• Report: #999073
Complaint Review:


  • Submitted: Fri, January 18, 2013
  • Updated: Wed, January 23, 2013

  • Reported By: stopthesecons — orlando Florida United States of America
37 North Orange Orlando, Florida United States of America


*UPDATE EX-employee responds: I was scammed as well in North Carolina, please stay away from them!

*UPDATE EX-employee responds: Poor Poor JJ


*REBUTTAL Individual responds: In reply to the above post

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Now they are going by JJ and Lisa.  They are continuing to scam people at 37 North Orange in Orlando, they live in Ocala.  She STILL looks like straight trash.  She's obviously 6 or 7 months pregnant but still wearing the same stuff she was wearing prior to pregnancy.  It appears as though she shops from either the dumpster or the good will.  He still fronting like he's a million bucks.  They drive a silver or gray Impala, it's a rental (HOW CONVENIENT).  She has cut her hair and it's light brown or blonde.  The car is filled with trash and has a foul odor so if you're an unsuspecting cop and you pull them over, put your riot gear on first!  They apparently are still running the pyramid scam but rumor has it around the office that soon they will be running an auto financing scam as well.  She brags that she's pregnant and on MEDICAID!!!!  WAY TO GO!!  Not only are you scamming people, but while you're running around with thousands of dollars, you're using welfare to screw us out of our tax dollars too...WELFARE FRAUD!!!!!  She gets upset if a female more attractive (and most are) than her come into the office and the girl lies like a rug.  They both do.  I believe they will be skipping town very shortly because everyone at the office is getting hip to their scam and people are starting to talk.  She's trashy, has dirty feet and it appears as though he bathes in cologne to cover up the odor of his unwashed body.  I have found on YOUTUBE  a video of her singing "No Place That Far" as well as a video an unsuspecting landlord took of the condition of a house they left in North Carolina.  It was awful.  They are dirty, nasty, thieves.  They need to be stopped.  When they think they are being reported to the authorities or found out, they skip town and their "managers" are left holding the bag, answering the questions and being put through an investigation.  NASTY, TRIFLING, THIEVES.  I feel sorry for the child because he will definately be born in jail or put into foster care.  They take your money and run!  They claim that you will have your own office and make thousands of dollars by simply "sponsoring", "recruiting" and sell product.  NOT TRUE.  The only thing you're going to get is a criminal record and a run for your money.  THESE PEOPLE NEED TO BE STOPPED.  They have run scams in Jersey, Virginia, North Carolina, Florida and who knows how many other states.  They claim to be Jehovah's Witnesses but all they are doing is giving THAT particular religion a bad name, for there is nothing TRUTHful about JJ and Lisa (or whatever their names are) Howard.  HELP US STOP THEM!!!

This report was posted on Ripoff Report on 01/18/2013 08:59 AM and is a permanent record located here: http://www.ripoffreport.com/reports/hsec/orlando-florida-/hsec-hsec-hse-titan-securities-o2-o2-inc-jayjjjeremyjerryjeremiah-howard-elizabe-999073. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 UPDATE EX-employee responds

I was scammed as well in North Carolina, please stay away from them!

AUTHOR: Amanda - ()

I'm a victim of Jeremiah Howard and Elizabeth Yates! Everything in this report is true, they are con artists and move from town to town/state to state scamming and stealing your hard earned cash.  I don't know how Jeremiah had the audacity to reply to this post as everything said about him and his company is true. He is the OWNER!!!!


I responded to a job posting for an Office Manager position in North Carolina and was hired on the spot by Elizabeth and was told I had to pay $77.32 for a background check and other hiring fees.  I was told i had to bring $150 for training materials (flimsy book, old fire extinguisher etc)...everything else I don't have to repeat bc is already stated above. They steal your money, there's no product, there's nothing! You will be required to sell $2000 before you can complete the training and be in your own office. The people that you sell the stuff will never receive it! Please just walk away. They are con artists that have the power of manipulation, they will lure you in with stories of success and show you a W-2 with about $800,000 in earnings for Jeremiah Howard, well that's all the money they steal from you!!! They interview about 10-15 ppl a day and they all get hired!!! They all pay $77.32 for a background check that is never run and $150 for materials that that cost less than $5.00. Then all these people will sell about $500 (They will lower the $2000 to $500 to make it more feasible) You do the math! Then after 1 or 2 months they will skip town and move to the next group of victims. Its a SCAM!!! i lost $1500


PLEASE PLEASE PLEASE STAY AWAY! They will steal your money!!!! Do your research! They have been all over NC and Florida and who know where else!

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#2 UPDATE EX-employee responds

Poor Poor JJ

AUTHOR: SeizetheTruth - ()

I am hesitant to call myself a former employee of the company because I never was actually paid for anything.  I showed up for an interview in Manatee County, FL, was told that the job was in huge demand and was made to feel that it would be an honor to be selected for an office manager position, paying $700 a week, plus bonuses.  That very day, I was selected, and asked to come in the very next day to sign my paperwork and pay a $99 fee for a back office.  I expressed that I couldn't come in the following day due to a move, and I was threatened to have the position offered to someone else.  So I made arrangements and came in, scheduled my training to begin that following Monday.  

The training was set an hour away in Clearwater, FL.  There were about 25 people in the room, which really negated the theory that the position would be given to someone else.  The office was a rent-for-a-day kind of place that had other businesses using similar training rooms.  We were told that we had three opportunities.  The first was the regular office manager position which we'd all applied to, which paid $700 weekly, plus bonuses and health insurance.  We'd be opening a new office, hiring sales people and our office space would be paid for.  The second was a mid level management, which did not have the advantage of the $700 weekly salary, but straight commissions and straight payment on the fees collected.  The same fee we paid to get our back office.  The third was an Office Director's position, which also didn't afford the salary, but did receive commissions on "new hires", sales and other office's sales and new hires.  This, Mr. Howard, is indeed a pyramid scheme http://www.ftc.gov/speeches/other/dvimf16.shtm and it is INDEED illegal in the state of Florida, as you know.  You said so in training before anyone could ask.  Making one small variation doesn't disguise it.

After the few hours of training, the candidates were asked to select which opportunity they wanted to pursue.  The ones who decided to become directors or mid level were kept on.  The ones who asked to stick with the job they applied to, which is part of the labor department's hiring practices, that you actually have the job to which applicants applied, were told that they were not selected to continue training.  In retrospect, and after further research, one would deduce that there was no health insurance offered, as Ms. Yates is on Medicaid, and neither of the other two opportunities offered company paid insurance.

Over the course of the next few days, I did additional training with other applicants.  One of the conditions of our hire is that we were able to sell $2000 worth of equipment.  This is how we received the $800 after training, ($1000 if done within a week, though they allowed you between 2-4 weeks).  After our training, though, we'd never have to sell again.  Our constant new recruits would be doing that for us. 

By the second day, I'd had all of my sales lined up between friends and families.  I had order forms and credit card authorization forms prepared and sent in.  I did NOT, however, have the back office set up that I'd paid for.  Without that set up, I could not run any credit cards.  If I could not run any credit cards, I could not get paid or get out of training.  There went the $1,000.  I was told that they were switching Merchant Services accounts and were put on hold.  This is what I had to explain to friends and family when they started asking for receipts.  In the meantime, they'd asked me to ask the customers if they wouldn't mind paying by check instead of credit card.  I advised the customers not to, as they have better assurances if something happens with that large of a transaction.

After a week, I still didn't have a back office up and running yet, I was conducting interviews for my "sponsor" which was another training exercise, and my friends and family were constantly inquiring about their orders.  None were placed because of the merchant services hold.  The longest wait there is for merchant services is 72 hours with an approved account.  This was a red flag for me.  If there are issues with a type of business or previous merchant services accounts, they will not approve a new account, they will put limits on the amounts of transactions or the transactions' dollar amounts, or they will keep a certain amount of transactions up to a certain amount as a safeguard, and once the amount is hit, then the merchant's account is funded and paid. 

As soon as I made this realization, calls from family started coming in of those who researched this company.  You can imagine what they found.  They immediately canceled their orders, reported their cards as lost or compromised, I had to put fraud alerts on my credit bureaus since this couple now had my social security card (ANOTHER HUGE RED FLAG - OFFICE DIRECTORS ARE INDEPENDENT CONTRACTORS WHICH ARE NOT REQUIRED TO PRODUCE ID AND SSI CARDS AS THEY'RE 1099 WORKERS).  I called my "sponsor" and gave my resignation immediately. 

I then called the Clearwater police and asked them to look up JJ Howard and his various Aliases.  Right now he's working under HSEC.  AT THE TIME THOUGH, they were working under Titan Securities Inc.  This was NOT the name of the independent reps, Mr. Howard, as the one I was "hired" under was Steel Soldiers Security.  Titan Securities was the umbrella for this, much like HSEC is.  Please do not insult the intelligence of the readers.  One can tell what you're trying to hide by the way you're trying to hide it.

Now, I am not a convicted felon, I'm not someone who attempted to work and failed, I am highly educated, even tempered and considered by many to be objective and rational.  I am, what a prosecutor's office would consider, a "credible witness".  When I contacted the police about you and the aliases, plus your known affiliate Mark Mignolo, it was indeed confirmed that you are a wanted man.  I do not take issue with the medicaid fraud, or anything that other writers have judged you on, as I don't believe you've made the money you say you did, nor do I believe you even have health insurance, which makes Ms. Yates eligible for medicaid.  I do take issue with you posting one job, and by the time the week is up, you turning it into something completely different.  This has nothing to do with your ex wife, who you claimed in training that you had a fine relationship with, nor does it have anything to do with you trying to make money.  You are doing so illegally, per the FTC, and according to other reps who did not have the where with all to cancel their impending orders, their orders have not been received.  $2,000 worth of product not shipped, but paid for, is indeed grand theft.  This is a very big reason why you may not be able to obtain a merchant services account.  Again, you can't blame your ex-wife for that.  And make no mistake, just because you haven't gotten caught or "picked up" by the police, yet, does not mean what you're doing is not illegal.  You're just faster than they can track you down.

If you're a reader pondering the possibility of working for this operation, please reconsider and always remember that you should not have to pay to work.  In my case, I paid $99 for a "back office" that I never received.  I could probably go after you, JJ, but I chalk it up to lesson learned and it'll be worth it to actually see you and Lisa or Beth or Elizabeth, whomever she is, obtained by law enforcement and brought to justice.
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#3 UPDATE EX-employee responds


AUTHOR: Jeremy Howard(JJ Howard) Elizabeth - (United States of America)

J.j Jeremiah Jerry Jeremy Howard what ever tyou calling your self! You are a LIAR AND YOU ARE A SCAMMER you truth is out and you can do nothing God is in the driver seat and there IS A CASE AGAINST you, How ever I forgive you brother but I AM PURSUING JUSTICE WITH OTHERS AGAINST YOU!

 GET IT TOGETHER AND PREPARE FOR JAIL IVE SPENT TIME THERE and it was good i got really close to god maybe that's what you need. Remember you my have control over scamming people and putting them in bad situations  with their families but you don't have control over you're wife's WOMB! I suggest to REPENT! and Give back what you stole and apologize~ You are a unclean spirit~ You need help stop hurting others it one of God's pet peeves. Give back what you stole repent God be with you brother I forgive you now ask forgiveness from the almighty.
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#4 REBUTTAL Individual responds

In reply to the above post

AUTHOR: Cheryl - (United States of America)

The individual that is typing above is Danny Stewart. Former office Manager for the company. Danny has been an independent Director for the company for almost 6 months and in that time period Danny hasn't made very much money.

You can tell based on the way the above post is written, there is alot of frustration and anger and immaturity. Not once can he state where the company is a scam or has commited a scam. It seems like more of a personal attack on me and my wife.

I can definately understand the frustration of not making money and needing someone to blame but ask yourself these questions.

1. If I am a scam artist, why do I use my real name ( I do not go by an alias though I know whats written about me online by my ex- wife? My ex wrote all of these things to try to get back at me. Typical.

2. Everyone that knows my wife knows that shes beautiful and your immature taunts does nothing but show the immaturity that has put you in the financial situation that you are in.

3. Anyone can go online and try to ruin someones reputation by typing in a blog like this but what has been LEGALLY DONE. NOTHING!!! NO ATTORNEY GENERAL, NO LAW SUIT, NOTHING!

All you have is a rumor, thats it!

4. All of the different Company names you are referring to do not all apply to me. All independent Agents carry their own company name. Just like the name of your Company was Prime Securities other independent agents have their own names too. So there is a lot of things that you and obviously some pthers have no clarity on. Just because you don't understand something you and you personally dont make any money, you see something online and you believe it? Thats Foolish

Anyone that is reading this post can clearly see that you are a former disgruntled Representative who is about to get sued.   Thats it Danny. The only one hurt by this is you.

If I were on your level of immaturity I would post where you live, what car you drive, your social security number, say bad things about your wife( you know that I know all of these things) but Im not that level of lower class. I have personally talked to the Attorney General and there is nothing on the company. No investigation. Nothing!

A complaint is not a fact.

I feel bad for you Danny. Your post shows me just how sad and wicked you really are.
You will never ever get out of your situation until you change yourself. Nobody has ever run Danny and I NEVER WILL.
And by the way, I am one of Jehovah's Witnesses and the way that I have responded to this post should be evidence of that.

And to Danny Stewart: I'll see you in court.

JJ Howard

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