John aka Juan Ovalle changed name from Next Day CPN to Authorized Users to hide his con work John provided quotes for my tradelines and began selling them. I also referred a few of my family members and a friend for which John agreed to pay for referral fees. A couple of months went by and I started inquiring about payment. Each week, John had a different story: he was out of the country, check got lost in the mail and would send another when when he had time, etc etc. John is nothing more than a con who hides behind a website where no one can post comments and a phone that he doesn't answer. Florida

First few months of doing business were okay and he was paid accordingly.

However, this guy is somewhat correct, I did not pay him because his lines are trash and did not post or they were added to cards that we did not order. If a line does not post then I have to turn around and issue my clients a credit or buy inventory elsewhere to fill orders. Why should i have to pay you? Banks were shutting down his cards and not reporting our lines and my clients were getting shoved around to different card with age or limit that they did not pay for. If they don't report, report to only one bureau or you don't fill my orders correctly, I'm not paying ya, PERIOD!

Cards getting shutdown is part of the game and a risk you take by being a cardholder, something I advise every single cardholder before they signup. If you don't like it then don't sell your cards. My main issue was that my clients were being added to cards that I didn't order. I understand if your card gets shut down or if you miss a statement date and add my clients to a card of equal or greater value but if I order a 30k Citi Bank that was opened in 2008 and you add my client to a Synchrony Bank 25k from 2014, then that's unacceptable because my clients are not getting what they order. I am the one that has to deal with angry clients blowing up my phone and/or email if there is an issue or if they don't get what they asked for, then I have to turn around and order a line from another vendor to satisfy my client, thus costing me more money. That's not all, then he wanted a $30 referral fee for every person added to cards that weren't his, that included his wife's cards. So in other words, I had to pay a fee to add my clients plus an additional $30 per for each one. EFF THAT!

I did change my website name from Next Day CPN to Authorized Users for two reasons.

1- Because it's catchy, fits in with what we do and helps with SEO and Google rankings

2- Because I don't deal with CPN's, we stay away from that stuff.

We've been in business a long time and Pay everyone timely but this joker was a headache from the beginning. So if you run across any lines with this cardholder name or address, Stay away from it

Olga Soloneko or Alejandro Ignacio da Silva

17140 SW 49 Place Miramar, Florida 33027

Nice try bashing me Alex but the only thing you've accomplished is to show my clients that we have their best interest at heart and will go to any extent to fill their orders correctly.

Tradeline John.. OUT!