Report: #734317

Complaint Review: HSBC Bank of Nevada

  • Submitted: Sat, May 28, 2011
  • Updated: Sat, May 28, 2011
  • Reported By: Victim of HSBC Nevavda — San Antonio Texas United States of America
  • HSBC Bank of Nevada
    Las Vegas, NV.
    Las Vegas, Nevada
    United States of America

HSBC Bank of Nevada Demanded $3, 900.00 in Payment for a debt that was paid off. Claimed I hadn't made a payment in 8 years! Las Vegas, Nevada

*Consumer Comment: It is not the bank

*Consumer Comment: You do have rights

Show customers why they should trust your business over your competitors...

HSBC Bank of Nevada is harrassing me through a law firm in Wisconsin (I live in Texas).  They have taken an account which has been closed for some time now and demanded over $3,900.00, claiming this account has not recieved a payment in 8 years.

Since I have lived in the house, with the same e-mail address & phone number for the last 17 years, you'd think they would have contacted me before now.  But they didn't.  All of a sudden, out of the blue, I got a letter from a law firm stating that I owed HSBC of NV. all this money!  I guess they figured that after 8 years I wouldn't remember my debts or keep any records of payments.

From the accounts I've been reading, I'm certainly not the first victim of HSBC of NV. greed.  However, I'm fighting back with the help of the state Attorney General's office.  I believe this error is one of three things: 1.) clerical error on the bank's part, 2.)Identity thrft, 3.) Embezzlement on the part of bank employee. 

In addition to this belief that HSBC of NV. is playing games with my credit, I am a senior citizen and I think they believe if you're over 60, you have no memory at all.  Being a senior citizen does not mean I can't remember my responsibilities to my creditors.  I do and I DON"T owe the HSBC Bank of NV. a dime, nor will I pay them one cent!!
Is this Ripoff Report About you?
Ripoff Report A business' first line of defense on the Internet.
If your business is willing to make a commitment to customer satisfaction Click here now..

Does your business have a bad reputation? Fix it the right way. Corporate Advocacy Program™

Set the record straight: Arbitration Program

SEO Reputation Management at its best!

This report was posted on Ripoff Report on 05/28/2011 11:02 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
Also a victim?
Repair Your Reputation!

Updates & Rebuttals


#1 Consumer Comment

It is not the bank

AUTHOR: Stacey - (U.S.A.)

Is is a third party debt collector scumbag - What is the name of this company?? Don't pay them a dime!! This will only re-age the debt and they got you on the hook.  Go to for more information on how to deal with these losers.  FYI they bought this "debt" for pennies on the dollar.
Respond to this report!

#2 Consumer Comment

You do have rights

AUTHOR: Steve - (U.S.A.)

This sound like some Junk Debt Buyer bought some accounts from HSBC and is trying to collect on them. You do have some rights here:

1: The Statute of Limitations in Texas is 4 years. Even if you do owe the money, the SOL is an Affirmative Defense against having to pay them. They probably know this and are betting you don't. Why? Any payment you make could re-start the SOL all over again.

2: The debt is too old to be put on your credit file. Federal Fair Credit Reporting Act limits derogatory trade lines to 7.5 years from the date of the first missed payment.

I would simply tell these Bozos to F*ck Off and Die and never call me again.
Respond to this report!
Ripoff Report Recommends
ZipBooks Accounting Software

Advertisers above have met our
strict standards for business conduct.