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Report: #17618

Complaint Review: Home Inspections by Bill Moss - Waukegan Illinois

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  • Home Inspections by Bill Moss Waukegan, IL Waukegan, Illinois U.S.A.

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When we purchased our house in 1999 we had a home inspection - as most people do- it was performed by Bill Moss. He went through the house, acting pretty professional. We paid $250.00 for his report, most of which was obvious stuff. In August of 2001 we decided to place our house on the market, got a buyer who had a home inspection done and sent us the results. Things like "check to be sure that the water heater exhaust chimney is code height" and "have a certified roofer inspect the roof as it looks like there is significant wear" along with many other "findings". None of this was mentioned in our original home inspection, not one word. I was very suprised to find that Bill Moss was the one who did BOTH inspections! Be very careful of hiring this quack, it is pretty obvious that he either: A. has no idea of what he is doing. B. Was being deceitful or C. was a bit of both.
My advise is to avoid Bill Moss and his sham of a home inspection service.
Lucky for us we were still able to complete the sale of the home.I however, will remember this particular idiot for a long time.

Charles
Wadsworth, Illinois

This report was posted on Ripoff Report on 03/26/2002 12:00 AM and is a permanent record located here: https://www.ripoffreport.com/reports/home-inspections-by-bill-moss/waukegan-illinois/home-inspections-by-bill-moss-ripoff-bad-inspection-quack-waukegan-illinois-17618. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#3 Consumer Comment

two years can change an inspection report

AUTHOR: Jeanette - (U.S.A.)

POSTED: Monday, January 19, 2004

My understanding is that the origial inspection was done in 99. and the second one in 2001. Two years can bring singificant changes to a building. The purpose of a home inspection is to report on the conditions present at the time of the inspection, and hopefully eliminate any suprises for the buyers. Several trade associations are out there for home inspectors. Federation of Home inspectors (FHI) and National Association Of Certified Home Inspectors (NACHI). Members of these organisations must pass tests yearly and have so many hours continuing education to remain in good stanging. They must abide by a code of ethics and standards of pratice. I recomend anyone ordering a home inspection check with these associations for a certified inspector in their area.

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#2 Consumer Suggestion

Getting Rid of Crooked HUD (FHA) Would Solve Most of the Problems

AUTHOR: Billie - (U.S.A.)

POSTED: Sunday, June 15, 2003

A big reaon that crooked, fraudulent parties are being "allowed" to participate in the housing industry - and CONTINUE to participate, is the following:

Because HUD/FHA (the biggest channel in the industry, for homebuyers) has fraud & corruption going on, behind its OWN doors:

We bought a house through FHA.

After closing, we found out the house was involved in "Fraudulent Property Flipping".

After a year of constant complaints from us, to HUD (about the "HUD approved" lender; the "HUD approved" appraiser; and the "HUD approved" inspector...to begin an investigation.

(I actually do not think it amounted to much, of an investigation.)

After I asked HUD for documents "under the Freedom of Information Act",...one of the documents I was given was a letter that a HUD employee wrote to another HUD employee. It stated:

"This was a flip. The appraisal was also questionable. There is also a high chance, that the sellers Tom S. and Sharon Redus, d.b.a. "Redus and Company, Inc." (a franchise of "Homevestors")...are doing this on a regular
basis."

HUD had the following enforcement tool (policy) in effect...before, during (Aug. 14, 2001), and after the closing of our house. (It still IS in effect.)

It stated: HUD "Lender Accountability":
"If problems arise after closing, that repairs were not done (per appraisal report) or that the house was overvalued, it will be up to the lender to either pay for those repairs or pay down the mortgage to the actual value of the house."

(They then sent a letter to our originating mortgage company, MortgageIT/MIT Lending Co., 17111 Preston Rd., Dallas, TX. That letter stated:

"As the direct endorsement lender, you are equally as responsible as the appraiser and inspector, in this case."

NEEDLESS to say...it is now June 2003 - We are still filing complaints with HUD (about their FHA program, and this very deficient house), and HUD has done nothing.

We have now filed complaints with the HUD Inspector General:
1. We want this case thoroughly investigated, and ENFORCED. We want the lending company to "restructure the total mortgage amount to the actual value of the house, because the appraiser amount was based on "after repairs are done."
NO repairs were ever done on this house, but EVERYONE "signed to false statements on legal documents that ALL repairs had been done."

The inspector has also now admitted: (After we filed complaints with the Texas Real Estate Commission, and HUD) that:
"I did not check things in your house, but I should have."

(HUD gave this inspector a 2 1/2 month temporary suspension from doing business with HUD (incl. FHA) "if he would attend 16 hours of classroom training."

Meanwhile...HUD will not do a d**n thing for consumers (homebuyers), but they send the crooked, fraudulent entities, "into a classroom for 16 hours of training." (Probably with a can of Coca-Cola in his hand.) His "temporary HUD suspension" (called a "LDP" - Limited Denial of Participation, is nothing more but a vacation - and slap-on-the-wrist...for these crooked entities.

Not only has HUD not enforced MY case...there "at least" thousands and thousands of homebuyers "having to live in deficient houses, through the FHA program, due to the fraudulent of participants in the FHA program. (This includes ALL states. - I have personally spoken to different homebuyers, in deficient houses, and they ALL state the same thing...about HUD (FHA).

They all state: "HUD has lied to us; kept important information from us (about our cases); HUD DOES NOT ENFORCE A thing, or do anything they are supposed to do.; "I am aware that HUD also has the HUD - Homebuyer Protection Plan":
"to keep FHA homebuyers from getting a lemon due to a bad appraisal." (put into effect 1999 - and is STILL in effect to this day.)

Why doesn't HUD enforce?

1. I have read (in copies of government documents online) that HUD does not enforce because: they continuously stay short on lending companies, appraisers, and inspectors, who participate in the FHA program. (In other words - HUD is "allowing" fraud in the FHA program.)

2. Do a search for: fraud at HUD, or fraudulent inspectors, or appraisers, in the HUD or FHA program.

You will find all kinds of PROOF on the Internet.

One high-ranking HUD official was busted by the authorities (Not HUD's authorities...) for:

"accepting a $80,000 bribe in cashe; and for accepting a bribe of a NEW, FERRARI car."

(This case can be found in court documents, also.)

This HUD employee...was involved in "an illegal property flipping scheme, in which he accepted bribes."

3. HUD also is guilty of the following:

Any time a HUD employee "whistleblows" about fraudulent activities at HUD...they usually first "demote" this employee, and then shortly after, "fire him, for trumped up (non-valid) charges. THIS HAS BEEN PROVEN.

Some of the employees they have fired for "whistleblowing" were only monts - to a year...from retirement.

HUD IS FRAUDULENT, HUD IS CROOKED...THEMSELVES.

This is why all of these deficient houses are passing through the FHA program. - and HUD goes along with it.

Our appraiser said our house was appraised at "60,000 after repairs are done."

In reality, EVEN if repairs had been done to the house (that he stated), it still would not be woth an "actual market value amount" of $60,000 -

because Professionally-prepared repair estimates "to bring this house up to minimum living standards is:

$95,094.71
---------------------------------------
Another reason that these fraudulent activities are being "allowed", is because high-ranking political leaders...are "taking HUGE contributions from agencies within the housing industry" (in order to NOT protect homebuyers, and instead...pass legal laws that will ONLY benefit the crooked entities. (such as, builders.)(NAHB)

Right now, the N.A.H.B. are trying to get laws passed in all states, (state-by-state) that will do away with the right of a homebuyers to take their case to court. These "entitites" are trying to make it legal where ALL homebuyers HAVE to agree to "Binding Arbitration".

(What they DON'T tell you is:
-it is much more costly that taking a case to court
-the so-called "unbiased third-party" is NOT unbiased. They almost ALWAYS find for these crooked entities. (In one case this week -
A homebuyer did not get any money towards repairs; had to pay a HUGE amount for their part of the arbitration fees, AND had to pay the builder's attorneys fees of $100,000.

and this homebuyer had a PROVEN case of fraudulent building, in their home.

These "political contributions" are NOTHING more than "BRIBES".

Do some research...see for yourself.

(Note: Check out the membership list of the N.A.H.B.) Some of the members are the SAME builders you see you have numerous complaints filed on them. (& have had lawsuits/& pending lawsuits, filed on them. (They can be found at ripoffreport.com; hadd.com; and other consumer-related sites.

For instance...Richard & David Weekley - of the notorious "Weekley Homes" - they are not only members of the N.A.H.B. - but they are also members of the "Texans for Lawsuit Reform". (They FOUNDED it.):
----------------------
Friday, January 26, 2001
"Texas State Senators file lawsuit reform bill package"

On Wednesday, the first full business day of the session, Lieutenant Governor Bob Bullock and
four Democratic and Republican senators unveiled the bills at a news conference and pledged
their support for the package.

"Put these bills on the front burner and burn them out of here as fast as you can," Bullock told
Senator David Sibley, sponsor of the omnibus reform bill. "It's imperative that these bills be
given top priority."

TLR (Texans for Lawsuit Reform) President d**k (Richard) Weekley ("Weekley Homes")was in Austin for the filing of the bills and met with Bullock in a private luncheon after the news conference.

"We couldn't have asked for a better beginning to the session," Weekley said. "It was gratifying
to see the lieutenant governor throw his full support behind civil justice reform on only the
second day of the new session. We have the momentum now but we can't let up until the entire
11-point agenda is passed."
-------------------------
(If you ask anyone for sample cases of "frivolous lawsuits" - they cannot give you any example court cases.", within the housing industry.)

Ask yourself: Why are crooked builders, so much for Lawsuit Reform. (If they weren't crooked to begin with, they would have to worry about getting sued. - Who in the hell wants to sit in a court room for 2-3 years - only to try to win a frivolous lawsuit. (This is totally ridiculous.)
The homebuyers who file lawsuits - are the same buyers who have given these crooked builders plenty of time to fix their homes ("right the wrong"). After up to 2 years of trying to get the builder to fix the deficient houses - the buyers then have NO CHOICE but to file a lawsuit.

If a case is, in fact, a frivilous lawsuit, - it would be thrown out of court. - It would never even go to trial.

These crooked entities (along with their HUGE amounts in "bribes", are taking away the rights of consumers - one-by-one.)

You people need to wake up, and see what is REALLY going on.

Our own government is fraudulent and corrupt. (You have no idea HOW deep it goes.)

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#1 Consumer Suggestion

I feel your pain,...I wish I had better news for you

AUTHOR: J.T. - (U.S.A.)

POSTED: Saturday, December 14, 2002

Mr Moss,

Independent home inspectors for the most part is a racket,..but then again so are the inspectors that work for local county governments.

First of all,...Im whats called in my area " a third party engineer". If we personally do not have a strutural or civil engineering degree,..we are at least required to have CABO certification by passing the residential exams provided by the SBCCI. For more info ,..look up SBCCI.com,...but enough of the boring initials.

To give you my background, Im an independent third party engineer,..or "TPI" here in the Atlanta metro area. We due residential inspections "in lieu of the county". For odvious political reasons, I will not comment on the local government-backed residential program, but you need to ask your self, in your own personal experience,...who services you better? Fed Ex? or the U.S Postal service? Our personal property is on the line everytime we sign off on a home inspection. The government,... and your buddy Bill Moss isnt,..just check the fine print if you do not believe this isnt true.

Here is one of my own experiences with "Joe home inspector for hire"....

My firm was contracted by a builder to do the inspections in a new subdivision where the average new home being built had an asking price 900K plus. I saw the construction of this one particular home from the ground up,...it was a quality job,..but if there were any issues in quality along the way,..I reported them, and put them on file with the county (which we are required to do by law), and forced the builder to resolve the issues,..or the county wouldnt the builder to recieve whats called a "CO". Anyhow,..it was a quality job,..and my firm signed off on the house.

Three months later,...the builder called me in an rage,..the interested home owner had employed his own "Bill Moss", for $1600,...to print up a flashy 12 color page report, with pictures I might add,...to basically say that this million dollar plus home was junk.

Now ask yourself,...if you were this "Bill Moss",...would you take this guys $1600 bucks, and say,..."Oh,..This is a great house?" Anyhow,..the home buyer reported his "Bill Mosses" findings to the county, to basically try to get the builder in trouble,..and have me loose my job. And oh by the by, I failed to mention that the home buyer was an attorney,..not that that has anything to do with my story.

Well to make a long story short,...I met at the home with county officals, the builder, a "representative" for the home buyer, to review "Bill's" report. Of course, "Bill" wasnt there in person.

I must say,...Bill's report was slick. It quoted several building code violations, and even quoted the codes by number and paragraph. Things looked bleak for the builder and myself. However, I happened to have a copy of the latest governing code book handy.

The codes that were quoted were either out of date, or applied to homes either built in California, Maine, or southern Florida. I did mention that this home is located in the metro-Atlanta area, right?

Anyway,...the moral of this story is,..home inspectors are used as nothing else but a way to drive the sellers asking price down, while taking their money, unethically I might add, at the same time.

By the way,...I still have my job.

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