In January 2013. I applied online for a payday loan. I was contacted by 2 seperate companies by phone. after discussing thier terms, I declined both offers.
approximatley 2 weeks later, I discovered $300.00 in my checking acct. As a family member has placed money into my acct on several occasions,I assumed this is where it came from. Several days later I contacted this family member to discuss payback.
I was informed they had not put money in my acct. The next day I contacted the bank to find out where the money came from. by that time I received an E-mail with my so called Acct. details from hydra-fund. with Instructions Do not respond to this E-mail as this address is not monitored.
I contacted hydra-Fund by phone to get them to reverse payment as my bank instructed me to do. I was told this was not possible due to innaccurate banking information. I was forced to close my acct. after 2 withdraws of $90.00 plus one for $35.00 due to insufficient funds.
April 23rd I was contacted by someone claiming to be a lawyer saying they were issuing warrants for my arrest as well as freezing my current accts. Demanding I give them my current credit card information. Yeah RIGHT ! Not sure what's gonna happen next but I really can't afford a lawyer at this time. I am more than willing to give them enough money to cover the rest of the original $300.00 as I tried to do at the start. But nothing more.
I have never even seen a contract from this company, much less signed one. I am only hoping for the best outcome with the minimum amount of damage at this point.