• Report: #538146
Complaint Review:

JP Chase Home Finance

  • Submitted: Sat, December 12, 2009
  • Updated: Sat, December 12, 2009

  • Reported By: laura — blue springs Missouri United States of America
JP Chase Home Finance
2210 Enterprise Drive Internet United States of America

JP Chase Home Finance WaMu Chase Home Finance Fraud on modifaction loan Internet

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I own my home for 15 years, never miss a payment until my job was relocated overseas. 02/08 I contacted WaMu to get assistance. They set me up on a interest only loan. This was not a good option since nothing goes towards my home. Its equal to renting. This was the best WaMu could do for me I took the offer since it reduce my mortgage payment by 60.00 dollars ( I needed all the help I could get)

When the home modification program from President Obama was announced I was hopeful for a modification. This was in 2/09. I met the guidelines even though they changed many times. This was a nightmare. I fax over and over again paper work that was loss by Wamu now merging with Chase.

I made countless phone calls I was given a different story ever time . I had many negotiators some who were very rude. I finally received a letter in August 09 stated that I was accepted into the modification program. I was given a trial payments for three month. After that I would be set up on a modification loan that would be a fixed rate with the new modification guidelines.

  On 12/09 I received a loan agreement. after all this, my new loan modification jump  100.00 higher on my payment . Im still on a interest only loan and my loan that was only 113,000 is now adjusted principal balance of 120,072.53. I was furious and called Wamu/Chase their customer service said lady there is nothing you can do this is not non negotiable . You are 6300 dollars behind, I ask how could this be when I only miss 3 payments at 900.00 a month. and made three month of trial payments . Customer service stated those trial payments do not go toward your loan so there fore you are late 6 months. I said that equals to 5400.00 where is the other money from I was told in "fees". Chase is the most crooked company who has scam thousands of homeowners. I will not stop until they are stop, and we the homeowners get a fair deal.

This report was posted on Ripoff Report on 12/12/2009 12:25 AM and is a permanent record located here: http://www.ripoffreport.com/reports/jp-chase-home-finance/internet/jp-chase-home-finance-wamu-chase-home-finance-fraud-on-modifaction-loan-internet-538146. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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