Report: #1097943

Complaint Review: Liberty Acqusitions Servicing, LLC

  • Submitted: Fri, November 08, 2013
  • Updated: Wed, February 12, 2014
  • Reported By: ljdev3 — loveland Colorado
  • Liberty Acqusitions Servicing, LLC
    7100 W. 44TH, SUITE 108,
    Wheat Ridge, Colorado

Liberty Acqusitions Servicing, LLC Liberty Acqusitions,Liquid Acquisitons, Original amount $294.95, they sent us a paper stating we owe $1,910. we paid $300. down and we are paying $20. a month, certified letter, return receipt. to them. And the amount keeps getting bigger. They are not reporting to Experian, Equafax, Transunion, they have a judgement on us for $295 in two of the credit bureaus. in Wheat Ridge Colorado

*Author of original report: We reported this to the Attorney Generals office....

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liberty acqusitions servicing, llc. sat outside on the street, waitng for my husband to come home to give us a Judgement for $294.95 and court, lawyers fees of $796. My husband works out of state, we had no idea this was going on.  They sent us another letter after the Judgement, stating we owe $1,910. for attorney's fees, or they will put another judgement on us and collect whatever they can to satisfy their amounts., we called and set up an arrangement to pay $300. down, we paid that and we have the receipt, plus all the other receipts for the payments we have already paid.

Which by the way they put our Judgement in the credit reports, but they are not saying we are paying anything, so therefore that is making our credit report look really bad., and when we have problems and can't pay our payment, they threaten to file another Judgement on us for the default balance and their attorney's fees of so far the amount is $1,828.92. And to take whatever they want to satisfy their amount their asking for. So I thought that under the Laws, they could not file another Judgement on us for the same thing with a different amount.

This is all suppose to be going to US BANK, and they just changed the name to US BANK National Assoiation. Before it was just US BANK. We have all the court papers, and proof of receipts of what we have paid so far. We are renting, so they can't take our house. They can't take our tools of the trade or our work truck. They called again this morning at 8:09am, didn't get a chance to answer it on time. The last letter they sent was another threatening letter saying they are going to put another Judgement on us. We don't owe this money to them, and we have read where after you get the amount they are asking for, paid off, they will say you still owe another amount.

We have reported them to BBB, and The Atorney General. We are told by a Lawyer's advice, that they can not put another Judgement on us. If this keeps up, we will have to get a Lawyer to stop them from trying to collect money we don't feel we owe. We don't want our money back, we just want them to stop threatening us and telling us we have to pay money we don't owe, the bill to US BANK is already paid in full. We want them to report it on our credit reports, that the $295. was paid in full. And to stop threatening us with more Judgements.

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This report was posted on Ripoff Report on 11/08/2013 12:16 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

We reported this to the Attorney Generals office....

AUTHOR: ljdev3 - ()

 They stopped sending us letters, that they will take our house, or garnish our wages. But they still think we owe them all that money and the amount is getting bigger, instead of smaller. Their is nothing more for us to do, but to go to court with a lawyer and stop them from trying to collect more money, we do not owe. Besides we have all of our receipts from 2010. And all the court dates. And what they turned into the credit bureaus-Experian, Transunion and Equafax. They aren't even saying we are making the payments, in the reports. We have the amount in the judgement they put on us already paid, plus the Lawyers and court costs, paid.  The amount is getting bigger, off the side they said we owed $1,910. we have a copy of that paper, then they wanted $300. down, with a threat that they will take us to court. We did not sign anything. The judgement was for $294.95, and the court fees and lawyer fees was $796.64, according to the judgement they filed in 2010. In the Experian, Transunion, and Equafax, they are saying the amount is $295. They are not reporting that we are making payments. We pay them thru a certified money order, with a signed return receipt, from them, to make sure they can't say we are not paying. Our lawyer told us to stop paying them. The last letter we got from them, they stated that they were going to excercise their rights to file a judgement on us, if we didn't continue to pay their amount.

This has been since 2010, we are still paying on the money we don't owe.  and that we already have the amount paid in full. Now the amount is getting bigger. We read where the guy that paid the $2,000 to them and it was supose to be paid in full. They went back and said he owed another $2,000. He had to pay, because they just drew it out of his account anyway. And threatened to file another judgement on him or take out a warrant for his arrest. My other half works out of state, and I saw them waitng for my other half to get home  and when he did they came right to the door andknocked and served him with papers. Sounds like Harrasment to us. This is Liberty Acqusitions Servicing LLC., Out of Wheat Ridge, and Golden, Colorado.

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