Kaplan University fraud Internet

I have worked in higher education for over 20 years, and have also put two children through college, so I am intimately familiar with your issues. First, ANY student at ANY college who applies for financial aid fills out the FAFSA. That's the starting point for all students. A student under the age of 25 has to also provide his parent's financial information (on the FAFSA itself) unless he can demonstrate that he is independent (i.e., married or in the military). Once the school receives the FAFSA they determine financial need, and the Expected Family Contribution (EFC). Once the EFC is determined they award any available federal and state grants, then institutional aid that might be available (e.g., scholarships). If there is still "need" then they suggest student loans. The banking inductry is cutting back on the availability of student loans because of their other problems. So that leaves private student loans, and parent loans. Both are quite legitimate (try Citibank or AES). That being said, there are other options for your son. Many very reputable schools have programs for working adults. If he is relatively new to college he should start with the local community colleges. They're far cheaper and just as good as going to a four-year institution. Most have internet-based programs, and evening/weekend classes. He can knock out the first two years of college for less than the $14,000 Kaplan wants for a questionable degree. It might take him 3 or 4 years if he goes part time, but in the long run he'll end up with a good education and far less student loan debt. Depending on his interests, many two-year technical degrees will earn him more than I make with my PhD :-)

I have worked in higher education for over 20 years, and have also put two children through college, so I am intimately familiar with your issues. First, ANY student at ANY college who applies for financial aid fills out the FAFSA. That's the starting point for all students. A student under the age of 25 has to also provide his parent's financial information (on the FAFSA itself) unless he can demonstrate that he is independent (i.e., married or in the military). Once the school receives the FAFSA they determine financial need, and the Expected Family Contribution (EFC). Once the EFC is determined they award any available federal and state grants, then institutional aid that might be available (e.g., scholarships). If there is still "need" then they suggest student loans. The banking inductry is cutting back on the availability of student loans because of their other problems. So that leaves private student loans, and parent loans. Both are quite legitimate (try Citibank or AES). That being said, there are other options for your son. Many very reputable schools have programs for working adults. If he is relatively new to college he should start with the local community colleges. They're far cheaper and just as good as going to a four-year institution. Most have internet-based programs, and evening/weekend classes. He can knock out the first two years of college for less than the $14,000 Kaplan wants for a questionable degree. It might take him 3 or 4 years if he goes part time, but in the long run he'll end up with a good education and far less student loan debt. Depending on his interests, many two-year technical degrees will earn him more than I make with my PhD :-)

I have worked in higher education for over 20 years, and have also put two children through college, so I am intimately familiar with your issues. First, ANY student at ANY college who applies for financial aid fills out the FAFSA. That's the starting point for all students. A student under the age of 25 has to also provide his parent's financial information (on the FAFSA itself) unless he can demonstrate that he is independent (i.e., married or in the military). Once the school receives the FAFSA they determine financial need, and the Expected Family Contribution (EFC). Once the EFC is determined they award any available federal and state grants, then institutional aid that might be available (e.g., scholarships). If there is still "need" then they suggest student loans. The banking inductry is cutting back on the availability of student loans because of their other problems. So that leaves private student loans, and parent loans. Both are quite legitimate (try Citibank or AES). That being said, there are other options for your son. Many very reputable schools have programs for working adults. If he is relatively new to college he should start with the local community colleges. They're far cheaper and just as good as going to a four-year institution. Most have internet-based programs, and evening/weekend classes. He can knock out the first two years of college for less than the $14,000 Kaplan wants for a questionable degree. It might take him 3 or 4 years if he goes part time, but in the long run he'll end up with a good education and far less student loan debt. Depending on his interests, many two-year technical degrees will earn him more than I make with my PhD :-)