J.D. ByRider Total Ripoff, Total Lemon Cincinnati Ohio

Let me just say first off, as the other poster said..if you can prove fraud then sue them.  BUT here is your problem,  you need to prove fraud.

You say that you expect a vehicle to be in "reasonable working order".  Okay what does that mean?  With a 2 year old car that has less than 20K miles...you would be right this would not be reasonable.  But your car was 7-8 years old and if it didn't have over 100K miles, it was pretty close.  In this case your repairs could be seen as quite reasonable.

You are also under a false impression that somehow a car has to last the life of the loan.  Why?  Was that in the contract?  No..the contract you signed was "As-Is" with the exception of the Power Train.  This is why companies sell warranties..because cars can break down.

You say that you are willing to pay for "regular standard repairs". Well several of the things you listed are considered "Wear and Tear" items and part of "regular" maintenance.  Such as the Brake Pads and Fuel Filter.  If you had to have your Rotors replaced that is generally due to lack of maintenence, and letting your pads get too low.  Since you admit that it wasn't until almost a year later before your brake issues, this really falls on you and most likely your driving habbits.

Now, as for the accident.  The honest truth is that many car dealers don't go looking for damage.  This way they can honestly say that they are unware of any accidents.  But this just goes back to the fact that you should have had the car inspected BEFORE you purchased it.  But if you have some "smoking gun" where you have it in writing that they told you explcitly it wasn't in any accidents you may have a chance.

As for them selling the car at Auction once it was reposessed.  Realize that in just about every state by LAW a reposessed vehicle must be sold at auction regardless of condition.  So the only thing "telling" about that is that they were following the law.

Oh and NO I do not work for this or any other dealer. 

I responded because in your complaint it is clear that you don't know how to buy a vehicle and (apparently) there is no one you can turn to for proper guidance on purchasing a vehicle and obtaining a vehicle loan (two different things). Using repair issues to offset a loan is a non-starter when it comes to defending non-payment of the balance of the loan. Fraud is a defense. But you have to show fraud. 

Personally, I don't like most car dealers because they take advantage of anyone that isn't knowledgeable in purchasing a vehicle and then they compound it by sticking the buyer with a bad loan if the buyer doesn't know what to look for when borrowing funds. I hate that. If all of us consumers learned the right way and stopped buying from bad dealers and bad sales reps (including F&I people), then we, as a group, wouldn't experience these bad deals because those dealerships would either straighten up or go out of business.  

Your first mistake was to go to J.D. Byrider - as they have a reputation for selling or leasing vehicles in terrible shape for top dollar with a very high-interest rate or high monthly payment for leases. 

Your second mistake was not getting your loan through a credit union or bank - before you purchased a vehicle.

Third, you didn't have a third party independent inspector for the vehicle prior to your purchase. Never use the mechanic associated or recommended by the dealership to inspect the vehicle. Get a good mechanic to inspect it before you sign anything. 

If you can show fraud, then sue the dealership because then the judge can unwind the deal so you don't get stuck. But you will need to show fraud.  I sincerely hope you find an attorney to help you. I hope you win. In the meantime, do your research so you know the proper way to buy a vehicle.  

If you do not work for this dealership why do you have an opinion?  Should I not expect a vehicle in reasonable working order when I purchase one from a dealer?  Should a vehicle not be expected to last at least a few months, a year, or even the length of the loan?

I'm saying that JD ByRider chose to sell a non reliable used car, they were deceptive in doing it and I as the consumer should be entitled to be released from the loan of a lemon.

They claim they sell reliable used cars and this is clearly not the case in my situation.  Regular standard repairs and maintenance should be the responsibility of the owner, however, when the vehicle is complete and utter crap, not reliable, and is being rebuilt on a regular basis, this is clearly an exceptional situation and not the normal standard.

Also, if you read the whole ripoff report, the vehicle had been in an accident and the dealer did not disclose this to me.

This is FRAUD.

First, I don't work for this dealership or any other dealership. However, I know about enough about contracts and loans. When you purchased the vehicle from J. D. ByRider you decided to borrow the funds to pay for the vehicle rather than pay cash (gleaned from your post above).  Funds for purchasing the vehicle and repair funds are two entirely different things.

The cost of repairs for any vehicle you own is your responsibility. All vehicle owners are responsible for repairs that aren't under warranty. That is part of the cost of vehicle ownership and has nothing to do with the vehicle loan. Even if you did buy the vehicle with cash, you would still be obligated to take care of any repairs to the vehicle at your expense - unless you had a warranty to cover a particular repair. 

When you signed the paperwork to purchase the vehicle, there should be an agreement to repay the lender somewhere in that packet you received at the time of purchase. It would be in your purchase contract. The terms of the loan are detailed in the note/contract you signed.  As the borrower, you are responsible for repayment of the entire loan - no matter what happens to the vehicle. That is one of the reasons for auto insurance and gap insurance, to pay the remaining balance in case of an accident. 

Take the time to research vehicle loans. The lender can get a judgment against you for the unpaid balance due on the loan and the idea that the lender is going to credit you for repairs is just not right. Repair costs don't offset the balance due on the loan - not with any lender. Please research this before you ever sign for any type of loan so you understand your responsibilities