Lease Finance Group/Payment Systems Lied about rates, never mentioned a lease, lied to Attorney General in Nebraska about all of it New York New York

I also got scammed by these guys in Nebraska.  Same deal.  Guy came in, lied about rates, never mentioned the lease for the equipment, which I never would have agreed to.  I got hit hard for $399 a month for the equipment.  He must have sensed a real sucker in me.

The day after my business partner signed we got a charge for 450 from our account.  Because I check the account everyday I went to the bank to see what this was.  When I found out it was the CC processor I tried to call the sales rep.  Phone call goes to a call center.  I try every number on the list of contacts he gave me and they all go to the same call center so I start leaving irritated messages on all the voicemails I can.  Next day the equipment arrives.  I imediately get a call from their company asking if I have recieved the equipment.  I say I got charged for a lease I didnt know about and I'm not sure I want to keep this equipment.  The lady assures I am just verifying that  I recieved the equipment.  I say yes I have recieved it but I don't think I want it.  She says thank you and thats it.

I never get a response from anyone in their company.  None at all.  But I continue to get charged.  I'm using the equipment because I had cancelled the other company I was using since I was promised to be saving money.  The further I look into this the more I realize this was no fluke or mistake.  Everyone has this problem with these people.  I contact the Attorney Generals office and I start corresponding with them through the AG office.  They wait months between responses where they claim that I should have been fully aware of what was being signed and this was clearly my fault. 

I tell them there is no reason for a person to change CC companies if they are going to be paying more so obviously I was misinformed.  We go back and forth a few times through the AG office.  Payment Systems wants an early termination fee of a few hundred and LFG wants $1600 to get out of the lease.  I decide that $1600 is less than I would be paying if they drag this out for a few more months so I bite the bullet and send a final check certified mail through the AG office.

A few months go by and they havent cashed my check.  Then I see they have started to charge my account 2 days in a row for $550.  I go and cancel their access to my account.  Then my business partner starts getting phone calls.  Mind you, this is the first time anyone has returned a phone call in their company.  They call a few times a week threatening law suits and whatnot.  We tell them over and over that all correspondence is to go through the AG office so it can be documented.  They tell me the AG is no longer involved in our case.  I say I will see about that.  I call the AG and they tell me this is not true.

Eventually they send a letter saying they are going to sue us in NY for $27,000.  The full amount of the lease.  They tell the AG that the settlement amount for $1600 was a typo and they meant to say $16,000.  It's so outrageous I am inclined to laugh about it.  There is no way any court will side with them.  They are crooks and you just have to take a quick look at this case to see what hustlers they are.  We recently got a letter from a law firm in NY saying that a suit has been filed against us in NY.  They are offering to represent us but I already have a lawyer working on this.  I'm a bit nervous about it but I hate these people so much for stealing money from my family and co-workers that I will go to prison before they get a dime from me.

They hope to get a default judgment in NY, I assume, so I am not going to give it to them.  I plan to travel there if I should need to and tell them that NY courts have no jurisdiction in Nebraska.  If they want to come after me here...good luck.  They are going to waste a lot of money and get counter-sued for fraud if they should try.  This is where I am at with this company after 1 1/2 years.  They are relentless but I will never give in to this scam and plan to stand for what is right and just in the world