Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #218738

Complaint Review: IKobo - Atlanta Georgia

  • Submitted:
  • Updated:
  • Reported By: Moscow Other
  • Author Confirmed What's this?
  • Why?
  • IKobo 2030 Powers Ferry Road Building 200, Suite 222 Atlanta, Georgia U.S.A.

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

On 17th of October I tried to transfer the money to my friend who lives in the same city as me through iKobo money transfer which is according to their self-description the easy and safe way to send money to anyone, anywhere in the world.

Everything was all right first, they confirmed the transaction, my debit Visa card was immediately charged (97,35$).

But the next day I got the notification that this transaction has been cancelled and my account by iKobo has been blocked without any explanation. I tried to contact the staff of iKobo in order to find out what's wrong but each time I got a different explanation:

You cannot send funds to the same city that is why the transaction was cancelled. It is a security risk for iKobo. The funds were reversed to your account on the 17th of Oct. and it normally takes up to 4 business days to put the money back on your account. And in order to unblock your account by iKobo you should send us the copy of your ID and you Visa card.

I really don't understand why nobody wanted first to take a look at my ID or credit card before charging the money from my account!

3 days later I checked my account again and found out that this amount was still missing.

I tried to contact the staff of iKobo again and I should tell the whole story from the very beginning this time to another person. The answer was: you should send us the copy of your account statement so we could check if the money is really not yet back. Well, I sent them the latest statement of account and I was promised the matter will be investigated from their end and the problem will be solved in couple of days. However, they'll inform me by email about the results.

OK, in couple of days the problem still hadn't been solved and I didn't hear anything from iKobo as promised so I contacted them the 3rd time. This time the answer was: it could take up to 30 days to post the charge as a credit so that I will be able to see it on my account.

Moreover, I've been informed that the transaction through iKobo was cancelled because you were sending money to someone in the same city as you. This is not allowed for international customers. That is an iKobo policy, an internal rule It's probably a top secret because it is not published on their website. Than I was as usually promised that the matter will be investigated and a response will be given via email the next day. Well, today is 1st of November, any answer from iKobo is still missing as well as money on my account.

The question is: if the administration of iKobo takes so much care of the security of their services why do they forget somehow to cancel the transactions immediately without charging the client's accounts first? Or they probably think that it is more secure to keep the money on the iKobo accounts and to rob their clients this way?


Here are the copies of my chats with the staff of iKobo:

Carlos: Hi, my name is Carlos. How may I help you? Please feel free to send any comments about me or our service to feedback@ikobo.net.
Natalia: Hi Carlos, I'm Natalia. I wanted to send the money to my friend through iKobo but the transaction has been cancelled. Why?
Carlos: One moment while I review your account.
Natalia: ok
Carlos: You need to fax or email in verification documents and also delete your recipient from your account.
Carlos: Verification documents consists of a copy of your ID, photocopy of your credit card (front and back) and a copy of your utility bill.
Natalia: but what actually happened?
Carlos: You can fax these documents to 1-267-295-2868 or email them to limits@ikobo.net.
Carlos: We need extra verification on your account before we unblock it.
Natalia: could I get the money back to my Visa?
Carlos: It has already been reversed back to your Visa card.
Natalia: I'm sure this money isn't on my account
Natalia: I checked it 10 minutes ago
Carlos: You have to give it at least 4 business days to show up.
Natalia: does it mean that this amount incl. the transaction fees will be booked back to my Visa account?
Carlos: That is correct.
Natalia: great, that's what I wanted to know - where's this money.
Natalia: but could you please tell what was wrong with this transaction?
Carlos: Your account has been blocked and cannot be re-opened until you send us documents.
Natalia: but why was it blocked? what happened?
Carlos: Your account is too high risk to service. If you want an explanation, you will need to send an email to limits@ikobo.net or call our compliance department at 1-866-800-4562 ext.169.
Natalia: but why is it too high risk to service? I just wanted to transfer the money from my own card. is it so dangerous?
Carlos: Refer all questions to limits@ikobo.net.
Carlos: I told you what you need to do.
Carlos: You must comply with the rules or else your account will stay blocked.
Natalia: I just want to get back this money.
Carlos: The money has already been reversed back to your account on 10/17/2006.
Carlos: You have to give it a couple of days to show up on your account.



Radhika: Hi, my name is Radhika. How may I help you? Please feel free to send any comments about me or our service to feedback@ikobo.net.
Natalia: Hello Radhika, my name is Natalia. I tried to send the money to my friend but this transaction has been canselled. Why?
Radhika: You cannot send funds to the same city, that is why the transaction was cancelled
Natalia: but why? is it mentioned somewhere in your rules?
Radhika: It is a security risk for us, hence we dont allow it
Natalia: moreover, I was promised to get back this amount incl. all fees but this money is still not on my Visa account.
Radhika: The funds were reversed on the 17th of Oct. Please contact your bank for further updates
Natalia: I've checked it 5 minutes ago
Radhika: You can send us a statement from your account showing that the amount was charged and never returned to your account since it has been over a week
Radhika: Although in some cases it can take longer than a week
Natalia: all I want to get this money back.
Natalia: should I think that somebody uses my money in some other way??
Radhika: The money was reversed
Radhika: I dont know why your bank hasnt processed the transaction
Radhika: You can send us a copy of your statement like I suggested earlier and we can investigate the matter further
Natalia: who should I send it to?
Radhika: You can either fax it to 267 295 2868 and put my name as attn or email to riyer@ikobo.net
Natalia: ok, i'll send it to you by email.
Radhika: Ok


Radhika: Hi, my name is Radhika. How may I help you? Please feel free to send any comments about me or our service to feedback@ikobo.net.
Natalia: Hello Radhika, this is Natalia, we chatted already today.
Radhika: Yes
Radhika: I received your email
Radhika: Is that an official statement?
Natalia: yes, of course.
Natalia: you can see I received it by fax today.
Radhika: Did you request the statement till Oct 17 only or is this your statement till Oct 25
Natalia: you can see there ALL transactions from 27.08 till now.
Radhika: The reason I ask is the date stops at Oct 17
Natalia: this is because I didn't use it after this date. And they just show the last 10 transactions.
Radhika: Ok, I will send the information to our tech support and once I have an answer from them I will contact you back
Radhika: In the meantime if you receive notification of the deposit from your bank please let me know
Natalia: of course. But it seems to me somehow that somebody uses this money instead of sending it back to me.
Radhika: The money was reversed from our end. I will inform you of updates
Natalia: the situation is rather suspicious: the transaction through ikobo has been cancelled but I still can't get my money back.
Radhika: Like I said, we will investigate the matter from our end
Radhika: Is there anything else I can help you with?
Natalia: not much. I just want to get my money back. as soon as possible. I was promised to get it back in 4 business days. Now is the 7th bus. day but the money is still not on my account. What should I think??
Radhika: I dont know why you dont see the funds. We have had situations with overseas banks where it does take longer for the deposit to process. It does not mean that the funds will not be returned to you
Natalia: everything's pretty easy: I don't see the funds because they aren't on my account. The question is: who's using my money in the meantime instead of sending it back to me?
Radhika: Nobody is using your money, it is probably in a pending status to be released to your account. Again, this matter is to be investigated and right now I cannot give you any definite answer
Natalia: ok, let's do the following: I can wait a couple of days more (until Friday) even if your company had enough time to solve this problem. If the money still won't be returned I'll send the claim to the rip off report. Hope to hear from you a.s.a.p. Thank you!



Amanda: Hi, my name is Amanda. How may I help you? Please feel free to send any comments about me or our service to feedback@ikobo.net.
Natalia: Hello Amanda, I'm Natalia. I have a problem with the refund of the cancelled payment.
Amanda: what is the problem with the refund?
Natalia: the whole story happened 2 weeks ago. I wanted to send the money to my friend, first this transfer was accepted but than cancelled without any explanation. I was promised to get this amount incl. all fees back to my Visa account.
Natalia: The problem is that even after 2 weeks I still can't get it back.
Amanda: One moment please.
Natalia: I actually discussed it with your colleagues Carlos and Radhika.
Amanda: usually it takes 7 days for the money to be refunded back to your account. Your refund has been processed from iKobo to be credited back to your credit card but it can take up to 30 days for your bank to post the charge as a credit so that you will be able to see it.
Natalia: I was informed that it takes 4 business days. Now you are giving another information.
Amanda: it usually takes 3-7 business days...usually time is 4 days
Amanda: but it depends on your back
Amanda: bank
Natalia: Does it mean that somebody is using this money instead of booking it back to my account?
Amanda: the refund has already been processed by iKobo to your credit card
Amanda: its now up to your credit card to give you a credit
Amanda: call them and ask them why it is taking so long
Natalia: I don't see it on my account.
Amanda: no one is using your money
Amanda: we already sent the request for the money to be put back on your account to your credit card company
Natalia: I was checking it with my bank, they don't know anything about any refunds for me.
Natalia: It means that the money is still somewhere inside Ikobo.
Amanda: our refund processor, VeriSign
Amanda: has already given the refund back to your credit card
Amanda: I will investigate more about why your bank is not showing the credit and email you tomorrow
Natalia: But pls explain why this transaction has been cancelled and why does it take so much time to get money back?
Amanda: The transaction was cancelled because you were sending money to someone in the same city as you. This is not allowed for international customers.
Amanda: Also,I do not know why it is taking so long for you to see the refund, that is why I will further investigate the issue and give you a response via email tomorrow
Natalia: is it mentioned somehow in your rules? I didn't see it
Amanda: that is an ikobo policy
Amanda: its an internal rule
Natalia: but please show where is it mentioned?
Amanda: that we have at ikobo
Amanda: it is not published on our website
Natalia: super! What a discrimination? why is it impossible to send the money in the same city?
Amanda: it is internal policy that we have at iKobo
Amanda: sorry if you feel offended by the policy but it will not be changed
Natalia: the problem is that the people should be informed about it in advance. why don't you do it?
Amanda: sorry
Amanda: Is there anything else I can help you with?
Natalia: I just want to get my money back. as soon as possible. I was promised to get it in 4 days but even after 2 weeks it's still missing.
Natalia: seems to be a bad business.
Amanda: I understand. You will be refunded your money.
Amanda: I will further investigate the issue and give you a response via email tomorrow
Natalia: when? should I wait 2 more weeks? or even longer?
Amanda: I am not sure. I will further investigate the issue and give you a response via email tomorrow
Amanda: You should have gotten it by now
Natalia: ok, thanks.
Amanda: but your credit card company seems to have an issue
Natalia: they only confirm that this amount had been charged from my account on 17.10. but they didn't get any refund of it.
Amanda: they did but they did not process the credit yet
Amanda: they would not tell you that
Amanda: I will further investigate the issue and give you a response via email tomorrow
Natalia: ok, thank you. I'll wait for your answer tomorrow.
Amanda: Thank you.

Natalia
Moscow
Russian Federation

This report was posted on Ripoff Report on 11/02/2006 06:50 AM and is a permanent record located here: https://www.ripoffreport.com/reports/ikobo/atlanta-georgia-ga-30339/ikobo-credit-card-fraud-ripoff-atlanta-georgia-internet-218738. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
5Consumer
0Employee/Owner

#5 Consumer Suggestion

John From Columbus South Carolina is Ignorant

AUTHOR: Stan Brew - (U.S.A.)

POSTED: Wednesday, December 31, 2008

It is very disingenous for John to suggest that IKOBO originated from Nigeria.

Look at the names of the owners and the managers below and tell me if these guys are Nigerians

Total Technology Ventures

www.ttvatlanta.com

Total Technology Ventures (TTV) is an Atlanta-based investment firm focused on providing capital to early-to-late stage privately held companies in the financial services industry and IT driven businesses with products that serve the financial services industry. TTV targets companies where it can leverage the close relationships with its strategic partners: Synovus Financial Corp., TSYS, and CheckFree Corporation.

Council Ventures
www.councilventures.com

Council Ventures is a Nashville-based venture capital firm focusing on early-stage companies with proven, technology-driven value propositions and strong revenue momentum. Council Ventures brings substantial management and operating experience to their portfolio companies through their CEO Council, comprised of 22 former and current CEOs of major corporations and institutions.

Greenhill SAVP
www.greenhill-co.com

Greenhill SAVP is a NY-based venture capital firm that invests in early stage Technology-Enabled Services and Business Information Services companies. Greenhill SAVP was formed in early 2006 when Silicon Alley Venture Partners ("SAVP") and Greenhill & Co., Inc. (NYSE: GHL), an independent investment and merchant banking firm, combined resources to create Greenhill SAVP ("GSAVP").


Board of Directors

Robert E. Hyer Jr., Chairman of the Board

Mr Hyer joined Greenhill in 2006 and has over 19 years of investment banking experience, 18 of which were with Citigroup Global Markets, where he headed the Electronic Financial Services Group. Mr. Hyer is a graduate of the United States Naval Academy and the University of California at Berkeley Haas School of Business


Blake Patton, Chief Executive Office, iKobo

Blake brings more than 15 years of international eCommerce experience. Prior to his role as CEO, he served as Chief Operating Officer of iKobo. His previous experience includes Managing Director of iXL's European operations and General Manager of iXL's Boston office. He was the founder/President of Siteman, a content management software venture that was later sold, and VP of Operations of Swan Media. Blake holds a Bachelors degree in Industrial and Systems Engineering from Georgia Tech.


James R. Balkom Jr.

Jim is Civilian Aide to the Secretary of the Army for Georgia, a Consultant and Executive Coach with Corporate Psychology Resources, and a member of the CEO council for Council Ventures. Previously Jim served as Chairman of Commerce South Bank, Director, Chairman, and interim CEO of Pameco Corporation, group executive of Personal Solutions for Equifax, and the Chairman and CEO of Techsonic Industries. He currently serves as Chairman of the Advisory Board of Corporate Psychology Resources, and sits on the Boards of EVault, National Endowment for the Public Trust, Mission Specialties, and USO of Georgia. He formerly served on Atlanta Advisory Board of Directors of BB&T and the boards of Medport and American Remanufacturers. Jim holds a BA from the U.S. Military Academy and an MBA from Harvard.

James F. Calvano

James F. Calvano is a Principal and Chairman of Palisades Financial. Mr. Calvano has over 45 years of senior leadership experience with several Fortune 500 corporations. He has served as Vice President and General Manager of Olivetti Corporation of America; President and CEO of Avis Inc.; Vice Chairman of American Express Travel Related Services; President and Chief Operating Officer of Commercial Credit; President and CEO of Carlson Travel Co.: President and COO of Western Union/New Valley Corporation; Executive Vice President of Primerica Corporation; Executive Vice President of Marketing at Travelers Group; Executive Vice President and Chief Administrative Officer of Travelers Inc.; and Chairman and CEO of NYSE listed MoneyGram Payment Systems Inc. He received his Bachelor's degree from the University of Chicago and completed the Advance Management Program at Harvard Business School.


Gardiner Garrard III, Managing Partner, Total Technology Ventures LLC

Gardiner is a Founder and Managing Partner of Total Technology Ventures LLC, an investor in iKobo. Previously Gardiner was a principal of Shoptaw & Garrard. He serves on the on the Board of Directors of Connecture Inc., Perimeter Internetworking Inc., and Financial Transactin Systems Inc. He holds a BA from the University of North Carolina and an MBA from the Goizueta Business School at Emory University.

Brian Hirch, Managing Director, Greenhill & Co.

Brian is a Co-Founder and Managing Director of Greenhill SAVP where he oversees management of the venture fund and serves as Co-Chairman of the Fund's Investment Committee. Brian was previously a Managing Partner with SAVP, where he co-managed all of the fund's activities. Prior to SAVP, Brian was a Principal at Sterling Venture Partners and a Vice President with ABN AMRO Private Equity, the U.S. venture arm of ABN AMRO bank. Brian is currently a board member of BDMetrics, BestContractors, iKobo and Serious. Brian previously sat on the boards of YellowJacket (acquired by the Intercontinental Exchange, NYSE:ICE) and KnowledgeStorm (acquired by TechTarget, NASDAQ:TTGT). He holds a BA in Economics and American Studies from Brandeis University.



Management Team

Blake Patton

Blake is responsible for managing all aspects of the customer experience. He is committed to providing the safest and most convenient money transfer service and delivering the highest level of customer service and value. Prior to his role as CEO, Blake served as iKobo's Chief Operating Officer where he led iKobo's team of committed experts that manage Customer Care, the iKobo.com website, the online processing engine, and compliance and risk management.

His previous experience includes Managing Director of iXL's European operations and General Manager of iXL's Boston office. He was the founder/President of Siteman, a content management software company that he later sold, and VP of Operations of Swan Media. Blake has over 15 years of leadership experience ranging from early stage entrepreneurial to large publicly traded technology companies.

He was Captain of the Swimming and Diving Team at Georgia Tech while earning a Bachelor degree in Industrial and Systems Engineering. He was inducted into the Georgia Tech College of Engineering Council of Outstanding Young Engineering Alumni in 2000. Blake is active with the Alzheimer's Association where he Co-Chairs the North Fulton / Gwinnett Memory Walk and serves on the Administrative Board of his Church.



Colin Rogoff

Colin is responsible for the finance & admin, legal and human resources functions at iKobo. He has more than a decade of executive level experience, and a solid track record in establishing/upgrading financial processes and controls, as well as leading complex financing and M&A transactions.

Before joining iKobo, Colin was CFO of Harbor Payments, a provider of outsourced electronic payment solutions, through its acquisition by American Express. Prior to this, he was CFO of Magnet Communications, which provided outsourced cash management solutions to large financial institutions. Colin has also held top financial roles at Masterpack International and System Builder Technologies.

He began his career as a public accountant with Arthur Andersen & Co. Colin has an MBA from the University of Witwatersrand and a Bachelor of Commerce with honors from Natal University, both in South Africa.

Eva Boker, Chief Marketing Officer

Eva is responsible for the full range of marketing functions including brand building, PR and press relations, marketing strategy, communications, customer acquisition and retention (via online and offline marketing), research and analytics, third party relationships and alliances.

Her previous experiences include executive marketing roles in such bell weather companies as Interactive Corp and The Walt Disney Company as well as successful start ups such as LowerMyBills.com and Shopzilla.com previously BizRate.

Eva brings a unique blend of brand and performance marketing and has over 15 years of successful marketing experience. Her marketing methodology and techniques cemented LowerMyBills.com in the top 5 online advertisers and helped propel the company from $18 million in revenues to over $100 million in just 2.5 years.

Eva holds a bachelor's degree from Queens College in New York.

Ian C. Van Buskirk, Program General Manager

Ian is responsible for the full delivery and execution of iKobo's product programs including the entire product life-cycle and customer experience.

Ian has over 13 years experience with large scale implementations in the telecommunications and prepaid processing industries. Prior to joining iKobo, Ian has worked in various managerial jobs for Amdocs, Deloitte, Cap Gemini, Pre Solutions, and InComm. At InComm, Ian served in several roles from Director of Program Management to Senior Director of Gift Card Services. Most recently, Ian was Managing Consultant for a successful 80 million dollar CRM project implementation at a large telecommunications company.

Ian has an Executive MBA from University of Georgia and holds a Bachelor of Science in Finance and Management Information Systems from Florida Sate University.


Max Garcia, Chief Technology Officer

Max is responsible for ensuring all technology solutions provide the highest level of security, service, and availability to our customers.

He has a total of 18 years experience in all aspects of telecommunications, software development, operations, transaction processing, and project management, most recently at InComm, a global transaction processor and distributor of products to the retail industry in the U.S., Canada, Caribbean, and Europe with over 145,000 retail locations and annual revenue of $2.5 billion. At InComm he was responsible for all merchant and product provider initiatives from the initial IT sales support, project management, integration development and final production releases. He has extensive experience working with retail partners like Wal*Mart, Target, Best Buy, Office Depot and product partners Microsoft, Apple, Cingular, TMobile, Verizon, and Sprint among others.

He has a BS degree (with honors) in Computer Engineering from The Florida Institute of Technology.


Cherie Hamblin, Vice President, Compliance

Cherie is primarily responsible for the company's external relationships with the Department of Homeland Security, US Department Treasury, Office of Foreign Assets Control, Office of the Comptroller of the Currency, and other governmental agencies as necessary. Additionally, she manages the company's ongoing compliance with the regulations of Visa Prepaid Card programs.

Cherie was a key member of the management team of Clarity Payment Solutions, Inc, a pioneer in prepaid payments processing that was acquired by Total Systems (TSYS) for $53 million in 2004 as well as Chief Compliance Officer for the successor company TSYS Prepaid. As the area of prepaid risk management and fraud prevention has evolved she has led the industry creating reasonable and secure compliance policies across the various business enterprises.

Cherie is a frequent speaker at anti-money laundering regulatory and risk forums and is the Vice Chairperson of the Government Relations Group of the National Branded Prepaid Card Association (NBPCA). Cherie received her Bachelor's degree from New York University and is a Certified Anti-Money Laundering Specialist (CAMS).

Respond to this report!
What's this?

#4 Consumer Suggestion

John From Columbus South Carolina is Ignorant

AUTHOR: Stan Brew - (U.S.A.)

POSTED: Wednesday, December 31, 2008

It is very disingenous for John to suggest that IKOBO originated from Nigeria.

Look at the names of the owners and the managers below and tell me if these guys are Nigerians

Total Technology Ventures

www.ttvatlanta.com

Total Technology Ventures (TTV) is an Atlanta-based investment firm focused on providing capital to early-to-late stage privately held companies in the financial services industry and IT driven businesses with products that serve the financial services industry. TTV targets companies where it can leverage the close relationships with its strategic partners: Synovus Financial Corp., TSYS, and CheckFree Corporation.

Council Ventures
www.councilventures.com

Council Ventures is a Nashville-based venture capital firm focusing on early-stage companies with proven, technology-driven value propositions and strong revenue momentum. Council Ventures brings substantial management and operating experience to their portfolio companies through their CEO Council, comprised of 22 former and current CEOs of major corporations and institutions.

Greenhill SAVP
www.greenhill-co.com

Greenhill SAVP is a NY-based venture capital firm that invests in early stage Technology-Enabled Services and Business Information Services companies. Greenhill SAVP was formed in early 2006 when Silicon Alley Venture Partners ("SAVP") and Greenhill & Co., Inc. (NYSE: GHL), an independent investment and merchant banking firm, combined resources to create Greenhill SAVP ("GSAVP").


Board of Directors

Robert E. Hyer Jr., Chairman of the Board

Mr Hyer joined Greenhill in 2006 and has over 19 years of investment banking experience, 18 of which were with Citigroup Global Markets, where he headed the Electronic Financial Services Group. Mr. Hyer is a graduate of the United States Naval Academy and the University of California at Berkeley Haas School of Business


Blake Patton, Chief Executive Office, iKobo

Blake brings more than 15 years of international eCommerce experience. Prior to his role as CEO, he served as Chief Operating Officer of iKobo. His previous experience includes Managing Director of iXL's European operations and General Manager of iXL's Boston office. He was the founder/President of Siteman, a content management software venture that was later sold, and VP of Operations of Swan Media. Blake holds a Bachelors degree in Industrial and Systems Engineering from Georgia Tech.


James R. Balkom Jr.

Jim is Civilian Aide to the Secretary of the Army for Georgia, a Consultant and Executive Coach with Corporate Psychology Resources, and a member of the CEO council for Council Ventures. Previously Jim served as Chairman of Commerce South Bank, Director, Chairman, and interim CEO of Pameco Corporation, group executive of Personal Solutions for Equifax, and the Chairman and CEO of Techsonic Industries. He currently serves as Chairman of the Advisory Board of Corporate Psychology Resources, and sits on the Boards of EVault, National Endowment for the Public Trust, Mission Specialties, and USO of Georgia. He formerly served on Atlanta Advisory Board of Directors of BB&T and the boards of Medport and American Remanufacturers. Jim holds a BA from the U.S. Military Academy and an MBA from Harvard.

James F. Calvano

James F. Calvano is a Principal and Chairman of Palisades Financial. Mr. Calvano has over 45 years of senior leadership experience with several Fortune 500 corporations. He has served as Vice President and General Manager of Olivetti Corporation of America; President and CEO of Avis Inc.; Vice Chairman of American Express Travel Related Services; President and Chief Operating Officer of Commercial Credit; President and CEO of Carlson Travel Co.: President and COO of Western Union/New Valley Corporation; Executive Vice President of Primerica Corporation; Executive Vice President of Marketing at Travelers Group; Executive Vice President and Chief Administrative Officer of Travelers Inc.; and Chairman and CEO of NYSE listed MoneyGram Payment Systems Inc. He received his Bachelor's degree from the University of Chicago and completed the Advance Management Program at Harvard Business School.


Gardiner Garrard III, Managing Partner, Total Technology Ventures LLC

Gardiner is a Founder and Managing Partner of Total Technology Ventures LLC, an investor in iKobo. Previously Gardiner was a principal of Shoptaw & Garrard. He serves on the on the Board of Directors of Connecture Inc., Perimeter Internetworking Inc., and Financial Transactin Systems Inc. He holds a BA from the University of North Carolina and an MBA from the Goizueta Business School at Emory University.

Brian Hirch, Managing Director, Greenhill & Co.

Brian is a Co-Founder and Managing Director of Greenhill SAVP where he oversees management of the venture fund and serves as Co-Chairman of the Fund's Investment Committee. Brian was previously a Managing Partner with SAVP, where he co-managed all of the fund's activities. Prior to SAVP, Brian was a Principal at Sterling Venture Partners and a Vice President with ABN AMRO Private Equity, the U.S. venture arm of ABN AMRO bank. Brian is currently a board member of BDMetrics, BestContractors, iKobo and Serious. Brian previously sat on the boards of YellowJacket (acquired by the Intercontinental Exchange, NYSE:ICE) and KnowledgeStorm (acquired by TechTarget, NASDAQ:TTGT). He holds a BA in Economics and American Studies from Brandeis University.



Management Team

Blake Patton

Blake is responsible for managing all aspects of the customer experience. He is committed to providing the safest and most convenient money transfer service and delivering the highest level of customer service and value. Prior to his role as CEO, Blake served as iKobo's Chief Operating Officer where he led iKobo's team of committed experts that manage Customer Care, the iKobo.com website, the online processing engine, and compliance and risk management.

His previous experience includes Managing Director of iXL's European operations and General Manager of iXL's Boston office. He was the founder/President of Siteman, a content management software company that he later sold, and VP of Operations of Swan Media. Blake has over 15 years of leadership experience ranging from early stage entrepreneurial to large publicly traded technology companies.

He was Captain of the Swimming and Diving Team at Georgia Tech while earning a Bachelor degree in Industrial and Systems Engineering. He was inducted into the Georgia Tech College of Engineering Council of Outstanding Young Engineering Alumni in 2000. Blake is active with the Alzheimer's Association where he Co-Chairs the North Fulton / Gwinnett Memory Walk and serves on the Administrative Board of his Church.



Colin Rogoff

Colin is responsible for the finance & admin, legal and human resources functions at iKobo. He has more than a decade of executive level experience, and a solid track record in establishing/upgrading financial processes and controls, as well as leading complex financing and M&A transactions.

Before joining iKobo, Colin was CFO of Harbor Payments, a provider of outsourced electronic payment solutions, through its acquisition by American Express. Prior to this, he was CFO of Magnet Communications, which provided outsourced cash management solutions to large financial institutions. Colin has also held top financial roles at Masterpack International and System Builder Technologies.

He began his career as a public accountant with Arthur Andersen & Co. Colin has an MBA from the University of Witwatersrand and a Bachelor of Commerce with honors from Natal University, both in South Africa.

Eva Boker, Chief Marketing Officer

Eva is responsible for the full range of marketing functions including brand building, PR and press relations, marketing strategy, communications, customer acquisition and retention (via online and offline marketing), research and analytics, third party relationships and alliances.

Her previous experiences include executive marketing roles in such bell weather companies as Interactive Corp and The Walt Disney Company as well as successful start ups such as LowerMyBills.com and Shopzilla.com previously BizRate.

Eva brings a unique blend of brand and performance marketing and has over 15 years of successful marketing experience. Her marketing methodology and techniques cemented LowerMyBills.com in the top 5 online advertisers and helped propel the company from $18 million in revenues to over $100 million in just 2.5 years.

Eva holds a bachelor's degree from Queens College in New York.

Ian C. Van Buskirk, Program General Manager

Ian is responsible for the full delivery and execution of iKobo's product programs including the entire product life-cycle and customer experience.

Ian has over 13 years experience with large scale implementations in the telecommunications and prepaid processing industries. Prior to joining iKobo, Ian has worked in various managerial jobs for Amdocs, Deloitte, Cap Gemini, Pre Solutions, and InComm. At InComm, Ian served in several roles from Director of Program Management to Senior Director of Gift Card Services. Most recently, Ian was Managing Consultant for a successful 80 million dollar CRM project implementation at a large telecommunications company.

Ian has an Executive MBA from University of Georgia and holds a Bachelor of Science in Finance and Management Information Systems from Florida Sate University.


Max Garcia, Chief Technology Officer

Max is responsible for ensuring all technology solutions provide the highest level of security, service, and availability to our customers.

He has a total of 18 years experience in all aspects of telecommunications, software development, operations, transaction processing, and project management, most recently at InComm, a global transaction processor and distributor of products to the retail industry in the U.S., Canada, Caribbean, and Europe with over 145,000 retail locations and annual revenue of $2.5 billion. At InComm he was responsible for all merchant and product provider initiatives from the initial IT sales support, project management, integration development and final production releases. He has extensive experience working with retail partners like Wal*Mart, Target, Best Buy, Office Depot and product partners Microsoft, Apple, Cingular, TMobile, Verizon, and Sprint among others.

He has a BS degree (with honors) in Computer Engineering from The Florida Institute of Technology.


Cherie Hamblin, Vice President, Compliance

Cherie is primarily responsible for the company's external relationships with the Department of Homeland Security, US Department Treasury, Office of Foreign Assets Control, Office of the Comptroller of the Currency, and other governmental agencies as necessary. Additionally, she manages the company's ongoing compliance with the regulations of Visa Prepaid Card programs.

Cherie was a key member of the management team of Clarity Payment Solutions, Inc, a pioneer in prepaid payments processing that was acquired by Total Systems (TSYS) for $53 million in 2004 as well as Chief Compliance Officer for the successor company TSYS Prepaid. As the area of prepaid risk management and fraud prevention has evolved she has led the industry creating reasonable and secure compliance policies across the various business enterprises.

Cherie is a frequent speaker at anti-money laundering regulatory and risk forums and is the Vice Chairperson of the Government Relations Group of the National Branded Prepaid Card Association (NBPCA). Cherie received her Bachelor's degree from New York University and is a Certified Anti-Money Laundering Specialist (CAMS).

Respond to this report!
What's this?

#3 Consumer Suggestion

John From Columbus South Carolina is Ignorant

AUTHOR: Stan Brew - (U.S.A.)

POSTED: Wednesday, December 31, 2008

It is very disingenous for John to suggest that IKOBO originated from Nigeria.

Look at the names of the owners and the managers below and tell me if these guys are Nigerians

Total Technology Ventures

www.ttvatlanta.com

Total Technology Ventures (TTV) is an Atlanta-based investment firm focused on providing capital to early-to-late stage privately held companies in the financial services industry and IT driven businesses with products that serve the financial services industry. TTV targets companies where it can leverage the close relationships with its strategic partners: Synovus Financial Corp., TSYS, and CheckFree Corporation.

Council Ventures
www.councilventures.com

Council Ventures is a Nashville-based venture capital firm focusing on early-stage companies with proven, technology-driven value propositions and strong revenue momentum. Council Ventures brings substantial management and operating experience to their portfolio companies through their CEO Council, comprised of 22 former and current CEOs of major corporations and institutions.

Greenhill SAVP
www.greenhill-co.com

Greenhill SAVP is a NY-based venture capital firm that invests in early stage Technology-Enabled Services and Business Information Services companies. Greenhill SAVP was formed in early 2006 when Silicon Alley Venture Partners ("SAVP") and Greenhill & Co., Inc. (NYSE: GHL), an independent investment and merchant banking firm, combined resources to create Greenhill SAVP ("GSAVP").


Board of Directors

Robert E. Hyer Jr., Chairman of the Board

Mr Hyer joined Greenhill in 2006 and has over 19 years of investment banking experience, 18 of which were with Citigroup Global Markets, where he headed the Electronic Financial Services Group. Mr. Hyer is a graduate of the United States Naval Academy and the University of California at Berkeley Haas School of Business


Blake Patton, Chief Executive Office, iKobo

Blake brings more than 15 years of international eCommerce experience. Prior to his role as CEO, he served as Chief Operating Officer of iKobo. His previous experience includes Managing Director of iXL's European operations and General Manager of iXL's Boston office. He was the founder/President of Siteman, a content management software venture that was later sold, and VP of Operations of Swan Media. Blake holds a Bachelors degree in Industrial and Systems Engineering from Georgia Tech.


James R. Balkom Jr.

Jim is Civilian Aide to the Secretary of the Army for Georgia, a Consultant and Executive Coach with Corporate Psychology Resources, and a member of the CEO council for Council Ventures. Previously Jim served as Chairman of Commerce South Bank, Director, Chairman, and interim CEO of Pameco Corporation, group executive of Personal Solutions for Equifax, and the Chairman and CEO of Techsonic Industries. He currently serves as Chairman of the Advisory Board of Corporate Psychology Resources, and sits on the Boards of EVault, National Endowment for the Public Trust, Mission Specialties, and USO of Georgia. He formerly served on Atlanta Advisory Board of Directors of BB&T and the boards of Medport and American Remanufacturers. Jim holds a BA from the U.S. Military Academy and an MBA from Harvard.

James F. Calvano

James F. Calvano is a Principal and Chairman of Palisades Financial. Mr. Calvano has over 45 years of senior leadership experience with several Fortune 500 corporations. He has served as Vice President and General Manager of Olivetti Corporation of America; President and CEO of Avis Inc.; Vice Chairman of American Express Travel Related Services; President and Chief Operating Officer of Commercial Credit; President and CEO of Carlson Travel Co.: President and COO of Western Union/New Valley Corporation; Executive Vice President of Primerica Corporation; Executive Vice President of Marketing at Travelers Group; Executive Vice President and Chief Administrative Officer of Travelers Inc.; and Chairman and CEO of NYSE listed MoneyGram Payment Systems Inc. He received his Bachelor's degree from the University of Chicago and completed the Advance Management Program at Harvard Business School.


Gardiner Garrard III, Managing Partner, Total Technology Ventures LLC

Gardiner is a Founder and Managing Partner of Total Technology Ventures LLC, an investor in iKobo. Previously Gardiner was a principal of Shoptaw & Garrard. He serves on the on the Board of Directors of Connecture Inc., Perimeter Internetworking Inc., and Financial Transactin Systems Inc. He holds a BA from the University of North Carolina and an MBA from the Goizueta Business School at Emory University.

Brian Hirch, Managing Director, Greenhill & Co.

Brian is a Co-Founder and Managing Director of Greenhill SAVP where he oversees management of the venture fund and serves as Co-Chairman of the Fund's Investment Committee. Brian was previously a Managing Partner with SAVP, where he co-managed all of the fund's activities. Prior to SAVP, Brian was a Principal at Sterling Venture Partners and a Vice President with ABN AMRO Private Equity, the U.S. venture arm of ABN AMRO bank. Brian is currently a board member of BDMetrics, BestContractors, iKobo and Serious. Brian previously sat on the boards of YellowJacket (acquired by the Intercontinental Exchange, NYSE:ICE) and KnowledgeStorm (acquired by TechTarget, NASDAQ:TTGT). He holds a BA in Economics and American Studies from Brandeis University.



Management Team

Blake Patton

Blake is responsible for managing all aspects of the customer experience. He is committed to providing the safest and most convenient money transfer service and delivering the highest level of customer service and value. Prior to his role as CEO, Blake served as iKobo's Chief Operating Officer where he led iKobo's team of committed experts that manage Customer Care, the iKobo.com website, the online processing engine, and compliance and risk management.

His previous experience includes Managing Director of iXL's European operations and General Manager of iXL's Boston office. He was the founder/President of Siteman, a content management software company that he later sold, and VP of Operations of Swan Media. Blake has over 15 years of leadership experience ranging from early stage entrepreneurial to large publicly traded technology companies.

He was Captain of the Swimming and Diving Team at Georgia Tech while earning a Bachelor degree in Industrial and Systems Engineering. He was inducted into the Georgia Tech College of Engineering Council of Outstanding Young Engineering Alumni in 2000. Blake is active with the Alzheimer's Association where he Co-Chairs the North Fulton / Gwinnett Memory Walk and serves on the Administrative Board of his Church.



Colin Rogoff

Colin is responsible for the finance & admin, legal and human resources functions at iKobo. He has more than a decade of executive level experience, and a solid track record in establishing/upgrading financial processes and controls, as well as leading complex financing and M&A transactions.

Before joining iKobo, Colin was CFO of Harbor Payments, a provider of outsourced electronic payment solutions, through its acquisition by American Express. Prior to this, he was CFO of Magnet Communications, which provided outsourced cash management solutions to large financial institutions. Colin has also held top financial roles at Masterpack International and System Builder Technologies.

He began his career as a public accountant with Arthur Andersen & Co. Colin has an MBA from the University of Witwatersrand and a Bachelor of Commerce with honors from Natal University, both in South Africa.

Eva Boker, Chief Marketing Officer

Eva is responsible for the full range of marketing functions including brand building, PR and press relations, marketing strategy, communications, customer acquisition and retention (via online and offline marketing), research and analytics, third party relationships and alliances.

Her previous experiences include executive marketing roles in such bell weather companies as Interactive Corp and The Walt Disney Company as well as successful start ups such as LowerMyBills.com and Shopzilla.com previously BizRate.

Eva brings a unique blend of brand and performance marketing and has over 15 years of successful marketing experience. Her marketing methodology and techniques cemented LowerMyBills.com in the top 5 online advertisers and helped propel the company from $18 million in revenues to over $100 million in just 2.5 years.

Eva holds a bachelor's degree from Queens College in New York.

Ian C. Van Buskirk, Program General Manager

Ian is responsible for the full delivery and execution of iKobo's product programs including the entire product life-cycle and customer experience.

Ian has over 13 years experience with large scale implementations in the telecommunications and prepaid processing industries. Prior to joining iKobo, Ian has worked in various managerial jobs for Amdocs, Deloitte, Cap Gemini, Pre Solutions, and InComm. At InComm, Ian served in several roles from Director of Program Management to Senior Director of Gift Card Services. Most recently, Ian was Managing Consultant for a successful 80 million dollar CRM project implementation at a large telecommunications company.

Ian has an Executive MBA from University of Georgia and holds a Bachelor of Science in Finance and Management Information Systems from Florida Sate University.


Max Garcia, Chief Technology Officer

Max is responsible for ensuring all technology solutions provide the highest level of security, service, and availability to our customers.

He has a total of 18 years experience in all aspects of telecommunications, software development, operations, transaction processing, and project management, most recently at InComm, a global transaction processor and distributor of products to the retail industry in the U.S., Canada, Caribbean, and Europe with over 145,000 retail locations and annual revenue of $2.5 billion. At InComm he was responsible for all merchant and product provider initiatives from the initial IT sales support, project management, integration development and final production releases. He has extensive experience working with retail partners like Wal*Mart, Target, Best Buy, Office Depot and product partners Microsoft, Apple, Cingular, TMobile, Verizon, and Sprint among others.

He has a BS degree (with honors) in Computer Engineering from The Florida Institute of Technology.


Cherie Hamblin, Vice President, Compliance

Cherie is primarily responsible for the company's external relationships with the Department of Homeland Security, US Department Treasury, Office of Foreign Assets Control, Office of the Comptroller of the Currency, and other governmental agencies as necessary. Additionally, she manages the company's ongoing compliance with the regulations of Visa Prepaid Card programs.

Cherie was a key member of the management team of Clarity Payment Solutions, Inc, a pioneer in prepaid payments processing that was acquired by Total Systems (TSYS) for $53 million in 2004 as well as Chief Compliance Officer for the successor company TSYS Prepaid. As the area of prepaid risk management and fraud prevention has evolved she has led the industry creating reasonable and secure compliance policies across the various business enterprises.

Cherie is a frequent speaker at anti-money laundering regulatory and risk forums and is the Vice Chairperson of the Government Relations Group of the National Branded Prepaid Card Association (NBPCA). Cherie received her Bachelor's degree from New York University and is a Certified Anti-Money Laundering Specialist (CAMS).

Respond to this report!
What's this?

#2 Consumer Suggestion

John From Columbus South Carolina is Ignorant

AUTHOR: Stan Brew - (U.S.A.)

POSTED: Wednesday, December 31, 2008

It is very disingenous for John to suggest that IKOBO originated from Nigeria.

Look at the names of the owners and the managers below and tell me if these guys are Nigerians

Total Technology Ventures

www.ttvatlanta.com

Total Technology Ventures (TTV) is an Atlanta-based investment firm focused on providing capital to early-to-late stage privately held companies in the financial services industry and IT driven businesses with products that serve the financial services industry. TTV targets companies where it can leverage the close relationships with its strategic partners: Synovus Financial Corp., TSYS, and CheckFree Corporation.

Council Ventures
www.councilventures.com

Council Ventures is a Nashville-based venture capital firm focusing on early-stage companies with proven, technology-driven value propositions and strong revenue momentum. Council Ventures brings substantial management and operating experience to their portfolio companies through their CEO Council, comprised of 22 former and current CEOs of major corporations and institutions.

Greenhill SAVP
www.greenhill-co.com

Greenhill SAVP is a NY-based venture capital firm that invests in early stage Technology-Enabled Services and Business Information Services companies. Greenhill SAVP was formed in early 2006 when Silicon Alley Venture Partners ("SAVP") and Greenhill & Co., Inc. (NYSE: GHL), an independent investment and merchant banking firm, combined resources to create Greenhill SAVP ("GSAVP").


Board of Directors

Robert E. Hyer Jr., Chairman of the Board

Mr Hyer joined Greenhill in 2006 and has over 19 years of investment banking experience, 18 of which were with Citigroup Global Markets, where he headed the Electronic Financial Services Group. Mr. Hyer is a graduate of the United States Naval Academy and the University of California at Berkeley Haas School of Business


Blake Patton, Chief Executive Office, iKobo

Blake brings more than 15 years of international eCommerce experience. Prior to his role as CEO, he served as Chief Operating Officer of iKobo. His previous experience includes Managing Director of iXL's European operations and General Manager of iXL's Boston office. He was the founder/President of Siteman, a content management software venture that was later sold, and VP of Operations of Swan Media. Blake holds a Bachelors degree in Industrial and Systems Engineering from Georgia Tech.


James R. Balkom Jr.

Jim is Civilian Aide to the Secretary of the Army for Georgia, a Consultant and Executive Coach with Corporate Psychology Resources, and a member of the CEO council for Council Ventures. Previously Jim served as Chairman of Commerce South Bank, Director, Chairman, and interim CEO of Pameco Corporation, group executive of Personal Solutions for Equifax, and the Chairman and CEO of Techsonic Industries. He currently serves as Chairman of the Advisory Board of Corporate Psychology Resources, and sits on the Boards of EVault, National Endowment for the Public Trust, Mission Specialties, and USO of Georgia. He formerly served on Atlanta Advisory Board of Directors of BB&T and the boards of Medport and American Remanufacturers. Jim holds a BA from the U.S. Military Academy and an MBA from Harvard.

James F. Calvano

James F. Calvano is a Principal and Chairman of Palisades Financial. Mr. Calvano has over 45 years of senior leadership experience with several Fortune 500 corporations. He has served as Vice President and General Manager of Olivetti Corporation of America; President and CEO of Avis Inc.; Vice Chairman of American Express Travel Related Services; President and Chief Operating Officer of Commercial Credit; President and CEO of Carlson Travel Co.: President and COO of Western Union/New Valley Corporation; Executive Vice President of Primerica Corporation; Executive Vice President of Marketing at Travelers Group; Executive Vice President and Chief Administrative Officer of Travelers Inc.; and Chairman and CEO of NYSE listed MoneyGram Payment Systems Inc. He received his Bachelor's degree from the University of Chicago and completed the Advance Management Program at Harvard Business School.


Gardiner Garrard III, Managing Partner, Total Technology Ventures LLC

Gardiner is a Founder and Managing Partner of Total Technology Ventures LLC, an investor in iKobo. Previously Gardiner was a principal of Shoptaw & Garrard. He serves on the on the Board of Directors of Connecture Inc., Perimeter Internetworking Inc., and Financial Transactin Systems Inc. He holds a BA from the University of North Carolina and an MBA from the Goizueta Business School at Emory University.

Brian Hirch, Managing Director, Greenhill & Co.

Brian is a Co-Founder and Managing Director of Greenhill SAVP where he oversees management of the venture fund and serves as Co-Chairman of the Fund's Investment Committee. Brian was previously a Managing Partner with SAVP, where he co-managed all of the fund's activities. Prior to SAVP, Brian was a Principal at Sterling Venture Partners and a Vice President with ABN AMRO Private Equity, the U.S. venture arm of ABN AMRO bank. Brian is currently a board member of BDMetrics, BestContractors, iKobo and Serious. Brian previously sat on the boards of YellowJacket (acquired by the Intercontinental Exchange, NYSE:ICE) and KnowledgeStorm (acquired by TechTarget, NASDAQ:TTGT). He holds a BA in Economics and American Studies from Brandeis University.



Management Team

Blake Patton

Blake is responsible for managing all aspects of the customer experience. He is committed to providing the safest and most convenient money transfer service and delivering the highest level of customer service and value. Prior to his role as CEO, Blake served as iKobo's Chief Operating Officer where he led iKobo's team of committed experts that manage Customer Care, the iKobo.com website, the online processing engine, and compliance and risk management.

His previous experience includes Managing Director of iXL's European operations and General Manager of iXL's Boston office. He was the founder/President of Siteman, a content management software company that he later sold, and VP of Operations of Swan Media. Blake has over 15 years of leadership experience ranging from early stage entrepreneurial to large publicly traded technology companies.

He was Captain of the Swimming and Diving Team at Georgia Tech while earning a Bachelor degree in Industrial and Systems Engineering. He was inducted into the Georgia Tech College of Engineering Council of Outstanding Young Engineering Alumni in 2000. Blake is active with the Alzheimer's Association where he Co-Chairs the North Fulton / Gwinnett Memory Walk and serves on the Administrative Board of his Church.



Colin Rogoff

Colin is responsible for the finance & admin, legal and human resources functions at iKobo. He has more than a decade of executive level experience, and a solid track record in establishing/upgrading financial processes and controls, as well as leading complex financing and M&A transactions.

Before joining iKobo, Colin was CFO of Harbor Payments, a provider of outsourced electronic payment solutions, through its acquisition by American Express. Prior to this, he was CFO of Magnet Communications, which provided outsourced cash management solutions to large financial institutions. Colin has also held top financial roles at Masterpack International and System Builder Technologies.

He began his career as a public accountant with Arthur Andersen & Co. Colin has an MBA from the University of Witwatersrand and a Bachelor of Commerce with honors from Natal University, both in South Africa.

Eva Boker, Chief Marketing Officer

Eva is responsible for the full range of marketing functions including brand building, PR and press relations, marketing strategy, communications, customer acquisition and retention (via online and offline marketing), research and analytics, third party relationships and alliances.

Her previous experiences include executive marketing roles in such bell weather companies as Interactive Corp and The Walt Disney Company as well as successful start ups such as LowerMyBills.com and Shopzilla.com previously BizRate.

Eva brings a unique blend of brand and performance marketing and has over 15 years of successful marketing experience. Her marketing methodology and techniques cemented LowerMyBills.com in the top 5 online advertisers and helped propel the company from $18 million in revenues to over $100 million in just 2.5 years.

Eva holds a bachelor's degree from Queens College in New York.

Ian C. Van Buskirk, Program General Manager

Ian is responsible for the full delivery and execution of iKobo's product programs including the entire product life-cycle and customer experience.

Ian has over 13 years experience with large scale implementations in the telecommunications and prepaid processing industries. Prior to joining iKobo, Ian has worked in various managerial jobs for Amdocs, Deloitte, Cap Gemini, Pre Solutions, and InComm. At InComm, Ian served in several roles from Director of Program Management to Senior Director of Gift Card Services. Most recently, Ian was Managing Consultant for a successful 80 million dollar CRM project implementation at a large telecommunications company.

Ian has an Executive MBA from University of Georgia and holds a Bachelor of Science in Finance and Management Information Systems from Florida Sate University.


Max Garcia, Chief Technology Officer

Max is responsible for ensuring all technology solutions provide the highest level of security, service, and availability to our customers.

He has a total of 18 years experience in all aspects of telecommunications, software development, operations, transaction processing, and project management, most recently at InComm, a global transaction processor and distributor of products to the retail industry in the U.S., Canada, Caribbean, and Europe with over 145,000 retail locations and annual revenue of $2.5 billion. At InComm he was responsible for all merchant and product provider initiatives from the initial IT sales support, project management, integration development and final production releases. He has extensive experience working with retail partners like Wal*Mart, Target, Best Buy, Office Depot and product partners Microsoft, Apple, Cingular, TMobile, Verizon, and Sprint among others.

He has a BS degree (with honors) in Computer Engineering from The Florida Institute of Technology.


Cherie Hamblin, Vice President, Compliance

Cherie is primarily responsible for the company's external relationships with the Department of Homeland Security, US Department Treasury, Office of Foreign Assets Control, Office of the Comptroller of the Currency, and other governmental agencies as necessary. Additionally, she manages the company's ongoing compliance with the regulations of Visa Prepaid Card programs.

Cherie was a key member of the management team of Clarity Payment Solutions, Inc, a pioneer in prepaid payments processing that was acquired by Total Systems (TSYS) for $53 million in 2004 as well as Chief Compliance Officer for the successor company TSYS Prepaid. As the area of prepaid risk management and fraud prevention has evolved she has led the industry creating reasonable and secure compliance policies across the various business enterprises.

Cherie is a frequent speaker at anti-money laundering regulatory and risk forums and is the Vice Chairperson of the Government Relations Group of the National Branded Prepaid Card Association (NBPCA). Cherie received her Bachelor's degree from New York University and is a Certified Anti-Money Laundering Specialist (CAMS).

Respond to this report!
What's this?

#1 Consumer Suggestion

ikobo originates in Nigeria

AUTHOR: John - (U.S.A.)

POSTED: Sunday, October 26, 2008

"Kobo" are coin currency in Nigeria:

http://en.wikipedia.org/wiki/Nigerian_naira

IKOBO originated from Nigerian "Kobo" by adding "i" as they often do on the internet.

It is believed that IKOBO company owners are from Nigeria.

Respond to this report!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now