• Report: #891589
Complaint Review:

Ripoff Report | Harbortouch

  • Submitted: Fri, June 01, 2012
  • Updated: Fri, October 25, 2013

  • Reported By: Susan — Small Town United States of America
53 Frontage Road Hampton, New Jersey United States of America

Harbortouch TRUSTED BUSINESS REVIEW: Customer Satisfaction Commitment: Harbortouch lifetime warranty on all POS systems. values each merchant it serves, realizing exceptional customer service is as important as competitive pricing, innovative products. Award winning customer support handled entirely in-house available 24 hours a day, 7 days a week, completely free of charge. Professional installation, ongoing training included with every POS order.
*UPDATE: Recognized by Ripoff Report Corporate Advocacy Program as a safe business service – Harbortouch pledges to always resolve any issues - feel safe, confident & secure when doing business with Harbortouch, Recognized by Ripoff Report Verified™ as a safe business service.

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Ripoff Report Verified™ REVIEW:

EDitor’s UPDATE: Positive rating and recognition has been given to Harbortouch for its commitment to excellence in customer service.

Ripoff Report’s discussions with Harbortouch have uncovered an ongoing commitment by the company to total client satisfaction. This means that clients can expect that the company will work towards finding a mutually satisfactory resolution to any complaints or concerns. Harbortouch listens carefully to client concerns and sees them as an opportunity to learn from past mistakes and become more efficient as a company in the services offered and the support for those services.

The information provided in this report is based on comments made by CEO Jared Isaacman during an onsite inspection held by a third party verification company with no biases toward Harbortouch United Bank Card.

Harbortouch POS System Review: Rivals Sports Bar & Nightclub from Harbortouch POS on Vimeo.

Harbortouch is Ripoff Report Verified
Ripoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business..

Harbortouch was started as United Bank card in 1999 as a basic credit card processing service. They are aiming to move to a full service model, touch screen point of sales system at a low service cost to small or midsize business. The vision is to expand to the mobile device for on the go payment.

Their main sources of sales are geared towards small to midsize merchants. Their main sales are done by independent contractors or sales representatives under Harbortouch. These contractors have certain requirements that they must abide by in regards to credit card regulations. They represent Harbortouch and their products and services assist with the completion of paperwork, but Harbortouch does all of the underwriting and approval of applicants. From that point Harbortouch provides all of the services to the merchant. The independent contractor functions as the onsite representative between the company and merchant.

During the onsite interview CEO Jared Isaacman was asked to discuss what types of complaints their company receives and what is being done to resolve these issues: “The most common complaint that has occurred has to do with not having strict control over the independent contractors because they are not direct employees over the company. There is a wildcard factor with sales being made by the independent sales staff due to different variations of compliance with regulation and quality of service. Going from the credit card terminal to the point of sales, which is basically a computer system, is more complex. Merchants have an expectation of the program working a certain way or having different functions and sometimes a merchant will feel like the independent contractor oversold the program.”

Mr. Isaacman was then asked to describe a specific situation where a client was not satisfied with the level of service they received: “Once an order has been placed with Harbortouch they may have been oversold on the product or feel that there has been a miscommunication on the sale. Once the order has been received, the account gets assigned to an Order Administrator to walk the merchant through the process from then on. If any miscommunication or over sell on the product occurred, this is where it would be worked out. For the most part, Harbortouch will try to accommodate the merchant within reason. Once the order has been shipped, the company’s tech will install the POS system and the merchant must sign off on the installation.”

Harbortouch POS System Review: Bradley's Pit BBQ from Harbortouch POS on Vimeo.

The merchant has access to 24/7 tech support on site, weekly webinars, newsletters, ongoing training sessions, support material, additional training DVD’s, and independent contractor functions that serve as a resource for support to the merchant.

If there is an issue where a customer feels as though they have been misled or paid fees that they did not authorize, they are encouraged to contact Harbortouch’s customer service department, and if the fee was inaccurate, it will be refunded to the merchant. Their fees do increase twice a year, but this is fully outlined and explained in their contract agreement.

Since complaints were made on Ripoff Report their company has made direct changes to the way they handle independent sales. They hold their representatives accountable for how they present themselves and their program. They have started a certification program for sales representatives which insures that they are fully educated on the products that they will be selling and representing. This increases the quality of the sales representatives and instills professionalism. They are also working on refining their order administration process.

In a leadership role within the company, Mr. Isaacman has instituted many changes in various areas in order to make the customer happy. They have hired a quality control manager, started an in house newsletter, expanded the office to include onsite training for employees, and implemented ongoing reconstruction within departments to better service customers.

Harbortouch is pleased to be a part of Ripoff Reports Corporate Advocacy Business Remediation and Customer Satisfaction Program. They believe that taking part in this process reiterates their commitment to their customers and adds credibility to their services and business, while demonstrating their dedication to their customers.

Harbortouch POS System Review: Moon Dance Wine & Spirits from Harbortouch POS on Vimeo.


Harbortouch’s primary goal is to provide exceptional service and value to our customers. Our merchant customers are the lifeblood of the company and our success is completely dependent on their satisfaction. Every decision we make reflects the importance of this relationship and every action revolves around our customers. We strive to provide these customers with the best possible experience through cutting-edge technology and unparalleled levels of service."

Harbortouch has placed a strong focus on customer service and satisfaction. Harbortouch values each merchant it serves, realizing that exceptional customer service is just as important as competitive pricing and innovative products. The company’s award winning customer support is handled entirely in-house and is available 24 hours a day, 7 days a week, completely free of charge to all of their merchants.

Harbortouch recognizes that complaints posted on Ripoff Report (whether true or not) are issues that need to be addressed, not ignored. If handled correctly, complaints can be valuable learning opportunities. With the feedback generated by Ripoff Report’s Investigation Harbortouch has made organizational changes allowing its clients and employees a more streamlined approach to problem resolution and a commitment to a great client experience.

Harbortouch POS System Review: Neworld Cafe from Harbortouch POS on Vimeo.

Harbortouch POS System Review: Jake's Bar & Grill from Harbortouch POS on Vimeo.

In summary, after our investigation, which included discussions with Mr. Isaacman and many of his past and current associates, Ripoff Report is convinced that Harbortouch is committed to quality delivery of products and services resulting in total client satisfaction.

Read more about why consumers should feel confident when doing business with a member of Ripoff Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. Yes, it’s a long name for a program that does a lot for both consumers and businesses alike.

Read about Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, a program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. this program works.

As a matter of policy, when a business becomes a member of the Corporate Advocacy Program they agree to allow Ripoff Report to contact every client who filed a complaint so they can make things right with them. In order to confirm that the complaints were resolved, Ripoff Report is copied on all responses so we can ensure that the member business did right by their customer.



Harbortouch Do Not Touch Harbortouch Hampton, New Jersey

Harbortouch, which recently changed its name from United Bank Card, has aligned itself with such dubious credit card companies as Entrust Bank Card, Ladco Leasing, Azura and Elavon.  They charged us high, unnecessary, hidden and supplemental fees and provided no service or support.  The only time we ever heard from Harbortouch was after we cancelled our contract when they wanted us back.  We view Harbortouch as part of the ever-increasing scam operations gripping the credit card processing industry as a whole.  Avoid them and save yourself the grief and the extra fees.  The hard-working small business only has time for ethical vendors with high standards.  Vendors like Harbortouch who want to play the rip-off game, will suffer their rightful destiny sooner or later.  AVOID this firm.

This report was posted on Ripoff Report on 06/01/2012 11:16 AM and is a permanent record located here: http://www.ripoffreport.com/reports/harbortouch/hampton-new-jersey-08827/harbortouch-do-not-touch-harbortouch-hampton-new-jersey-891589. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 REBUTTAL Owner of company

To those concerned about Harbortouch

AUTHOR: Harbortouch CEO - (United States of America)

I can't help but think that this post is from one of our competitors who is unhappy with our free POS business model. For decades now, the POS industry has existed by selling or leasing touch-screen POS Systems for tens of thousands of dollars. This resulted in absolutely enormous commissions to the sales people and merchants stuck in a VERY expensive investment.

In January 2011, I announced the free POS initiative. Since that time period we have deployed over 11, 000 free POS systems. Those merchants, prior to that initiative, presumably would have paid tens of thousands of dollars to the traditional POS resellers and vendors. The reason those deals came to Harbortouch is because we are substantially less expensive. We give the hardware, software, support, onsite installation, onsite training free of charge. Yes, there is a service agreement of $59/month. It is really no different than the free cell phone you get when you sign a Verizon or AT&T service agreement. The difference is, you would have had to pay for service with any traditional POS reseller in ADDITION to the very expensive cost for the hardware and software. There is no denying the dramatic economic savings a business owner will realize when they sign-up with our program compared to the more traditional options. That is the driver behind our growth.

When you realize that we have signed over 11, 000 free POS merchants in the last 18 months, you must consider that is 11, 000 lost opportunities to our traditional competitors. It is not surprising that many of them are upset about that loss of business. Especially considering the enormous commissions that are associated with the traditional lease/ purchase method of selling POS Systems. It is not surprising that many of them would come on this complaints board and write these anonymous and frankly false representations of our service. None of the complaints have any real contact information or e-mail addresses. 

Harbortouch is not a new phenomenon. I am the founder and CEO of the company and we have been in business for 13 years. We handle the credit card processing services for over 140, 000 merchants nationwide and processing in excess of 10 billion dollars a year annually. We have been named to the Inc. 500 list of fastest growing companies in America for five consecutive years. We have over 300 employees, 24x7 technical support and nationwide onsite service. Since we have launched our free POS initiative in the beginning of 2011, we have deployed over 11, 000 touch-screen POS systems. We have numerous business, media and professional accolades. We are
not a start-up that just threw together this crazy idea of free POS systems and then failed to stand behind it. The program is a tremendous success and it appears our competition is not very happy about that.

I am constantly working and always available to field e-mails personally from interested merchants. Similarly, any merchant that is not fully satisfied with our service is welcome to contact our 24x7 technical support department or e-mail me directly. 


Jared Isaacman
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