ING FINANCIAL PARTNERS Don't EVENT THINK ABOUT COMING HERE FOR A JOB INTERVIEW Internet

Counsel has initiated court proceedings in an effort to learn this author's information. This post is the subject of a complaint for permanent injunction in Suffolk Superior Court, 3 Pemberton Square #13, Boston, MA 02108, docket number SUCV2014-00443.

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Counsel has initiated court proceedings in an effort to learn this author's information. This post is the subject of a complaint for permanent injunction in Suffolk Superior Court, 3 Pemberton Square #13, Boston, MA 02108, docket number SUCV2014-00443.

The author's name and contact information is requested.

Counsel has initiated court proceedings in an effort to learn this author's information. This post is the subject of a complaint for permanent injunction in Suffolk Superior Court, 3 Pemberton Square #13, Boston, MA 02108, docket number SUCV2014-00443.

The author's name and contact information is requested.

You raise some interesting points, and I am quite positive that both rebuttles to the origional post are from people associated with this group at ING.

I am an ex-employee of this group, or should I say, an ex 1099 contractor of this group. They do not have actual employees, because if they did, they would have to offer you health benefits and pay payroll taxes. By making everyone a 1099, they take on virtually no business costs. I left this group to go to Merril Lynch, one of several far-more legitimate enterprises.

This group simply represents ING. ING is a very reputable company, these are merely men paying a small franchise fee to use the name and logo. You interviewed with what is known as "MCADAM FINANCIAL GROUP". It is they who are abusing the people they work with, not ING, so be aware of who it is behind this scheme.

The way it works is this: They sponsor you to get your liscences, then they put you in an office with many other recent college grads, where you work with a limited number of financial products that you sell to people who you call multiple, multiple times. You call them after getting their phone numbers by running fake raffles where you promise people Visa gift cards. In my time with Mcadam group, i think we gave away two giftcards from nearly 100 raffles.

After bringing in the prospective clients, you create a simple financial report for them off of ING's software. You use this report, which usually looks the same for all clients, to sell the person annuities, life insurance, and A shares in mutual funds. Basically, you are primarily selling products with front end sales loads, because these yeild the group the most money.

The head of the group, Mcadam, gets 50% of the commisions immediately. The remaining 50% is split between you, your manager, and the Vice President of whatever office you work in.

It is possible to make money here, definitely. You simply have to decide if you want to do it by being nothing more then a very slimey sales person who is a tool to the very clever head of this group. However, do NOT allow your family or friends to buy anything from this group. You will have to answer to why it is that you ripped them off for the rest of your life.

First of all, I am an objective reviewer.

You have claimed that financial advising is a pyramid scheme.  What about helping the people you already know is a pyramid.  If the company, unlike ING, had a low retention rate and they were just trying to steal your family and friends that would be a pyramid.  The people I know who work here rarely leave the company because they've been successful in helping to shape and change the financial futures of many people. 

If you wanted to take any licensing exam in any field you would likely be required to pay for the books.  If you want to study and pass without the books, so be it.  The series 7 is a tough test, a lot harder than anything you've taken before.  Did you study for the SATs without a book? I can speak from knowing insiders they do not have a deal with Kaplan and offer you the opportunity to take the practice exams via Solomon instead if you prefer.

One of the reasons my friends love ING is because they are NOT required to sell insurance.  If people need insurance-- whether it be life insurance, disability, or long term care-- they can provide it.  They can also provide all the services of a brokerage house.  These abilities are what define being a true comprehensive financial planner.  Would it be better to not explain or offer to a client to protect against the risks they're exposed to and then have a death or injury occur in the family and have all of those faces looking at you saying why didn't you tell us we had this option? I say it's better to explain both sides and let them make their own informed decisions.  That is what being a planner is all about.

I am a Financial Services student scheduled to graduate in 3 months with Bachelors, though I am 28 and own a
financial management startup company. I have spent half my life studying economics and the financial markets, with success in multiple areas. I am not affiliated with ING, though I am going to an interview with them tomorrow.

I want to say on behalf of ING Financial Partners that it is one of the worlds greatest financial institutions, widely recognized as successful. I tried for months to contact somebody for an interview and I am both proud and excited to have an opportunity to join their team of advisors.

Anybody who knows the industry understands that these jobs are commission based; you must pass the state exams and be licensed, often as an out of pocket expense. The first step is to sell insurance, and then other related securities.

These products are essential as part of anybodys financial plan as they can meet a variety of financial needs, and often the decisions the financial advisor assists the client in coming to can change their lives in their time of need.

This company is not a rip off, it is actually a great opportunity, and ahead of the competition in that they offer higher quality securities than most insurance companies. Their experience in this area could help you to sell more as an advisor. I would encourage anybody that has an opportunity to interview with them to go for it.

The only warning I give is that as with any commission based job it is for self motivated people. If you have those particular personality type six figures is a realistic income, if you are not of that type you may burn out long before you build the residual income characterized by these types of positions.