• Report: #368434

Complaint Review: Iworks Inc

  • Submitted: Sat, August 30, 2008
  • Updated: Fri, January 21, 2011

  • Reported By:Stafford Virginia
Iworks Inc
249 East Tabernacle - St. George, Utah U.S.A.

Iworks Inc Is Associated With Horizon Finance, Highlands Finance, Ken Cooper (ken@cooperbunker.com), Stacy stacy@cssupportcenter.com, Kristen kristen@cssupportcenter.com, Etc... Iworks Inc. promised me at least $20,000 in grants. Unfortunately, I now have a debt of $6,000 from Horizon Finance in my credit report. St. George Utah

*UPDATE EX-employee responds: www.transiac.com

*Consumer Comment: spread the word and help others

*UPDATE EX-employee responds: FTC 500 Million

*Author of original report: Problem Resolved by the Iworks Corporate Office: Report: #368434

*Consumer Comment: Thank you for your suggestions, Nathan.

*Consumer Suggestion: File a complaint with your Attorney General's office and Federal Trade Commission

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Iworks Inc. promised me at least $20,000 in grants. Unfortunately, instead of having some money to pay off my college education, I have a debt of $6,000 from Horizon Finance (one of Iworks' partners in crime) in my credit report.

In the beginning of 2005, I received a telephone call from Stacy @ Iworks. This lady told me that her company was able to find me grants up to $60,000 or at least $20,000 (worst case scenario). After talking to her for a few times, I decided to take the offer. I was introduced to Stacy's supervisor. The supervisor said that if I signed up today, I will be expecting my thousands of dollars in as little as 120 days. Anyhow (said the supervisor), you (Kevin) must put a down payment of $600 to finance $7000. I told the supervisor that $7,000 is a lot of money to pay for something that is not guaranteed. The supervisor swore on her grandmother's grave that I would get my thousands of dollars. Anybody that makes a comment like that must really be looking forward to eternity in hell if he or she can't backup what was promised.

Once I joined the grant program, I was welcomed aboard by Kristen and introduced to Ken Cooper the great grant master. This Cooper guy made me jump hoops before the completion of my grant letter. A few weeks later after I sent over 50 grant letters, I got displeasing replies. The Melinda and Bill Gates Foundation, the Ford Foundation, W.K. Kellogg Foundation, David and Lucile Packard Foundation, and a great many more replied that they are not allowed to give grants to individuals because of IRS reasons.

Iworks, maybe the Melinda and Bill Gates Foundation are just cheap and selfish; if so, then the Ford, HP, and Kellogg Foundation are also the same way. There should be a boycott against Microsoft and Ford Motors for being cheap and selfish. It is too bad for you, Iworks, that the foundations I just mentioned are neither cheap nor selfish. These Foundations have ethical practices and cannot do what the government forbids.

After four months into the Iworks grant program, I received no money from any foundation. I still paid $200 a month for a whole year because I did not want to jeopardize my credit. Once I stopped making payments, I was contacted by Horizon Finance, then by Highlands Finance. I told these two companies that I will not be paying any more money until I get my $20,000 which I was promised by Iworks. I, then, contacted Kristen @ Iworks and she told me to keep paying the finance company: You must give it time. What kind of bullshit is that? Iworks cheated me out of $3,000 and want $5,500 (after finance charges) more. The stupid lady from Highlands Finance told me that if I did not pay my remaining balance, it would hurt my credit. I explained to her about Iworks, but she ignored me. I asked what happed to Horizon Finance: She said that her company is partners with Horizon Finance. I said, that is right, both of yah are partners: Partners in crime that is! After hundreds of phone calls from these finance companies, I started saying f***y** each time they called and then hung up. It is too bad they stopped calling me: I want to be able to take my frustrations out on somebody.

Below are examples of how Iworks sets up their clients and also how foundations refuse to go along with Iworks' illegal practices.

Signature Request
A Horizons Finance document has been prepared for your online signature.

Instructions: When you click the link below, you will see your document. In order to electronically sign please click the indicated signature activation area (Click Here to Sign) on the bottom of the document.
Please click here to view the document after which you may electronically sign and seal the

If you need to copy and paste the link into your Web browser, please copy this transaction specific link:
I certify that the email address and information I provide are correct and belong to me. I agree that when I "Click Here to Sign" and affix my name it will be my legal electronic signature in lieu of a paper-based signature.
If you have any questions regarding this document or this transaction, please contact the person whose email address appears above. This is an automated message.
Horizons Finance


First of all, Kevin, I would like to say Welcome aboard the Success Team!

Let me take a moment to introduce myself. My name is Kristen and I am a member of your support team. You can reach me or a member of our team at 877-235-7005 Monday-Friday from 9-6 (MST). We are here to assist you with any questions that may arise while you are getting your program up and running.

There are a few things you will need to keep for your records and they are:
Your client ID# which is: ******. You will need to reference this number when you contact the company. Please reference this number if you leave a message or send an e-mail so we can identify and assist you promptly.
If you have not been contacted by your coach with in two business days please contact Customer Service.
Please don't forget you have unlimited e-mail support from your personal coach. They will be contacting you to assign your coach. They will provide you with their email. If you need to contact them, their toll-free number is 866 986 8291 or 866 458 8200.


We are excited to have you aboard out team and look forward to building a great working relationship with you over the next few months. We hope you will take advantage of everything we offer to assist you in being successful. If you have any questions or if concerns arise, please do not hesitate to contact us, we are here for you!


Once again, Congratulations!

Abiding by the Law:

Dear Mr. Kevin ********,
Thank you for your interest in the David and Lucile Packard Foundation. One of the most difficult aspects of foundation work is being unable to provide assistance for very worthwhile causes.

Under the Internal Revenue Service (IRS) regulations that govern our grantmaking, we are not allowed to provide grants to individuals; only to nonprofit organizations recognized by the IRS as a 501(c)(3) organization.

I would like to suggest, however, that you visit the Foundation Center's Web site (www.fdncenter.org) as an alternative resource. Their grantmaker Web pages (located in the Finding Funders section) provide direct links to nearly 2,000 philanthropic organizations, which I hope will be helpful to you.

Cathy Winter
Office of the President and CEO
The David and Lucile Packard Foundation

Abiding by the Law:

Dear Mr. Kevin *****,
Unfortunately, the Kellogg Foundation does not scholarship or study grant programs in which we can provide the assistance you are requesting. We hope you are able to secure the necessary funds from other sources. Thank you for your interest in the Kellogg Foundation.
Central Proposals Processing
Office of the President
W.K. Kellogg Foundation
(269) 969-2329
Letter of Inquiry dated February 13, 2006?
From: loi (loi@hewlett.org)
Sent: Wed 2/22/06 10:21 PM

Abiding by the Law:

Dear Kevin ********,
We have received your request for scholarship money and will be unable to help. The Foundation does not have a scholarship/financial aid program and cannot legally provide funds to individuals for any purpose. We regret we are unable to help, but please be assured your request was carefully examined.

The William and Flora Hewlett Foundation


Iworks, my proof is very solid. God knows how many people are going to read this report and research your company. Prove me wrong! If there is a solution to this problem, then resolve it. If this matter can be resolved, I will definitely give credit where credit is due. Maybe there is a misunderstanding, but until there is a solution, your company is close to tarnish if not tarnished already.

Stafford, Virginia

Stafford, Virginia

This report was posted on Ripoff Report on 08/30/2008 03:23 PM and is a permanent record located here: http://www.ripoffreport.com/reports/iworks-inc/st-george-utah-22556/iworks-inc-is-associated-with-horizon-finance-highlands-finance-ken-cooper-kencooperbu-368434. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 UPDATE EX-employee responds


AUTHOR: Chopper Ryan - (United States of America)

Jeremy Johnson New Company

Jason Peterson
Paul Ford
Brien Heideman
Jeremy Johnson
Kyle Kimoto
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#2 Consumer Comment

spread the word and help others

AUTHOR: Nathan - (U.S.A.)

This is nathan. I am glad it worked out. Spread the word about the attorney Generals office. by the way. You got nothing for your money. You get a refund. that is if there is any money to be gotten. Take them into court or find a NACA attorney.

Keep me posted if you got a refund.

Nathan Shepard

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#3 UPDATE EX-employee responds

FTC 500 Million

AUTHOR: Chopper Ryan - (United States of America)


Jeremy Johnson FTC lawsuit is valued over 500 Million dollars.


Jeremy Johnson and Todd Vowel are actively involved in money laundering. Jeremy Johnson, Todd Vowel, Jason Vowels, Bryce Payne, Jason Peterson, Paul Ford ,Duane Fielding, Ryan Riddle are all MAIN TARGETS in a criminal investigation from the FDIC for money laundering and processing casino games.


Jeremy Johnson has over 10 million hidden in the mountains of St George


When Jeremy Johnson is finished scamming his victims from millions, he than sells the consumers credit card information to Jason Peterson/Matt Argall in Tampa Florida.


Jeremy Johnson has illegally paid Mark Shurtleff thousands of dollars through various shell companies along with Cory Pulsipher the active sheriff.


Sharla Johnson is under investigation for money laundering.


Jeremy Johnson has lost over 5 million on gambling at Wynn Las Vegas.


Jeremy Johnson has lost over 6 million of victim funds with online poker under the name ginette22


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#4 Author of original report

Problem Resolved by the Iworks Corporate Office: Report: #368434

AUTHOR: Kevin - (U.S.A.)

Everything has been resolved by Tony from the I-works Corporate Office.


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#5 Consumer Comment

Thank you for your suggestions, Nathan.

AUTHOR: Kevin - (U.S.A.)

At first, I thought I was the only one caught in this Iworks-trap, but I know now from Rip-Off-Report.com that there are many others in the same situation. I think your ideas are splendid; I will file what I can and see what happens. It is good to know there are alert people like you on he web.

Thank You,
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#6 Consumer Suggestion

File a complaint with your Attorney General's office and Federal Trade Commission

AUTHOR: Nathan - (U.S.A.)

I think your best bet is to file a complaint with the attorney General of your state.
This Iworks is bunch of con artists. Their is a

These might help
FTC toll free hotline: 877-FTC-HELP (877-382-4357)
FTC online complaint form (http://www.ftc.gov)
Canadian PhoneBusters hotline: 888-495-8501
Internet Fraud Complaint Center (http://www.ic3.gov)
Non-emergency number for your local police department.

You need to file a complaint with the internet Fraud Complaint Center.

I am not an attorney. Realistically I doubt if you will get your money back. Maybe if the Federal Trade Commission gets involved.

horizon finance---getting involved means that they sold your so called finance contract to them. Iworks got maybe 60% of the contract. This is a new high for financing a bogus sales contract via internet.

You need to let the authorities of this bogus company. You need to start taping
conversations with horizon finance. Go to radioshack and get a hookup on your phone. Now some states do not allow taping without the other party knowing.

I would keep on probing on the internet their are sites that will point you in the right direction to get help.

You might try Budhibbs.com. Tell him your story.

I am going to check this company out. I dare them to tie me up in a contract.
If your AG is smart they will set them up and bait them and catch them in the fraud
they do this all the time.

I will monitor your posting.

The bottom line get the AG office involved. Provide them all paperwork and promises. Now I know from business law that. This involves a contract. Offer, acceptances and performance. Now these crooks have no intention to perform
the so called contract. Problem is if the finance company is involved. Which sounds like they are the muscle. Do you have recourse to get out of the contract.
They are a holder in due course.

I can also suggest that you contact NACA.Net attorney. They maybe money somewhere to go after.

Best of luck
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