had I not done my homework. It was one of those, "Too good to be true!!!"

This report was posted on Ripoff Report on 03/09/2015 10:38 PM and is a permanent record located here: https://www.ripoffreport.com/reports/hamp-services/laguna-hills-california/hamp-services-poses-as-a-representative-for-the-hamp-program-they-provide-no-proof-of-wh-1214545. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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