Complaint Review: Identity Guard
In checking my credit scores they had me in the mid 700's and in their "simulator" they give you different scenarios (ie: taking out a loan or CC) will do for your score.
They added comments in my report like "you are sure to receive the best offers from creditors".
Their credit simulator said if I open a credit card account my credit would soar in to the high 700's.
I applied for the credit card and got rejected?? I subsequently learned my credit scores were roughly 100 points lower than Identity Guard reported them and I suffered a lowered score as a result of the rejection on the credit card they recommended I open!
Stay away from this sham of a company. They will lower your score, not improve it. They did it to me.
The frosting on the cake here is that they ignored my request to cancel and banged my card for 2 months before I could stop them.
Identity Guard? HA!! Identity Fraud is far more accurate is a far more fitting description.
This report was posted on Ripoff Report on 08/22/2012 12:52 PM and is a permanent record located here: http://www.ripoffreport.com/reports/identity-guard/internet/identity-guard-fraud-inaccurate-information-and-advice-internet-930997. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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