Report: #826187


  • Submitted: Sat, January 21, 2012
  • Updated: Wed, May 01, 2013
  • Reported By: Jo Ann — Washington District of Columbia United States of America
    10557 Jefferson Blvd, Suite A
    United States of America

HOME RESCUE PROGRAMS, BRIAN SUDER Steven Duplain, Seth Trejo, Emily Yang, Patricia Garcia Foreclosure Rescue Scams - Fraudulent Mortgage Broker Practices Act, Internet

*General Comment: Investigator Reports: Victim Brian Suder of Home Rescue Programs wins in Court. All Charges Dismissed against Victim Brian Suder: Read Investigators report here:

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Home Rescue Programs Inc. is incorporated in the state of California. Home Rescue has never been licensed to conduct the business of a Mortgage Broker in Washington, District of Columbia. Home Rescue sold me services and asked for upfront fees that I paid with a cashier's check in 2009. There goal is to make a quick profit through fees or mortgage payments they collect from you.

I paid for services that Home Rescue promised to modify my mortgage loan and then failed to deliver. I signed a Refund Request sent to me by Seth Trejo, Esq. and an executed copy was never sent back to me with anyone's signature. Home Rescue did not keep their end of the bargain to refund me my money, and claimed that Seth Trejo was no longer with Home Rescue. It is quesionable as to whether or not Mr. Trejo is really an attorney.  If so, she should be disbarred from the Bar Association for fraud.

I was directed to Brian Suder as the President of HRP who told me that on September 8, 2009, that he would review my request in detail on September 9, 2009. He added that HRP are not foreclosure consultants and they own a loss mitigation firm. I did not hear back from Brian Suder or Seth Trejo. HRP failed to comply with the Agreement that said This Agreement shall be effective upon HRP's payment of $,$$$.$$ to Client ("Fee Refund"). HRP shall pay such Fee Refund withint five(5) business days of the full execution of this Agreement. IN WITNESS WHEREOF, the Parties have executed this Agreement on the respective dates set forth below.

I never received my money, and never received a sign executed copy from HRP. and therefore, the contract is not Valid. If HRP can prove that the Contract is valid, then I want my money back as agreed in the Agreement. If Mr. Trejo is a real Attorney, he violated his practice and information will get to the BAR and he may be disbarred. Brian Suder included me in an email to my old emil address on Nov. 10, 2010 @8:14:04 AM with 7 others names on it, with no subject. Mr. Suder you are in violation of the Mortgage Broker Practices Act of Washington, DC and California. All that I want is my money back!
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This report was posted on Ripoff Report on 01/21/2012 05:57 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Updates & Rebuttals


All causes of Action in a class action suit against BrianSuder have been dismissed in Superior Court of California, County of Los Angeles on October 5, 2011.  Case Number : BC446604

Victim Brian Suderpassionately won a Pro-Per against a Beverly Hills law firm.

Here is the reason:

To start Home Rescue Programs is technically (legally) started by Courtney Nicole Liss and is currently owned by a Courtney Nicole Liss.  It has a registered trademark to do Loan Modifications but the “trademark” was eventually abandoned in 2009.

Please review the links below:

The report is a bit complicated so we will start with:  Who is Courtney Nicole Liss?

Courtney Nicole Liss was the former fiancé of the true mastermind behind Home Rescue Programs: Brookes Bruno. 

In 2008, Brookes Bruno methodically placed everything in her name while he financed, built, and ran the entire project.

Brookes Bruno is no stranger to controversy.  Read Below:

In late 2007, Brookes Bruno had just finished his questionable dealings in the infamous Blue Hippo debacle.  January 2008, he then created and launched Home Rescue Programs out of Baltimore, Maryland.

The address of Home Rescue Programs Headquarters is listed below:

BALTIMORE, MD 21211-2319

Public record proves that Clipper Heights Avenue is the listed address for the trademark for Home Rescue Programs and was the Corporate Headquarters for Home Rescue Programs.

Additionally, this location is Brookes Bruno and Courtney Nicole Liss’ former primary residence. 

Furthermore, Brookes Bruno concurrently built another loan modification company in 2008 called: Sixon Property Trust Group and placed that company in Courtney Nicole Liss’name as well. 

Read the drama that unfolded with that company below:

The headquarters for Sixon Property Trust is also:
BALTIMORE, MD 21211-2319

Read Below:

In early 2008, Brookes Bruno created quite a stir and presence on the East Coast for Home Rescue Programs and Sixon Property Trust but he needed help getting a West Coast presence. So he enlisted the help of businessman and fellow multi level marketer Steven Duplain to launch Home Rescue Programs/California Branch.  Brookes and Steven Duplain had worked together on a few of multi level marketing platforms in the past.  Steven Duplain lives and works in Marina Del Rey and had a company that he ran out of a UPS store in Marina Del Rey called Freedom Equity Associates located at:

13428 Maxella Ave Ste 326
Marina Del Rey, CA 90292 

Steven had run Freedom Equity Associates from this location for 3 years prior to his launch of Home Rescue Programs (California Branch) in 2008.  In March 2008, Steven Duplain and Brookes Bruno launched Home Rescue Programs (California Branch) at Steven Duplain’s Maxella address:

Read Below:

Company Name:




Filing Date:


Entity Type:

Domestic Limited-Liability Company

File Number:


Filing State:

California (CA)

Company Age:

7 Years, 10 Months

Principal Address:

13428 Maxella Ave Ste 326
Marina Del Rey, CA 90292

Mailing Address:

13428 Maxella Ave Ste 326
Marina Del Rey, CA 90292

Registered Agent:

Steven T Duplain
13428 Maxella Ave Ste 326
Marina Del Rey, CA 90292

Freedom Equity Associates Address shown below:

Home Rescue Programs Address shown below:

Both addresses registered to:
Steven T Duplain
13428 Maxella Ave Ste 326
Marina Del Rey, CA 90292

Freedom Equity Associates which is owned and operated by Steven Duplain since 2005 had become the owner of Home Rescue Programs (CaliforniaBranch) in March of 2008.

Read the attachment below:

The parent company of Home Rescue Programs (CaliforniaBranch) is Home Rescue Programs (Maryland) which is listed in Courtney Nicole Liss’name by fiancé Brookes Bruno. 

Ultimately Brookes Bruno created, built, and ran all of Home Rescue Programs.

So in March 2008, the actual loan modification/loss mitigation industry was in its infancy stage. Veteran Business Owners/Marketers Brookes Bruno and Steven  Duplain needed to find a pawn who actually had experience in loss mitigation. They needed to find someone whom they could easily market to the masses (100’s of thousands of Brokers and homeowners Nationwide).  They needed someone who actually had knowledge and the proper credentials in loss mitigation. 

They searched online until they found the writings of BrianSuder, an employee of a retired HUD (Departmentof Housing & Urban Development) Commissioner.  Brian Suder was simply helping the sick and financially distressed stay in their homes for the retired Commissioner’s small company.  Brian Suder was actively writing editorials for various publications and trade magazines about his experiences in the changing climate in the loss mitigation industry. His writings were posted online. Brookes and Steven stumbled upon his work while researching for their new pawn of Home Rescue Programs (The Fall Guy).

Brian Suder was living a very humble and simple life in SanDiego.  His passion in life was simply to help others. 

So what was the Loss Mitigation Industry like Pre 2008?

HUD often worked hand in hand with Home Retention departments of every major mortgage lender throughout the 90’s and early 2000’s.

Mortgage Banks had very small loss mitigation/home retentiondepartments in the 1990’s early 2000’s. 

The team from HUD and the teams from all major mortgage lenders in the early 2000’s all knew each other (Brian Suder included). They were all true homeowner advocates.

Example: All of Bank of America’s loss mitigation team was comprised of 9 people for the entire
United States in 2007.  By 2010 it grew to tens of thousands. 

The environment of loss mitigation prior to early 2008 wasvery small and simple. The small team of 9 people at Bank of America was comprised of a compassionate group whom truly cared about the wellbeing of mortgage lien owners who were facing distress in their lives. That team would work with Government entities like HUD to ensure that distressed homeowners were given the right loan terms to fit their individual needs until they got back on their feet. 

The Set Up

Steven Duplain and Brookes Bruno invited Brian Suder to a series of conference calls and a few weeks later offered Brian Suder the job of his lifetime.  They offered him the job of CEO of Brookes Bruno’s creation: Home Rescue Programs.  (Note: A search of records nationwide has shown that Brian Suder has never owned any company up to this point.) 

Brian Suder was quite honored and thrilled by Brookes and Steven’s offer and took it.

Brian’s job description was quite simple. To do what he loves doing: To continue writing editorials about the changing environment of loan modifications. As Brian continued his work, Brookes Bruno and Steven Duplain marketed Brian’s untarnished name to the masses (100’s of thousands of mortgage brokers and homeowners nationwide). Brookes Bruno was a marketing veteran and was the marketing mastermind behind Blue Hippo nationwide. 

Brian was ordered by Stephen Duplain to work from his home in San Diego.  Brian Suder was not given access to any bank accounts.  Brian would occasionally travel to cities across the country to educate communities about home retention and then was ordered to continue to write editorials from home.

In 2009, the loss mitigation/loan modification industry became increasingly regulated. Steven Duplain brought in a broker named Susan Herman.  Susan had worked with Steven on a few real estate deals in the past. 

In order for Steven to continue operations from his Maxellaaddress, Home Rescue Programs was required to have a real estate brokers license in California.  Steven was receiving business from Susan Herman  and offered her a money making opportunity.  Steven paid Susan Herman to use her license in order to keep California operations compliant.  Steven would rarely invite Susan to come to the office and he fraudulently signed all checks stating his name as the Broker of Record of Home Rescue Programs.

As Steven Duplain and Brookes Bruno marketed Brian Suder’s name throughout the nation, Brian was eventually invited to Capital Hill to meet with members of Congress and educate them on Home Retention solutions.  He met with 27 members of Congress individually for several days on Capital Hill. The Governor of Texas Rick Perry insisted on having lunch with Brian Suder (Rick Perry offered Texas as a possible location for Home Rescue Programs headquarters because of the increased environment of regulations).  Brookes declined because he wanted to watch over things from his office and home in Baltimore.

Steven continued to run most operations out of his office in Marina Del Rey while Brookes Bruno sat back and collected big checks.

In October 2009, a new law, (California Senate Bill 94) made it impossible for the Maryland Corporation to run its operations in California anymore. Brian Suder was officially fired by Steven Duplain and Brookes Bruno.  Steven then fired everyone at his Marina Del Rey office. 

Mr. Duplain then signed over the entire California Corporation to a little known company/non-profit called (V.O.I.C.E.) which stands for VIOLATIONS ON INSTITUTIONAL CORRUPTION & EVASION.  VOICE took over all files, operations, and continued to process files for an undetermined amount of time.  A signed agreement shows that (VOICE) assumed all liability for Home Rescue Programs/California Branch.

Post SB 94 – The aftermath of Home Rescue Programs shutting its doors

Approximately 6 months to a year after the closing operations, Victims Courtney Nicole Liss and Brian Suder became targets by 3 state regulators. Brian Suder was marketed as the Face of Brookes’ company Home Rescue Programs and Courtney Nicole Liss was listed on all corporate paperwork.

Brian Suder and Courtney Nicole Liss were confused by themail.  State Regulator mail was something new and unfamiliar to both of them.

Brookes Bruno, (a Business Veteran), was fully prepared and sat back smiling.

The three regulators that came after Brookes Bruno’s Co-Conspirator Steven Duplain, Victim Brian Suder and Victim Courtney Nicole Liss were the following:

1.       Washington State Department of Financial Institutions

Home Rescue Programs Headquarters/Maryland and Sixon Property Trust Group were both fined by Washington State.

Victim Brian Suder and Victim Courtney Nicole Liss’ names were obvious targets but should be removed soon.

2.       California Department of Real Estate

Home Rescue Programs was eventually audited by the California Department of Real Estate.  Steven Duplain did not operate the company compliantly and the audit revealed that he embezzled a lot of money from the bank account . Victim Susan Herman lost her license as a result of Steven Duplain’s fraudulent behavior. 

Read Below:

Note: I spoke to Susan Herman at length and she has no animosity towards Victim Courtney Nicole Liss nor Victim Brian Suder and understands that they were equally victimized by Steven Duplain. She has mistakenly written negative remarks about Brian Suder online in the past and takes back every statement.  She was unaware at the time that Brian Suder was a victim as she was.

3.       Maryland Department of Labor, Licensing, and Regulation

Home Rescue Programs Headquarters in Maryland was fined by the state of Maryland:

NOTE: Maryland will be changing this report soon to remove the Home Rescue Programs’ employees names Jeff Murcia and Patricia Garcia and Victim Brian Suder.  They will continue to keep Steven Duplain’s name on it and may be adding Brookes Bruno to this report (TBD).

Potential New Claim: Criminal

Authorities are simply looking at one person(criminally) now-Steven Duplain. That is for fraudulently signing Broker of record on all checks. 

Potential New Claim: Civil

Brookes Bruno was quite capable of covering all of his tracks but a very distraught ex fiancé may prove to be troublesome for him in the future.  That is to be continued.

As expected, when Home Rescue Programs finally closed their doors, Brookes Bruno methodically brook up with Courtney leaving her stuck with the overall trade mark liability. 

Surprising Court Findings: Superior Court of California, County of Los Angeles on October 5, 2011.  Case Number : BC446604

Home Rescue Programs actually did process over 2,000 modifications throughout this mess but
any homeowner who did not receive a mod is the First and Utmost Victims. 

The other casualties of this war were the following:

 1. Victim Courtney Nicole Liss. 

A poor young girl who had her heart shattered
by Brookes Bruno and then left with the Home Rescue mess all in her name.

2. Victim Susan

Herman. An untarnished seasoned broker in her 60’s whose licensed was
destroyed by Steven Duplain’s behavior.

3. Victim Brian Suder.

A true consumer advocate set up by Brookes Bruno and Steven Duplain as the
“Fall’ Guy for their unscrupulous behavior.

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