• Report: #307704
Complaint Review:

Household Bank HSBC

  • Submitted: Sat, February 09, 2008
  • Updated: Sat, February 09, 2008

  • Reported By:Minneapolis Minnesota
Household Bank HSBC
http://www.householdbank.com/ecare/home_nli Salinas, California U.S.A.

Household Bank HSBC 13% APR upped to 26%; no late payments on any accounts Salinas California

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My credit card APR was just raised from 12.99% to 26.99% by HSBC. I have not been late on a payment on any credit card account or beyond the limits. My APR is doubling because my credit rating is at 645. All I have ever done is pay this card on time, and they are DOUBLING my rate!!!!!

When I called for an explanation the rep was perplexed because he said my account was "perfect" and had no blemishes.

Again, my APR was doubled even though I never made a late payment or missed a payment. The person I spoke to on the phone agreed that my account was PERFECT.

Minneapolis, Minnesota

This report was posted on Ripoff Report on 02/09/2008 08:30 PM and is a permanent record located here: http://www.ripoffreport.com/reports/household-bank-hsbc/salinas-california-93912-0056/household-bank-hsbc-13-apr-upped-to-26-no-late-payments-on-any-accounts-salinas-califor-307704. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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