Report: #1137629

Complaint Review: Kerns and Associates

  • Submitted: Wed, April 09, 2014
  • Updated: Tue, April 15, 2014
  • Reported By: ali357 — Charlotte North Carolina
  • Kerns and Associates


Kerns and Associates Jeannie Kerns, RobertAllen, Robert Winecoff CPN, AND LOAN FRUAD Internet

*Consumer Comment: OKAY who in the hell is ROBERT???

*Author of original report: FACTS

*REBUTTAL Individual responds: False accusation

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I was contacted by Robert Winecoff with Robert Allen on the phone. I had known Mr Winecoff for several years. Rob began to explain that I could help others with credit issues by getting a CPN and a 20000 loan. I provided my information and to date I have only seen a CPN that I am not sure is legal and no funding. I was promised to have 20k in funding by Christmas of 2013 and nothing occured. I was then sent numerous forwarded email from Showing that funding was in process. Never recieved a deposit in my account only excuses. 

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This report was posted on Ripoff Report on 04/09/2014 03:49 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

OKAY who in the hell is ROBERT???

AUTHOR: Jeannie - ()

I do not know what is going on, but why is MY name associated with that persons name?? I have no idea who that is or what the hell is going on...


Ive already done fixed all the CRAZINESS that went on with that 3rd party funding stuff... MOST charges were all reversed, and anyone else whose charges were not reversed exchanged it for services.


So I do not know what is going on here with this Robert person, but I have NO IDEA WHO THAT IS or why my name is even associated with him or this issue..

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#2 Author of original report


AUTHOR: ali357 - ()

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#3 REBUTTAL Individual responds

False accusation

AUTHOR: Mr. Winecoff - ()

Good evening to all. Mr name is Mr. Robert Winecoff who was named in this particular report. As I am well familiar with this report as it was brought to my attention I feel it is very important to give the full "Truth" about this particular situation. Now the individual who made this particular report name is named Addul Ali aka "5th", aka "Ali", aka "Rahman Soto". He in returns knows me as Robert Winecoff aka "Moss". We are associated by his twin brother Raheem Soto aka  "Rkitech". I have known both since 2005.

initially when this was proposed by myself it was a opportunity as I was informed to help people with their credit. Thinking 5th could benefit from this I introduced him to Mr. Allen via the phone conference. Mr. Allen explained of what his reps could do and after Ali did his due diligence under his own will agreed to move forward. Now a part that was not in his report was that he did not have the money to put forward to this, so knowing Mr. Allen to be a great business man doing much business with myself, and knowing Rahman Soto I decided to put the $1000.00 up for this transaction. As I have the emails, plus wire to confirm such. 

We exchanged emails a couple of times myself, Rahman, and Raheem in regards to what was issued not working. Not having no direct knowledge of the process, but confidence in Mr. Allen's asociates to be successful I informed Mr. Allen about the inquiries the Sotos had. I was informed by Mr. Allen that he would contact his associates and get to the bottom of things and he did just that.

as time passed involved in my own affairs I received a call from Ali stating there was a issue with Mr. Allen. He told me that Mr. Allen was supposed to produce the sum of 20k from efforts in which were suppose to be Mr. Rahman Soto. This went back and forth in a slew of emails and text messages....which I do have. In speaking with Mr. Allen I was informed in fact Mr. Rahman Soto did himself engage in, and receive $300.00 from processing a CPN in which I have confirmation of. Mr. Rahman Soto. I was informed by Mr. Soto after what was seemed to be aggressive threatening extortion remarks towards Mr. Allen that if he did not produce 10-20k there would be a problem and he was going to call the FEDs and some Federal Judge that was a part of the "Masonic" association in which he, "Mr. Srahman Soto" is associated, and a member With a lodge in Kannapokis NC. 

As as the countless emails, harassing, and threats toward Mr. Allen, and assumption remarks to myself for my involvement I told Ali that I was the one that lost money and he needed not to make threats nor peruse Mr. Allen legally given he acted on the CPN. Ali informed me that first it was regarding him losing his, Rented home, and that the funds needed to be released to him. Then he stated that this was for some clothing or material representation used for the Masonic lodge. Then lastly he stated that he wanted to just see if it actually worked. All of which I have in emails and text messages sent from Ali within a two week time frame.

We continuosly went back and forth regarding the matter to the point were things got heated and verbal insults were publicized via social media, text, and emails. Rkitech, Raheem Soto, went on the social media site Twitter saying that @Moss500 was a fraud, sham, and scam artist via the EMG page in which they own.

At this point I became livid on the matter, and with our history told Rkitexh that I "Robert Winecoff" was going to f**k him up. I told him things like I will beat his a*s, strip him naked, and take pictures for his children to see as response to his numerous threats of acting like someone was going to show up at my home to do something. We exchanged these messages back and forth to where I posted a visual of my Nickle plated 380 Smith&Wesson online via Facebook, that I took down the very next day, to let him and any other son of b***h that came to my house to try do do any harm or show up uninvited was going to meet...personally. Even after knowing my wife and I lost our son just last year and she told me she was again pregnant, I mentioned to Rkitech and he blew it off and said he would make called to my wife to inform her of my past that she was well aware of.

the very next morning both made threats to show up at my house. I again informed them that I was the one that lost money even giving 2k to Ali, for something completely associated with this matter, that no one was a fraud. They continued to peruse with the threats, as I responded with a s**t ton of my own. Even offered to meet both of them myself no guns, but as men if it was really that serious. 

I again decided after cooling down to just not reply as I informed Mr. Allen. Mr. Allen is a good guy and would defraud anyone. The issue here is, for whatever reason Mr. Soto, Rahman, didn't get what he wanted that he would squeeze the money out of one of us. I told him to go to hell and squeeze my 3000 back. Cause if I or Mr. Allen defrauded him then we would not be the ones with veritable evidence of sending money to him and his brother. Even to try to resolve the initial issue.

it is very easy for someone to hide behind a computer and slander someone when there are people who really need these forums and reports because they really were victims of fraud. Yet one could tell by how short and laking of information there of in the initial report. We have photos, text, and emails to support this lengthy rebuttal if anyone would like to verify. Attorneys, Judges, Masonic members whoever.

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