• Report: #1035958
Complaint Review:

Insta Loans Mike Oliver

  • Submitted: Tue, March 19, 2013
  • Updated: Tue, March 19, 2013

  • Reported By: Camilla — Lebanon Oregon
Insta Loans Mike Oliver
Internet United States of America

Insta Loans Mike Oliver They Ask fro me to load $200 to a prepaid card and then asked me to load $268 more before i could get my loan, Internet

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I had a voicemail this morning from a Mike Oliver at Instaloans saying my application for a loan had been approved and he gave me a loan reference number to give them when i called.  I called and he told me i was approved for a loan between $3000 and $15,000 how much would i like to borrow.  So I told him $3000.  He put me on hold for several minutes so he could process the loan.

When he came back on the line he said because of my credit history , I would have to put up some good faith money of $300 which i would get back when i get my loan.  I told him i didn't have $300 i only had $200 so he said just a minute he would have to check with his supervisor and he put my on hold again.  When he came back on the line he said they could do $211 and he proceeded to ask me how long it would take me to come up with the money.  So i told him.

He told me when i had the money to go down to a Walgreens and call him when i got there.  When i called him he told me to load it onto a Vanilla Reload network card and then told me to scratch off the pin number and read it to him which i did.  After that he said ok , to get your loan you need to scan the front and back of the prepaid card, the front and back of your Drivers License and the receipt showing there was money on the card and then email it to him.  He would finish processing it and i would have the money put in my bank account by 7:00 that night.

After i did all that I called him back and told him i did it,  his "supervisor" then calls me and tells me because of my credit i need to go back to walgrenns and get another card and send them another $268.00 to get the loan.  I told him what Mike had said and he said he can go over Mikes head and change the terms. If we did this it would the money would be in our account in 3 hours.

I told him we didn't have any more money so he told ask me "can't you borrow the money from friends, family, or coworkers and when you get the loan give the money back".  I told him no and then asked if we wanted to cancel the loan how long would it take to get my money back he told me  3 1/2 months.  And kept repeating as soon as i give them the rest of the money , he could put the loan in my account in 3 hours.

I then told him i didn't want to get scammed by giving him more money and not getting anything in return.  He insisted they were legit and when could i come up with the money.  I said ok and hung up.  My husband called him back and asked him the same thing about getting the money back and he told him the same thing.  I went online to transfer the money off the card and it was already gone.

This report was posted on Ripoff Report on 03/19/2013 02:41 AM and is a permanent record located here: http://www.ripoffreport.com/reports/insta-loans-mike-oliver/internet/insta-loans-mike-oliver-they-ask-fro-me-to-load-200-to-a-prepaid-card-and-then-asked-me-1035958. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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