HomeQ Servicing Appraisal inflated 60,000!! Sacramento California

For one... get setup on the Automatic Payment plan to have the payment drafted from your bank account.

Or just call and demand a supervisor... the agent will try to resolve the situation because we are trained to do that. If you're hung up on... call back. Don't bark on the phone to the agent because then you don't get anywhere. In a calm and respectful voice keep asking for a supervisor, eventually you'll either be transferred to a supervisor or put in the supervisor call back.

Ask the supervisor how to cease and desist. If you request we are required to do it. It'll take a few days but i'll happen. Thing is if anything was to happen on your account such as a bad check, and ARM change, etc. we wouldn't be able to tell you. Unless you periodically call in and check.

Could you please tell us where the rip-off is??? You signed the mortgage papers., knowing that it was an interest-only loan AND the monthly payments. I'm guessing that you thought that you could afford it then. What has changed? You don't explain why you say that your house was over-assessed.

How much down payment did you have? The reason why they probably required you to get a 1st and 2nd mortgage is because you didn't have 20% down payment. If you get a 1st and 2nd mortgage instead, this elleviates the need for PMI (Private Mortgage Insurance).

Are they calling because you are behind in your mortgage?
If so, I certainly don't think that training your kids to hang up on them is the best solution!!

You have to be kidding?

You need to look at your appraiser and broker for your inflated appraisal....any fool that can read that HomEq does not make home loans they only service them after a rip off mortgage lender makes the loan!

Start at the beginning for fault!