Complaint Review: HSBC Home Mortgage - Brandon Florida
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- HSBC Home Mortgage Reside In Illinois And Florida Brandon, Florida U.S.A.
- Phone: 800-365-6730
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- Category: Mortgage Companies
HSBC MHSBC Home Mortgage HITS RECOVERING FAMILY OF LAYOFF WITH FORECLOSURE Brandon Florida
*Author of original report: FL Girl HSBC Rep????
*Consumer Suggestion: Wow....
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Warning I took out a loan with HSBC Home Mortage, when I was laid off in March 06, we discussed everything, it was ok to hold payment until I was back to work.
On July 1st I was back to work with another company making great money. When we sent the first payment it, they returned the checks and stated that the home was in foreclosure, I had not heard anything of this nature. In order to save the house, I am required to pay about $8,000, I have about 3/4 of it but they will not negotiate, my house will sell in
August. The b** are taking my home from my son, I could be caught up by the end of September with all fines and all.
I was told by their represenatives tuff we are in the money business. I understand that, and I am willing to pay the money. Instead I will be filling a chapter 13 immediately (cost $3,000) in order to stop the foreclosure.
Roy
fowlerville, Michigan
U.S.A.
This report was posted on Ripoff Report on 08/04/2006 05:35 PM and is a permanent record located here: https://www.ripoffreport.com/reports/hsbc-home-mortgage/brandon-florida-33509/hsbc-mhsbc-home-mortgage-hits-recovering-family-of-layoff-with-foreclosure-brandon-flori-204602. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Author of original report
FL Girl HSBC Rep????
AUTHOR: Roy - (U.S.A.)
SUBMITTED: Saturday, August 12, 2006
Your attack of calling me ignorant is uncalled for. If you are familiar with HSBC then you are aware that Supervisors are not available! You should also know that the promise to have a supervisor return calls never occurs.
HSBC enjoy your home, I am moving back to my other home in Indiana.
Also, if you had actually read and analyzed what I wrote, then you would have understood, that I would have been able to correct the problems by the end of September, which means I would have repaid all fees and late payments.
Maby you are the Ignorant one HSBC/Florida Girl...
#1 Consumer Suggestion
Wow....
AUTHOR: FLGirl - (U.S.A.)
SUBMITTED: Tuesday, August 08, 2006
The more things I read on here the funnier they get. I realize that there are legitimate complaints on this site and yes there are people who are ripped off. What surprises me the most is all are the false complaints....
I'm sorry for you feeling ripped off Roy, but I'm curious of your age and maturity level to believe that a company will permanently place your payments on hold until you find a job.
I really hope that this complaint was filed by someone who is 19 or 20 and this happens to be there first mortgage. Unfortunately, I don't think it is.
No company in there right mind would give you a loan and not require repayment. If you were told that, I would have questioned it to a supervisor, another rep, or customer service. I would then proceed to continue questioning it until I have exhausted all resources and then still doubt that it is true and make my payment anyway.
I don't understand why with the largest and most technologically advanced country in the world do we have some of the most ignorant people too. I guess that is how the cards got dealt.....sigh'
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