Beware of Tim Harvey of HealthChoice in the Macon Warner Robins area. He is a dishonest insurance agent that will mislead you to sell you an insurance policy then ignore you when you have a problem you need his assistance with.
Mr. Harvey contacted us a while back regarding selling us a medical insurance policy that would save us money while still covering major medical expenses. After receiving many calls from him we finally decided to talk to him regarding our insurance needs. Let me assure you that this was a big mistake; this guy is a crook and a snake oil salesman. He can look you in the eyes and lie to you make you think he is being honest. I'm not usually easily fooled by a crook, but this one got me.
He assured us that he could provide an insurance policy that would save us money and still provide us protection should we encounter a Major Medical event. He said that the policy would have a slightly higher deductable, but would cover major medical expenses as good as the policy we were replacing.
After discussing it with him we purchased the insurance and our son purchased a policy as well.
After some time went by our son called Tim to add his new wife to the policy he originally purchased. Tim told him he had something that was a better deal, but didnt inform him that he would be changing him over to an annuity policy. After this happened my son was diagnosed with Thyroid Cancer and required surgery. This is when we found out that the policy Tim described as a Major Medical policy was actually an annuity policy that paid very little on his medical bills. This left my son with over $50,000
in medical bills that were not covered by the insurance he was sold.
We have tried to contact the agent on many occasions to request assistance with this issue, but he is virtually impossible to reach. Its hard to understand how someone can call you almost daily when
hes trying to sell you something, but cant be reached at all when you need assistance. Well it would be hard to understand if I wasnt certain that this individual knows he misled us and is trying to avoid being held accountable for his actions.