• Report: #836385
Complaint Review:

Jayme Boyles

  • Submitted: Thu, February 09, 2012
  • Updated: Wed, January 30, 2013

  • Reported By: ElleJay — 12018 New York United States of America
Jayme Boyles
Internet United States of America

Jayme Boyles Ameriplan USA False representaion of BBB accreditation Internet

*REBUTTAL Owner of company: Disclaimer Complaint

*REBUTTAL Owner of company: Even Mice Weed Out The NUTS!

*UPDATE EX-employee responds: My intention is conversation and debate...not bashing....

*UPDATE Employee: What's all the fuss about? Ameriplan is NOT a scam.


*UPDATE Employee: I find this funny....

*UPDATE EX-employee responds: Why do you worry so much about me?


*UPDATE EX-employee responds: It's just not True...but I'm not gonna fight with you about it!

*Consumer Comment: You are Hilarious!!

*Consumer Comment: Amy You Are So Decietful And Have No Integrity

*Consumer Comment: Congratulations Jayme

*UPDATE EX-employee responds: Just the facts.....

*REBUTTAL Owner of company: Proof of Income

*Author of original report: Unemployed BEWARE

*Consumer Comment: TO Left AP in 30 Days

*UPDATE EX-employee responds: Wow Great Insite...

*Consumer Comment: where do I start?

*UPDATE EX-employee responds: Clarification...

*Author of original report: Clarification

*UPDATE EX-employee responds: Freedom at Home Team- Jayme Boyles- The Truth

*REBUTTAL Individual responds: I am not defeding the BBB, just countering the person accusing us of not being registered

*Consumer Comment: Jaymeb, It appears that the BBB is a scam! Simply 'Google' this- BETTER BUSINESS BUREAU 20/20 INVESTIGATION, and watch that video.....

*REBUTTAL Individual responds: AmeriPlan has an A + Rating with the BBB

Corporate Advocacy Program

Show customers why they should trust your business over your competitors...

What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

Set the record straight:
Arbitration Program

SEO Reputation Management at its best!

The website http://www.workwithap.com/ is an alleged "work from home" opportunity.  After you enter a name, address, phone number, and email you are granted access to the website.  This website claims to be operating as Ameriplan.  This website claims A+ BBB standing, among other accreditations, but research within BBB indicates this is false representation. 

The "about me" page is quite misleading. Jayme Boyles claims to be the Senior Executive Sales Director for Ameriplan USA.  Further claim are made to be the TOP Producer 2008-2010
ACE Council Member 2011.  However, there is a dislaimer in the lower right corner that indicates that they are an, "Independent Business Owner Affiliated with Ameriplan."

This report was posted on Ripoff Report on 02/09/2012 08:14 AM and is a permanent record located here: http://www.ripoffreport.com/reports/jayme-boyles/internet/jayme-boyles-ameriplan-usa-false-representaion-of-bbb-accreditation-internet-836385. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Click Here to read other Ripoff Reports on Jayme Boyles

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
2Author 17Consumer 5Employee/Owner
Updates & Rebuttals

#1 REBUTTAL Owner of company

Disclaimer Complaint

AUTHOR: Hrimmy - ()

We are Independent Business Owners.  Why would you slam on that!!!  That is the great thing, you get to be your OWN BUSINESS OWNER with Ameriplan!!!

Respond to this report!
What's this?

#2 REBUTTAL Owner of company

Even Mice Weed Out The NUTS!

AUTHOR: Hrimmy - ()

I have been reading these, and I am amazed that Michelle or Jayme, or any of you are even wasting your time to justify yourselves or Ameriplan... 

It's obvious that some people are cut out to be business owners and some are not.  Some will succeed and some will NOT. This AMY gal is surely upset with herself because she does not have what it takes to make her dreams or goals a reality.  So as mice do - just WEED HER OUT! 

I love Ameriplan and have been moving forward since day one!  I intend to be one of those who will reach for the stars until my dreams come true... 

With this AMY gal, you just have to let her squaler in her own rotten pile (along with the other nuts). 

I'm sure you commented because you don't like everyone to see false reporting on Ameriplan. But really, just let other's believe what they want to.  We are better than that!  We know the truth!!!


Respond to this report!
What's this?

#3 UPDATE EX-employee responds

My intention is conversation and debate...not bashing....

AUTHOR: Amy Sol - (United States of America)

Faht mom I dont find this funny.  :( I find it sad.   I know you love Jayme and want to get on here and jump to her defense, but I assure you, she doesnt need defending from me. Ive nothing negative to say about her.anything she does, she was taught to do by her team. 

 I have never everonce to anyone or on any team call said that I made $5000-$7000 a month.  Everyone knew that at Ameriplan I was only a $25,000 Presidents club member, those levels are public knowledge so either you misunderstand or you are just attempting to smear me and call me a liar, either way, everyone knows I was $25k Presidents Club.

Ive not ever lied about my income at Ameriplan, nor here in Visalus.  That doesnt benefit anyone to do that.  Remember I left Ameriplan because of the misleading people.  I dont like doing that.

I havent stooped to any level.  My original post was in defense  of Jayme.  She is not all those things that gentleman said.  I also do not hate, nor do I bash Ameriplan.  I dont like what they did.  And I certainly dont like the shady tactics of their top producer.  I know what she does, you do not.  If you knew, youd be shocked.  But you will probably never know, because you wont ask me, because your leaders have worked so hard to make you think that I dont tell the truth.  And thats ok.  Its not my intention to continuously go on and on about Ameriplan.  It is what it is, they are what they are, they allow what they allow.  I left with over 100 other Ameriplan leaders to Visalus because we didnt want to be a part of it anymore.  You are welcome to stay at Ameriplan, with my respect and my well wishes.  My only issue, was that people are letting their Ameriplan leaders tell them what to believe, and who to believe rather then get the info on their own.  That concerns me.  I think everyone should do their own research.

Jayme is an amazing leader, she works very hard you are correct.  But we will have to agree to disagree that Ameriplan delivers on their promise.  In my opinion, they dont.  As far as opinions, its ok that you have yours and I have mine.

I wish you wouldnt say I bash former team members. I dont say or talk about any of them except for one person, because their actions directly hurt the freedom at home team members.  I think Kristie, Maria, Jayme, all of them, are great leaders and I wish them TONs of success, which I KNOW they will find.

I havent been rude here on this thread, I havent bashed you for your beliefs as you have me.  I have no recruiting tactics.  We do things very differently in Visalus.  We dont market, advertise, buy leads, or try and recruit people the way you are used to.  So you know very little about my tactics. 

FAHT MOM Im sorry you feel the need to hide your true identity.  That does make me wonder who you really are.  However, none the less, I wish you much success  with your company.  And please, no need to continue to worry about me or what I say.  I am sure you have much better things to spend your time doing.

God Bless! 

Michelle Everett I have no idea what tactics you refer to in regards to recruiting with Visalus. Again, we do things quite differently than in Ameriplan.  This message thread is a place to talk, and share, converse about differences on opinions but it really shouldnt be used as a forum to bash other people like you are doing.  I wont stoop to that level and speak ill of you in any way.

There certainly has been no negative tone from me. My only intention is to share, educate and inspire others to reach for their dreams.  To not let their uplines mislead or sway them, but for them to think for themselves.  My intention here has always been clear.

I know you say I Lie, thats a terrible thing for you to say, because I dont, at all.  Your team wants you to think I lie so you dont believe a word I say.  Thats ok, but know that, and take it for what it is.  Just because you dont like what I say, does not make it a lie.

No last words here.  Just continued, respectful debate on the topic.  I hope you can also move forward in a respectful way should you continue this discussion.

I wish you the best of luck Michelle.  Warm wishes to you all! 

Respond to this report!
What's this?

#4 UPDATE Employee

What's all the fuss about? Ameriplan is NOT a scam.

AUTHOR: Gary Mehta - (United States of America)

Hi my name is Gary and I became an IBO with Ameriplan in December of 2012.  My upline is supportive and is there if I need them.  I get paid on time and the pay has always been accurate.  So, what's the fuss all about?  Ameriplan can be a great way to be part of your OWN business!
Respond to this report!
What's this?

#5 UPDATE Employee


AUTHOR: MEverett - (United States of America)

 I could really care less about what you do Amy, you are not important. It is just sad to see the tactics you use to build this business of yours. You  are giving Visalus a bad name. I never said that Ameriplan represents making $5000 /week, I was simply mocking you and all the other reps that have to give  a hypey sells pitch that is just not true.

You use such a tone, as if we should be embarrassed to "only" make 50k a year?!?!? To be able to be home with your children and make 5k a MONTH is a phenomenal accomplishment! So I do not see what your problem is.

I am ending this tho, for the simple fact that I am just to grown for this childish high school act of yours. I came on here to defend my friend and a business that I whole heartely support. Ameriplan and none of our team members misrepresent anything. YOU may have when you were here, but we don't! So, I suggest you go on and work your Visalus magic, make that big ol' income of yours, maybe go to church because You need JESUS! All the lies that fall right out of your mouth to the point you have yourself believing them!

I will not respond to no more of your REBUTTALS , I know you like to have the last word, so you can have it, I have better things to do then argue with YOU! But I can bet you money that all of you can mock my words , that in a few years, you will see her in another homebased business, so just a quick warning all of you visalus reps, you are getting a sneak peek into what your future looks like with Ms.Amy Shapiro Solomon aka (A.S.S.)!

Either way it goes, wish you the best of Luck SWEETIE ! hahaha :)

Back to my AMAZING business and AMAZING team members!!

Respond to this report!
What's this?

#6 UPDATE Employee

I find this funny....

AUTHOR: PROUD FAHT MOM - (United States of America)

Amy, you said "So who am I and how do I know? I am Ameriplan's FORMER top producer.  I was their NUMBER ONE producer nationwide in 2008, number three in 2009, and always in the top 5.  How much did I make for being their number one producer?  On Average?  About $1200 a month. MY best month was $2,700."

So, I guess you were lying to all of us on the team/training calls when you told us all you were making $5000-$7000 a month with Ameriplan and that everyone else could too if they just kept on and did not give up?? So, that probably means you're lying about your current income.

It is so sad that you have stooped to this level in trying to build your new business. Why can't you just MOVE ON? Do you continue to think about us that much? You can't stop talking about us and obviously you know how amazing our team is or you would not be trying to recruit them into your new business. It is perfectly ok that you left. We are happy that you did. You brought negativity to the team in the end (when you worked... that is). 
Jayme is amazing, she works hard, and we are all blessed to have her with her honesty, knowledge, and wisdom on our team!! I have been here for 6 1/2 years and will NEVER go anywhere. Our company DOES deliver on their promise. They put US first in all they do.

I am sorry that you feel the need to bash your former team members and our company. There is no need for that! GO on your way and take the time that you spend keeping up with the FAHT and Ameriplan and put that in to building your new business. If you used the time you have already wasted bashing us, then you could have probably hit 7 figures by now...wouldn't you agree???

Anyway, I know there are questions in here but no need to respond. I just wanted to point out to anyone who may believe you and the income you're making now...you lied to your FORMER team members so I am certain you would lie to your CURRENT ones. I am not wasting another minute here...on you. I am going to continue building my Ameriplan business with integrity. I will not be back to respond. I do not have time for your childishness.

Advice: Grow up, Amy...it's time.

Moving on...you will NOT see me back here.

Congrats on all of your achievements, JAYME BOYLES!!! You deserve them! Love your leadership on this team! You are truly admired by many!
Respond to this report!
What's this?

#7 UPDATE EX-employee responds

Why do you worry so much about me?

AUTHOR: Amy Sol - (United States of America)

Oh goodness...Let's touch real quick on the caddy.  Your caddy, that you DON'T EVEN HAVE, and don't own, cause it's a lease ALSO has a quota,,,3 in fact, and if you fall below in any of those three categories you will be responsible
to pay part of the lease payment, or all of it if you fall below all three.  Did they forgot to tell you that part?

At Visalus, we don't have to take the $600 car bonus unless and until we are confident that we have FAR surpassed the volume we need to maintain.  We can take a cash bonus each month instead.  Since you get the BMW at the BOTTOM of
the comp plan, (the srsd level in comparison) not the top, we sail right past the   volume needed to maintain.  MY volume is about 3 times what I would need for the BMW, no worries of ever falling below.  But the car is mine, in my name,
never paid a penny, no payment, no down payment, not even insurance, that  is 100% FREE!  But since you don't work with us, I don't expect you to know the details of our car program.  So I hope I cleared your car and our car program up
for you, for future reference.

You continue to say I harass you on facebook.  Michelle, what I didn't have the heart to tell you, was that I don't know who you are.  You were suggested to me on my facebook page, so I said hello.  You wrote back as if I knew who you
were, was targeting you and going after recruiting you.   I know if feels good to think that, and I'm so sorry to tell you  that wasn't the case.  I didn't and still don't even know who you are, nor would I attempt to recruit you.  

I don't really know Jamie either, only what others have told me.  So I probably shouldn't even talk about her right?  Since I don't know her.  Just like you don't know me, and all you could say about me are what your leaders want you to think.  No more time talking about Jayme, I just don't know the gal.

I don't hate AP, I dislike what they did to people, terminating hundreds without cause, even though your guys are taught to tell people they did something wrong which led to the termination.  But Ameriplan openly says, they
"exercised their right to terminate them WITHOUT CAUSE".  I don't like that.  I don't like the misrepresentation of income throughout the team.  I don't like the upline earning money off of us outside of the AP comp plan and corp allowing
it even though their P&P forbids it.  I don't like the things the leaders are doing, at the IBO's expense....things that you don't know about, and they want you to think I made up.  But 100 of us didn't leave over something that was
made up.  You can figure it out on your own what's happening.  I don't care enough to talk about it any more.    But I don't HATE them.  I love what I learned there, what they did for me, and their health plans of course as well. 

So to say I hate them, that's not the case.

I also don't hate Jayme.  She is NOT the one I'd use the term hate on.  I barely know her.  I'm not a top producer in Visalus, I probably never will be.  Our beloved Jen May from AP isn't even a top producer at $45,000 a month because there are SO many more people here, and so much more money to be made.  I am not trying to get the title of top producer here. 

I do actually know lots of inside secrets, the truth about what's really happening there.  Your leaders want you to think I don't know anything so that you don't listen.  ok.

I don't envy ANYONE who is in Ameriplan, the opposite.  I feel bad.

I also don't have a boyfriend.

I don't think I am going to be able to continue to respond to each inaccuracy in your post, so from now on I will pick and choose.  I am really happy that the dream, the chance, what 4 people have ever done before in the FAHT, make $100,000 a year after 4-5 drives you.  If that's what you are going for, to be one of the four out of tens of thousands in 9 years who reached that, then go for it girlie!   But that doesn't negate the over 100 people on our team who in less than 24 months reached an $8,000 to $42,000 monthly income.  When I was at AP, I too thought that wasn't possible.  So I don't blame you for that statement, it's just what your taught to believe.

Michelle, the more I read, the more I really feel bad about your position.  $5000 a week is nothing in our company.  So please be with AP if that's where your heart is.  But don't pretend to believe you guys make more money.  You are
happy there, just be happy there, and don't worry about how much more we make than you.  You made your decision to be there....be happy with that decision. 

I don't know why you are spending so much time justifying yourself and your company to me.  I'm not interested in what you guys are doing.  I merely feel bad knowing what you are taught to believe.  That's all.

Congrats to Jamie who is at $50k after 5 years!  Awesome!  GO JAIME! 

I reached $50k and a free car in less than 1 month.  But THAT isn't what matters.  It's not ABOUT who is making more.  It's about you being happy where you are.  I am happy where I am.  It sounds to me that you just spent all this
time trying to convince yourself why you are happy where you are.

Just be happy with yourself, your business, your choices.  And PLEASE, make your OWN choices.  That's all I care about.
Remember I never said AP was a scam, or not reputable, never ever!  So you don't need to try and explain that to me.  All I said was the income wasn't there, misrepresented, and I don't like their practices.    But I do wonder, why
do you care so much about what I think, or my success at my company? 
Respond to this report!
What's this?

#8 UPDATE Employee


AUTHOR: MEverett - (United States of America)

Okay, so let me start off by saying the only reason I am taking the time to write this is because that not only is the person that is being  targeted a leader within this company, a fellow team member, and my enroller , but I consider her also to be one of the closest people in my life, like a sister and just an overall good person. I can say with confidence that I am one that knows her best and who she truly is, so while I have been reviewing all this "toilet reads" because, thats what it is GARBAGE! I have to say it is truly comical and while all of you are on here bashing my friend and her success, you may want to go take a good look in the mirror.

No matter what, someone is always gonna have something bad to say..it is just the way of the world. All the time that is spent on these rip off reports, could be used to go make that 100k that you keep on whining that you don't have. But most of the population are looking for hand outs and HAVE to work for an employer, to get direction to be ran into the ground for 40 years, to make a median income of 40grand a year, to retire at 65, to only pick up a part time gig at walmart as a greeter, because your social security benefits are not cuttin it. Not many opportunities out there offer such a lifestyle as Ameriplan, the ones it don't work out for, its ok, it is not for everyone,but dont get mad because you did not put forth the effort as the others succeeding.

....Keep in mind, What you give out , is what you get back, in anything that you do, so keep on hatin on Ameriplan, the Freedom at Home Team, Jayme inparticular..it doesn't matter...because we are gettin our money and continuing to grow that income that you claim is just not there. We will continue to drive that cadillac that is completely 100% paid for by
the owners, UNLIKE that bmw excuse me 2 bmws that Amy keeps claiming she received hands down for free...she will NEVER admit it , but Unfortunately , she has a "quota" to meet each month, and GOD forbid she falls below it,  that $600 car note is coming out of her pocket. That is why she keeps on hounding all of us in ameriplan on facebook, twitter, personal emails, IM's, and even the nerve to call us. How she gets all this contact info , "GOD ONLY KNOWS" but she
is trying anything possible to hold that title of a "top producer",

 because the poor thing has ran out of real leads, she has to try to cross recruit by giving people this sad "pity me" story about her experience with ameriplan and trying to convince them she has all these inside secrets that no one is telling. Well guess what...SHE IS FULL OF IT! She claims we as the freedom at home team are brain washing our new team members, when that is just not the case.  HOwever,  she has the nerve to go around making up complete lies about people who she envys so much it has turned into jealousy. She even TRIED to recruit me more then once, and once I put her in her place, and BLOCKED her...she had the nerve to contact me thru her boyfriends account....Really Amy? How old are you...completely childish and DESPERATE if you ask me, but  Guess what...God don't like ugly , that is why those shakes haven't...well...I won't finish that but you get the point.

She has the nerve to say only 1 person has reached real success? ...let me tell you all something, if any of you believe that you can actually make 30k in one month...you are getting sold UNREALISTIC HYPEY BS...if any of you believe that if you work hard enough for yourself and within 4 or 5 years , of CONSISTENT work, you can make 100k a year in RESIDUAL INCOME...you have been provided HOPE! That is what we have at Ameriplan...Hope! Inspiration! Faith! and an opportunity that can surpass any other if you put your mind to it ! What is so wrong with committing yourself LONGTERM? Why is it such a bad thing to have to work hard to reach an income level that most never will? ...If it was that EASY to make 6 figures there would be no such thing as poverty?!?!...no one would be on welfare or even bustin their butts at a "job" to just make ends meet!

That is your guys choice on which road you want to go down, but here at Ameriplan and especially the Freedom at Home Team, we are not about all that hypey BS "you can make 5k in a week" ...that is UNREALISTIC and Amy knows that...she may receive that upfront commission that is great but keep in mind that even tho our commission may not be as high as others upfront, our residual is IRREPLACABLE and UNTOUCHABLE.

Daniel, Dennis, James & Tammy, Kelly, Lorene, Kenny, Fatima, Roger, Margaret, Joseph, Carol, Jerome, Debera, Pat, Janie, Michael, Brian , John, Willie, Lou, David, Krystal, to name a few are the ones who have EARNED MILLIONS! Alo 1000s that have hit 6 figure.... As for Jayme and Kristie who were mentioned they are on their way there, they not yet seen a million dollars, neither has "faht dad" or myself, but guess what...we will and we are okay with waiting 10 years to be a millionare where most people are going to live paycheck to paycheck for the next 50.

And as for the company itself, Ameriplan is known on a national level for 20 years to be the #1 in its industry. Yes, you can buy into the BBB, but all of the other credentials that we offer, proves itself. ALso, NO doctor in this world, let alone 500 thousand of them , along with reputable pharmacies such as walgreens and cvs, or better yet the FBI would risk their license or reputation on a "scheme". It is really just common sense.

As for anyone who has the time on their hands to make up unethical, hurtful , untrue statements about someone who has earned every HONEST penny she has made is RIDICULOUS. My FRIEND and our TEAM do not deserve it and definitely do not appreciate all the harrassment from "ex ibo's" aka amysol....everyone is very much aware of what and who you are and trust that is being reported to the CEO of Visalus.

Oh by the way, Jayme is now at 50k ...get your #s right :)

Respond to this report!
What's this?

#9 UPDATE EX-employee responds

It's just not True...but I'm not gonna fight with you about it!

AUTHOR: Amy Sol - (United States of America)

Well FAHT "DAD", it's obvious you don't know the facts, you are just another FAHT puppet, brain washed to believe whatever it is they tell you.  I  don't blame you....they got me good too!

Don't want to take TOO long to respond to you, since I have a viable business to run, one that I reached about $4,000 a month in income in what?  Oh, TWO months...not 4 years....I also need to take my FREE BMW that I got in what? 
Only 19 days into the shop today for a BMW paid for oil change.

So....it is what it is. You will believe what you want and what you are told to believe, whether it's true or not.  That's ok, and I have no intention of changing your opinion.  The FAHT "leaders" worked really hard to give you that opinion, I don't want to ruin it.

I can say I am in no way deceitful I won't even get into what YOUR leaders are doing behind your back...you've gotta figure that out on your own like the over 100 other faht members who left this year and came to us did. (including
HALF of the 6 figure income earners, leaving only TWO not SIX)  There are many who misrepresent what they earn and achieve. 

They want you to think I was deceitful in my recruiting practices, because that's a easy way for them to get you to not talk to me.  I don't know why they put so much energy into worrying about what I do and who I talk to.  This is
"network marketing" I am going to network, meet new people, open relationships and get to know others, whether they are in my company or others.  I don't recruit FAHT people from facebook, in fact, I've not recruited anyone on from
the FAHT unless they contacted me FIRST or asked me about what I was doing FIRST. 

There's really nothing else to be said.  Your "facts" are those instilled in you by people who want you to follow what they say, drink their koolaid.  You drink that, I'll drink shakes.  No problem.  We don't have to be in the same company, there are LOTS of great companies out there.  We picked the right industry, that's all the matters.

You said to let you know when we see the dollars flying in over night!  I SEE THEM!  $3,400 in my first 19 days, I think that's overnight.   But it's not all about what we make, if you can go to bed at night and feel good about what you do, who you support, what you represent, then that's what you should do.  That's what I do.

Good luck with your AP business.  I had bigger dreams and had to go somewhere else.  I am achieving mine, I hope you achieve yours as well, I truly

do!   :-)

Respond to this report!
What's this?

#10 Consumer Comment

You are Hilarious!!

AUTHOR: Freedomathomedad - (United States of America)

As with any business opportunity, an AmeriPlan takes time to build! Go open a Restaurant, Beauty Shop, Mailbox Etc, Grocery Store and anything else.

WHEN you see the Dollars Flying In Please Let Me Know. It won't happen overnight. You have to market, market, market.
Thank God, Ameriplan is currently helping 1.7 million members save on their Dental and Healthcare Needs.

I love my business, yes it took time to build, but now I have Freedom At Home! Do You? The picture attached reflects my lifestyle with AmeriPlan!
Respond to this report!
What's this?

#11 Consumer Comment

Amy You Are So Decietful And Have No Integrity

AUTHOR: Freedomathomedad - (United States of America)

I know for a fact that you are a deceitful lier that will lie about anything to recruit people into your Shake Business. I hope those shakes work because you sure need them girl.

It's funny in talking to AmeriPlan's Corporate office in hearing of their rejoicing when you left the company because you were just a nasty person who did not belong in this company. And yes, I happen to know 6 people that have made 7 figure incomes in AmeriPlan and I also know of 6 Freedom at Home Team Members that are making a six figure residual income. Get your facts straight and the only reason you have found any success at Visalus is because you lied to alot of people about our Awesome Company.

I guess that's why you are still trying to recruit our team members via Facebook today. You are getting desperate and everyone sees it.

Karma is a *****
Respond to this report!
What's this?

#12 Consumer Comment

Congratulations Jayme

AUTHOR: Freedomathomedad - (United States of America)

Congratulations Jayme. Of course your about me page no longer says SESD. You are now a National Sales Director so make sure you change it to NSD. It's amazing how people take this awesome opportunity and fail to follow the coaching and guidance they receive and try to put the blame on everyone else but themselves. An accreditation with the BBB is just a membership and AmeriPlan is so fortunate that they have always had an excellent rating based on their business practices that they have never had to pay the enormous fees to become accredited. 

Keep up the Great Work!! I am honored to have you as my direct up line and personal coach. I don't know what these other people's problems are. I have reached great success in a very short period of time.
Respond to this report!
What's this?

#13 UPDATE EX-employee responds

Just the facts.....

AUTHOR: Amy Sol - (United States of America)

It's nice to post your income, so people can see it, but we should all try to be is upfront and honest about everything as possible  Yes, by looking at Jayme's back office, you can see Jamye did make about $7,000 in June 2012, but that was ONLY because JUNE is the month that they pay out an annual $2500 bonus check.  That $2500 doesn't get paid out each month.  So she knowingly chose a screen shot of the ONE MONTH PER YEAR that had that bonus check, to try and represent that she makes $7000 a month, when in reality, she doesn't even make $4000 a month.  I am sure her intent was to be upfront about what that income was.  She probably just forgot to mention in her post that it was a annual bonus check that came in to make it $7000 that month.

It's also great that Jayme is making decent money, almost $4000 a month, after over 4 years.  But she is the cream of the crop.  The best of the best, the top of the top and it took her four year to earn that.  So what are just regular people earning?    I will show you that below.  The Ameriplan income disclosure chart is attached below so you can see on average what people are earning.  Keep in mind that they haven't updated their chart since 2008, and there has been about a 40% to 60% drop in almost everyone's income between 2008 and 2011, and then it has started to climb again in late 2011.  But why doesn't Ameriplan release a new income disclosure?  It seems it's because it will be way worse than this one below.

Network marketing companies are an excellent way to earn an income.  You just need to find the right company, with the right products, the right integrity, the right comp plan, the right training, the right reputation and the right financial backing.  It's a great way to earn a income, you just really need to research.

One main reason I left Ameriplan in January 2012 was because I no longer wanted to deceive people, and tell them they could hit $100,000 in 2-4 years.   Tens of thousands of people have started and left the Freedom At Home team over the past 8 years, TENS OF THOUSANDS>  and only FOUR ever made it to 6 figures.  I just couldn't keep telling people that they could do it, when I knew, it was next to impossible.

Like I was saying before, over 100 Freedom at Home Team members left, and are now with the VIP team in Visalus.  It's nice to be some where that every is making money, and (in Ameriplan's words) it doesn't take 6 years for the average person to be making $2,600 a year on average. (see their chart)   I will also put our new companies income disclosure below too because it's important to see that you really need to do your research.  Look around, see what people are making.   In 8 years, this team in Ameriplan that tells everyone just put in 2-4 years and you will hit 6 figures, has only produced 4 6-figure income earners.  However, on our team, in Visalus, we have now had over 80 people reach a 6 or multiple 6-figure income in the last 20 months ALONE.  That's a HUGE difference.   And although it's not all about the money, there are a lot of other things to look at too, it's nice to know you will be compensated for your time and efforts.

SO, in a few months at my new company, I reached a $50,000 a year income, and won two free BMWs.  In 5 years as Ameriplan's TOP producer I made $2600 for two months before the income dropped back down to $1000 a month, and, of course, no free car.  

This is me, my personal story and tesitimony of why I had to leave, and why over 100 others left with me.  It's not to say that Ameriplan isn't a good company.  It is, for what it is.  If the income on the chart below is what you are looking for then it's good for you.  This also isn't to say that the people who are there aren't working hard, and a few are even making decent money.  That's excellent for them and they should be very excited and proud.   It just wasn't for me anymore.

The moral of the story, you can read great things about any company, depending on where you are reading.  Just do your own research, check things out for yourself.  You are the only one looking out for you!

To learn more about my company and team, go to www.ChallengeByVi.com and watch their company overview.  To learn more about any home business, make sure to research it thoroughly.  Good luck in your search, good luck with your goals.

Amy Solomon



Respond to this report!
What's this?

#14 REBUTTAL Owner of company

Proof of Income

AUTHOR: jaymeb - (United States of America)

Here is a screenshot from my backoffice and earnings from June.  Around $7,000 not bad for one month :)

I am not posting here to talk badly about anyone or any other company, to argue, brag or defend myself...but only to provide proof that I do earn a really good income from home, despite the allegations.

AmeriPlan is obviously a real opportunity that I love...and that has helped me and many others have an amazing career at home!

Have a great weekend!

Jayme Boyles
National Sales Director
Cadillac Club Member
Respond to this report!
What's this?

#15 Author of original report

Unemployed BEWARE

AUTHOR: ElleJay - (United States of America)

As individuals we must critically analyze and thoroughly investigate any website/company/email/employment listing to evaluate it's legitimacy.  While I do realize that anyone can be a member with the BBB by merely paying dues, they also have to maintain the standards required for continued membership.  I am not personally recommending or endorsing membership, nor do I believe it is required for any business.  It is merely one of many resources available to the consumer during the research process.

I wasted too much time of which I will never get back, researching this site.  This was to be more of a "job-seeker beware" type of report.  A company/website/individual posting images of the letters BBB under the caption "Our Credentials" and sending emails with blatantly false claims of being "Recommended by the BBB"  needs to be reported to the public. RED FLAG


Since I visited the site and provided the "required" personal info for free instant access I have been slammed with nearly daily emails that claim to be in response to my request for more details that I NEVER requested.  Furthermore, the emails list not only different versions of her name and job titles, but multiple website addresses in each email. In fact, one of the emails stated,  "...I have not been able to contact everyone that requested to be called."   I was born, but not yesterday.  I am glad I listed a bogus number.  RED FLAG, RED FLAG, RED FLAG

AKA:  Jayme Rhea also associated with www.workwithameriplan.com

A reputable professional does not resort to these types of tactics to gain (their own sales) business for well respected companies. 
Respond to this report!
What's this?

#16 Consumer Comment

TO Left AP in 30 Days

AUTHOR: Amy Sol - (United States of America)

I am at fault too, I told people 6 figures in 4 years, for 4 years until I realized, HEY, I am at 4 years and only making $25k as the company's top producer.

Funny, I made almost $4000 my first month in my new business, and I will be at $8,000  month by my 9th month, (my actual projection path) and I have helped over 20 people reach AT LEAST $1000 a month within their first 30 days, if not $2000-$3000 a month.

From now on, if someone would tell me their income stats, I'd say PROVE IT!  Like I made $1400 this WEEK (we get paid 5 times per month) and I can SHOW YOU my check!

If you want to see what we are doing you can watch an overview video online at www.challengebyvi.com.  No pressure, just watch it, and see if you can connect with what we do here by helping people reach their health and fitness goals.  It's my personal site, so you can enter your info there and it doesn't go to anyone else.

No matter what you do I wish you success!  Unlike my "friends" at Ameriplan, I don't hate people, bash them, or unfriend them because they went to another company.  I literally just wish EVERYONE great success, no matter WHERE they are.

Even Jayme.
Respond to this report!
What's this?

#17 UPDATE EX-employee responds

Wow Great Insite...

AUTHOR: Tas - (U.S.A.)

Great Insite Amy,

That makes me feel even worse about Ameriplan and better about quitting in less than a month when I realized the only training offered was to recruit others to try their luck at making money. I can't lie to people about their income potential- its just wrong... ! When I interviewed Jayme about working at Ameriplan I told her I was accustomed to making $7,000 a month at my job and I had to quit for personal reasons... I told her I saved up a few months but I could live off of $2,500 a month if I tried and so I asked her how long it may take to get to $2,500 a month.. she said about 6 months... sounds like it would be more like 6 years... and to be honest with you 6 months to make $2,500 a month is a long time...  I was making $2,500 a month when I was 20 years at a job  for college students... I thought 6 months sounded attainable though to make $2,500 a month after reading testimonals from people like Janie Jones who claims to have made $4,000 in her 1st 10 days...the problem was I couldn't even get a responce to the advertising and marketing they trained me to do so I started to think it impossible to make 1 sale. 

 The problem with Network marketing is all the smoke and mirrors and pie in the sky...which is a shame...who wants to work for someone else the rest of their lives? The problem is, from my understanding, most people end up going broke trying to find that opportunity where they can make a decent living ... its a shame...

I will tell anyone who just joined Ameriplan or is planning to join, if you quit like I did within your first 30 days, they will give you a refund of your monthly fee if you request it. I just got my refund a few days ago... So in that respect I do appreciate that I got my money back with minimum hassle so cudos there...now if Ameriplan would give income statistics so that potential agents would know they are looking at getting into an opportunity where they will likely make less than minimum wage... that would be even better... 
Respond to this report!
What's this?

#18 Consumer Comment

where do I start?

AUTHOR: Amy Sol - (United States of America)

Oh my, lots of comments.  Where do I start?  I will start by saying Ameriplan does have an A+ rating, god knows how, but they don't buy into the membership.  The BBB is just a franchise, they sell memberships, they telemarketing businesses to buy it.  But whether a business joins or not, they still can have a rating.  So they really do have an A+ rating and the "accredited" seals really just mean, did they fall prey to our pressure and buy a membership, or not.

Next, everyone within AP is a Independent Business Owner however there are levels and titles that you work towards.  So, when Jayme says she is a Senior Executive Sales Director, that's the truth.  She is, she earned that title, and that's what she is.

So who am I and how do I know? I am Ameriplan's FORMER top producer.  I was their NUMBER ONE producer nationwide in 2008, number three in 2009, and always in the top 5.  How much did I make for being their number one producer?  On Average?  About $1200 a month. MY best month was $2,700.

I learned A LOT from Ameriplan, and for that I will be eternally grateful.  However in January I realized that I couldn't make significant income, and I couldn't help my team do the same.  In 5 years there I brought in 1500 reps and not one was I able to help make more than $600 a month, not one.  I also realized the company was not financially sound.

Ameriplan terminated over 600 reps in the field 2/14/11 because they simply couldn't afford to pay them anymore.  That was the beginning of the end.  How can I continue to build a business that wasn't secure?  I could  be terminated, and my check confiscated at any time.

I researched tons of different companies and found a new home with Visalus Sciences.  There, in only 60 days, I reached a $50,000 a year income and won two free beamers.  I also helped 5 others do the same, and an additional 15 others reach a $500 to $1000 monthly income.  I knew right away this was the home business where I would reach that 6 figure income and fast.

Ameriplan promised 6 figures in 4 years.  I was their top producer for five years and I never made it past $25,000.  They also try to mislead people into thinking they make more money and this is abundant on the Freedom At Home Team, to which Jayme Boyles is a "leader".  In fact, just this week I heard that Jayme hit $25,000 a year with Ameriplan, and it only took her 4 long years to get there!  That was a shock to several of her team members who told me Jayme had been representing herself as a 6 figure income earner or as long as they knew her.

Also, Laura Beth messaged me on facebook.  When I told her to keep her eyes open and make her own decisions in the cult like atmosphere of Ameriplan and the Freedom At Home Team, she said she knows things are good, because there are lots of people on the team earning 6 figures.  She mentioned that there were several NSDs making 6 figures.  (NSD is the second to the highest level).  I informed her that there were only 2 people on that team making 6 figures.  She is so brainwashed, she said she knows I was lying to try and recruit her into my new business (no thank you) and she knows there are lots of people earning 6 figures.  The truth is, in 8 YEARS, the Freedom At Home Team has produced only FOUR 6 figure income earners.  Two of whom gave up their incomes to come with me to our new company this past January.

So, I know for a fact they are misleading people over there, trying to make them think if they just plug away making $100 a month, they too will get to 6 figures.   FOUR 6 FIGURE REPS IN EIGHT YEARS!  That's terrible.  My team is only 20 months old and it has almost 30 6 figure income earners.  Ameriplan has had I think ONE new 6 figure income earner in 3 years where as my new company has over 100 people a month reach a 6 figure income.

So there is definitely misleading going on over there.  Also, leaders like Kelly and Jayme and Kristie tell everyone in Ameriplan not to talk to the "Visalus Reps", we tell lies they say!   OK, whatever.   All we do is tell the truth about Ameriplan, people can make their own decisions.  But I will say this, are you an Ameriplan rep reading this right now?  Do you make between $50 and $400 a month?  Just know, this is going to be it.  You are not going to get to a higher income without being in the top 0.01%.

Jayme's business practices are questionable, telling her team not to talk to us in a cult like way, misrepresenting her income.  But, all the things said in THIS above complaint about her simply are not true.   As she bad mouths me to try and defame me, why do I stand up for her in this complaint?  Because you will always get the truth from me, no matter what.  Good, bad, ugly, I tell it like it is.

Thats why people trust me.  That's why when I left, dozens followed me to Visalus.  Thats why now over 100 former Freedom At Home Team members are now on MY VIP team in Visalus.

I know people will see in their own time that things are not what they seem in Ameriplan.  If you ever want to know the truth, you want to know whats really happening, just email me.  I will tell you the good, and the bad.

Amy Sol
http://www.ChallengeByVi.com (<---my new company, finally success!)
Respond to this report!
What's this?

#19 UPDATE EX-employee responds


AUTHOR: Tas - (U.S.A.)

Hi Elle,

I wasn't trying to discredit your complaint. I do agree that the website is misleading but I just wanted to add to that with other areas that I find are misleading after trying the business myself first hand. I do believe new reps who sign up need to understand there is a substantial time commitment to see results and the work that they are recruited to do IS Sales and recruiting.

Also, you will most likely only be succesful if you are good at "Faking it Till You Make it".... this is something you will have to do in order to recruit others into the business opportunity during your initial time while you are not making money. A huge leap of faith is needed... HUGE!

The whole allure of Ameriplan is time freedom and if you have a full time job and do Ameriplan on top of this you might be setting yourself up for failure if you do not understand that you will have the opposite of time freedom for many many months until you can "fire your boss." Or if you are like me and tried Ameriplan full time, you may find yourself out of money with nothing to show for your efforts and little to no support to turn to.

Of course this is not what home job seekers usually want to hear but it is the truth, in my opinion. I have yet to find anything that will work for me there are a LOT of scams out there and a lot of PIE in the Sky opportunities... and you do have to be leary of what you take as truth and an exaggeration...

 Do I feel Ameriplan is a Scam? No... but I do think the opportunity is misleading so make sure you can commit the time and money to making it work before you jump on board... I wish I would have...

Respond to this report!
What's this?

#20 Author of original report


AUTHOR: ElleJay - (United States of America)

What I initially failed to mention was, that although Ameriplan does have an A+ rating it is NOT accredited.  Workwithap had multiple references and images of the letters BBB at the time I reported it to the BBB.  The website still uses a BBB likeness seal with the caption "Our Credentials." On the link you provided, it clearly states, "Ameriplan USA is not BBB Accredited." 

As a consumer or potential job seeker I find this website to be very deceptive.  It is possible that I am ill informed on the current BBB policies since it has been many years since I was a member.  And if I am incorrect then accept my apologies.  However, in the event that I am indeed correct I have the following questions:

What credentials does Ameriplan actually have with the BBB that you are advertising (referencing) on your site?  A BBB grade is assigned to all businesses based on information about the business itself and what is reported to them.  That basically applies to any business accredited or not. Since Ameriplan is not accredited, I can only assume that you are referring to the "rating."  I disagree that the rating qualifies as BBB credentials. 

You also stated, "She stated AmeriPlan is not with the BBB, and we are of course."  Once again, misleading.  The BBB has a listing for the business (Ameriplan), which does not mean it is with the BBB.  Furthermore, they have no information whatsoever on "workwithap.com" or under the name "Jayme Boyles"

According to their web page in order to advertise affiliation, a business must be accredited.  The "seal" you show under your credentials is not the credential seal shown here:

I also notice that you have since updated your "About Me Profile" to reflect that you are no longer the Senior Executive Sales Director for Ameriplan.   That explains all the "Independent Business Owner affiliated with Ameriplan disclaimers.  Now the discrepancy between the disclaimer on your site and your claim to be the S.E.S.D. for Ameriplan makes a lot more sense since it's been changed.

I think the misunderstanding here was that I was questioning your integrity and the validity of your website workathome.com based on all the questionable information on it.  I was not questioning the legitimacy of Ameriplan.
Respond to this report!
What's this?

#21 UPDATE EX-employee responds

Freedom at Home Team- Jayme Boyles- The Truth

AUTHOR: Tas - (U.S.A.)

I am writing this to help anyone who is thinking of joining Ameriplan USA. I signed up with Ameriplan and the Freedom at Home Team through Jayme Boyles. I had heard about Ameriplan and so I did some research and it sounded like a great opportunity. Being a Mom, I wanted to work with other like Mothers which is why I chose to work for the Freedom at Home Team. 

Although I do not argue Jayme's position in Ameriplan or her success in the company, I do warn that you need to have the right expectations in place. The reality is that it could take months or even years to get to a point where you can replace an income and work at home full time. I had to quit my job for personal reasons and having sales experience, I was hoping to build an income quickly since I would be devoting a full time effort. I did have the expectations that it would take some time to build to a replacement income so I had some money saved up for that reason. I felt that having the sales experience in place along with the promised support of Jayme and the Freedom at Home Team would work in my favor.

What I came to find is the Freedom at Home Team support is a website that goes through training videos and websites that you must build for yourself. I have a background in computers and software and so I would say my level of comfort with the internet and computer is higher than most. I will tell you the training and websites are very confusing. You will be asked to maintain about a dozen website which is overwhelming. I imagine someone coming in part time to start, which is recommended, would be even more overwhelmed since this person would have less time to devote to the business. 

In all it took me about 1 week to get through the training videos and website set up. I was told it would take 5-10 hours. This was my first warning. Next I needed to market and it is recommended that I let all my friends and family know of this great opportunity I found. SO I DID- 2nd mistake... Even if you do decide this is the opportunity for you, please keep in mind that you might not want to get your friends and family involved until you know it works. I will have to eat my words... This is just a thought... I wish I would have thought twice but too late for me now... Also in the advertisements they say it is not a sales job and you will not have to make cold calls or bother family and friends ect... this is not the case... unless you can come up with some very clever advertisement that does the work for you. I used the advertisement recommended on the sites and netted zero results...

They have many advertisement ideas on the training site and the first as I mentioned earlier is emailing your family and friends. You can also purchase leads or buy co op leads or advertise on popular free or paid sites. Bottom line: you will have to cold call and yes from a sales professional I will tell you Ameriplan or any network marketing company is a sales job plain and simple.  The purchased leads are very cold. Also they talk to your about free leads. These free leads are frigid cold and many team members complained about getting hung up on or cussed out... Then the higher ups say things like "You get what you paid for"... so in other words in order to make this business work, you will have to purchase leads and cold call them or hope someone replies to your online ad , or bug family and friends... This can get expensive or embarrassing if you try the family route .. you can also go out in your community and leave information ... you will have to pay for these brochures and supplies...which is normal but you may want to budget for this if you decide Ameriplan is for you.  

You can also cold call buisnesses or people you meet... but there really isn't any information about how to get this to work because the Freedom At Home Team devotes most of their training and time in recruiting others into the business rather than selling the membership. When I realized this is when I started losing faith in Ameriplan and the business. How can I recruit people to work this business if I had not found success yet? In fact the first measure of success is selling $300 in memberships or recruits. During the time I was with Ameriplan, I saw other IBO's reach this level on the team but many needed months or a year to get to this point. I can tell you that this sales level will net you $100-$240 in monthly revenue. There is also monthly dues to pay of $50-$150 and a marketing website to pay for, and leads and materials to purchase ect.... I mention this because my couple months that I was planning to go without an income was starting to look more like a few months to a year... and it seemed impossible since all my efforts had been amounting to nothing...  I can also tell you that when I reached out to Jayme to voice my concern her response was to give me the membership cancelation line. She said she didn't think this business was for me.
This is when I lost ALL FAITH in Ameriplan and the Freedom at Home Team...

This is in no way meant to bad mouth the Freedom at Home Team or Jayme Boyles or by any means crush anyones dreams. Are there people who are successful in Ameriplan? I can tell you that I know Jayme is successful and there are many on the team that are successful as well. They will tell you that the difference between people who are successful and who are working on success is just time. I 100% agree. Jayme has been with Ameriplan over 4 years and many on the team have even more time with the company and I 100% believe that those with years under their belt are making a good income working at home. It just seems this took years to build and I do not have years to build an income. I do not have the finances, the time, nor the patience...maybe you do or maybe you do not but you should consider this before joining.   Will the Freedom at Home Team give you the formula to success? In my opinion no. They offer a website with information and you will have to take that information and decide what will work or what will not work. The other thing about the time it takes to build income is what about Obama Care? Obama Care may very well crush a lot of people's residual income. I know no one knows for sure but something to think about. Also, another good question to ask your recruiter is what % of his/her team actually make it? I never got any concrete numbers but I am convinced that many that try working for Ameriplan do not make it.. 

Good luck in whatever you chose. I know the answer to working at home is out there... I just did not find it with the Freedom at Home Team and Ameriplan... I hope this helps.. 

Here are some questions that I did NOT ask that you should ask before joining the team
Respond to this report!
What's this?

#22 REBUTTAL Individual responds

I am not defeding the BBB, just countering the person accusing us of not being registered

AUTHOR: jaymeb - (United States of America)

I am only answering the person that posted this claim, not defending the BBB.  She stated AmeriPlan is not with the BBB, and we are of course.  I know that it is a "paid for affiliation", companies pay to be apart of the BBB and it is very expensive.  Alot of people use it as their ONLY source when looking into a company, I always suggest looking at other sources as well.  AmeriPlan is a member of the US Chamber of Commerce, the National Association of Dental Plans and were recently featured on Good Morning America as a top way to save on healthcare. 
Respond to this report!
What's this?

#23 Consumer Comment

Jaymeb, It appears that the BBB is a scam! Simply 'Google' this- BETTER BUSINESS BUREAU 20/20 INVESTIGATION, and watch that video.....

AUTHOR: Karl - (USA)

on the web for proof.

Thank You
Respond to this report!
What's this?

#24 REBUTTAL Individual responds

AmeriPlan has an A + Rating with the BBB

AUTHOR: jaymeb - (United States of America)

This is Jayme Boyles with AmeriPlan.  Your information about me is incorrect.  I am an ACTIVE Senior Executive Sales Director with AmeriPlan and am a top producer for the past 4 years as well am on the ACE Council Member..  AmeriPlan does have an A+ rating with the BBB, just go here:  http://www.bbb.org/dallas/business-reviews/medical-dental-discount-plans/ameriplan-usa-in-plano-tx-26001507  to see for yourself !

We are not an "alleged" work at home opportunity but a REAL opportunity to work from home with a REAL 20 year old Company.  So before you go out putting lies on the internet, I suggest you do your research!
Respond to this report!
What's this?
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?