• Report: #114881

Complaint Review: HFC

  • Submitted: Wed, October 27, 2004
  • Updated: Tue, November 02, 2004

  • Reported By:Independence Missouri
PO Box 4153-K Carol Stream, Illinois U.S.A.

HFC - Household Finance - Beneficial Mislead and lie ripoff Nationwide

*Consumer Suggestion: How to get rid of the extra charges

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I do not recall ever signing up for " Unemployment Insurance" and other kinds of insurance charges when I went to the HFC Branch in Independence, MO. But I am sure I was mislead for I do not remember speaking about that.

When I quit my last job I requested to remove those charges on insurances, and that was last February 2004. I have spoken with 7 different people telling me what I needed to do to have them remove. I have also converse with two supervisors that later I will disclose their names.

I have done what they have told me to do each time. Go to the branch and write and sign your request for removal, Call the 1800-547-8776, Fax request to specific fax, was told never receive it, fax it again, and again!

So far on my next billing cicle 11/11/04 got to pay beside my loan charges:

Life Insurance Charge: $7.46
Unemployment Insurance Charge: $9.04
A & H Insurance Charge: $17.37

I feel that they are just playing with me and that they certainly do not have any respect to the fact that I have told them the truth. I am paying way so much for my mistake in asking for help to HFC.

Can somebody help me and my family? We are paying also 26.90% !!APR Thank you.

Independence, Missouri

This report was posted on Ripoff Report on 10/27/2004 01:00 PM and is a permanent record located here: http://www.ripoffreport.com/reports/hfc/carol-stream-illinois-60197-4153/hfc-household-finance-beneficial-mislead-and-lie-ripoff-nationwide-114881. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

How to get rid of the extra charges

AUTHOR: Evelyn - (U.S.A.)

I can suggegst that you send a certified letter to Beneficial/HFC regarding the insurance etc. that you want cancelled. Copy the Attorney General of your state. Be sure to keep a copy for yourself and also the certified notice receipt. I personally know that the Attorney General's office in Ohio responds to these complaints, just as the Attorney General's office in your state may, also.
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