Report: #1170179

Complaint Review: Liberty Mutual Special Investagators Unit

  • Submitted: Sat, August 16, 2014
  • Updated: Sat, August 16, 2014
  • Reported By: Sandthia — Las Vegas Nevada
  • Liberty Mutual Special Investagators Unit


Liberty Mutual Special Investagators Unit Kevin Mc Clurry and Elizabeth Mikesell Attorneys. Mr. Mc Clurry was hired by Liberty a Mutual along with there shister Attorney Office which just so happends to being paid by Liberty Mutual to make you the poor Consumer who has become premenately Disabled and no longer able yo make her house payments those loosing her Credit Rating Nationwide

*General Comment: Question...

Show customers why they should trust your business over your competitors...

My Husband was forced to move our whole house belonging and furniture and a Electronics etc by himself. I was an extremely hard working person until I got hurt and have had to have Multiple Surgeries which have left me premenately disabled. Not able to lift any boxes not move anything more than 5 lbs. during this entire process we've been married for 331/2 years and have owned homes for 32 years and insured with Liberty Mutual since about 1986 now there old way of being extremely friendly curtious has disapeared now because of hardships and horrible circumstances beyond my control I've been forced to short sale my house thouse losing my great credit history after it being repaired after the huge market turn upside down and no longer able to pay all our bills had to file bankruptcy back in 2009 which finnally bounced back only to again have the rug pulled off beneath me. Those people at liberty Utual are discriminating against me because I'm no longer able to be a homeowner. And have sicked there sharks to make you the homeowner who has experienced a tremendous loss to made to feel like I'm a crook. Which I'm not I lost 50 precent of my kitchen items and recieved damage on my vehicle and my travel trailer and damage to sensitive electronics equiptment. My husband was made to take time off work to be completely harassed by this female shark and me to feel even worse about my self and realize I will never recieve any kind of settlement and from no on never ever trust any insurance company or any agent. To say the least I completely fell apart when I was forced to leave the room during my husbands testimony because he forgot one little detail. I immediately broke down in the waiting room my health had been very poor along with my sleeping and activity level and horrible bouts of depression all from Mr. Kevein Mcl Clury aka shark and snake. And Elizabeth a great white shark all by her self. Please please please anyone everyone help me Flood Liberty mutual with disgusting phone calls and also make dozens if not thousand of texts or phone Calls to the great white ahark Elizabeth I seriously need help asap I'm at my wits end. Ty for reading my texts and please like and share Your complaints against them too. Ty Sandra M. B

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This report was posted on Ripoff Report on 08/16/2014 10:58 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 General Comment


AUTHOR: Tyg - ()

 Ok so we get that YOU had life happen to you. My question is WHAT is the issue?? YOU tell us nothing but the pity party that you have practiced since your injury and NO FACTS of the issue YOU are whining about. While Im sure it makes YOU feel better to slander and defame other HUMAN BEINGS, there is a small reality here that YOU are ignoring. YOU CANNOT SLANDER ONLINE IN A PUBLIC FORUM!!!!!! If I were YOU, I would hope that THEY never see your post. It IS actionable since YOU present YOUR opinions as FACT. And I wont even get into the name calling because THAT is another issue in and of itself. Ok we get it, YOU were injured and for some reason that YOU chose to NOT include, YOUR insurance claim has been denied. Just because a claim is NOT paid, doesn't make it a ripoff. Its HIGHLY obvious to me that YOU have no idea HOW insurance works. Insurance is NOT your personal Gold Card. You pay an amount monthly, and THAT amount is like a savings account. What YOU are paying for is a certain amount of money. In auto insurance you see it the most. Lets use LIABILITY as an example. Now lets say YOU hit another driver and THAT driver ONLY has Liability. Now the insurance companies first job is to ensure that THEY don't have to pay out the max. The insurance companies NEXT goal is to ensure there is a LAWFUL CLAIM. Meaning that the driver whos insurance is being used IS NOT at fault. Third but NOT last, the insurance company MUST protect THEIR clients interests. So the driver that YOU hit makes a claim against YOUR insurance, to start out there is a MINIMUM and a MAXIMUM. With standard liability its roughly $15,000/$30,000. What that means is that the MAX they will pay out is $30,000 even if that 30k doesn't make the driver whole. THERE is where most consumers get confused.

With home owners insurance, its similar but NOT exactly the same. YOU the home owner pay into a fund, there is a minimum amount they will pay out and a maximum. Remember the 3 MAJOR steps that the insurance company is going to take. 1. Protect themselves 2. Protect their assets 3. Protect the clients interests. If your home owner claim was denied it could have been from lack of coverage. It could have been from a PRE EXISTING problem. Or, and this one I see a lot, YOUR new policy has not hit the minimum 30-90 days BEFORE a payout. Either way, it sounds like your claim was denied for whatever reason. YOU may not like it but it is NOT a ripoff. Each and everytime YOU have renewed your policy YOU agreed to ALL of the terms and conditions of that policy. And those terms and conditions are all the insurance company is going by.

FYI: You can stop with the pity party. Its NOT their job to care about YOUR PROBLEMS!!! Boohoo you got hurt and had a few surgeries. Guess what.....THEY DONT CARE!!!! Its NOT their job to invest ANY emotion into YOU. I myself was also injured at work and had to have multiple surgeries. I had to short sale my home as well, BUT the difference is that I am NOT using this to garner sympathy in situations and I am an adult who understands that LIFE HAPPENS!!!! YOUR claim was denied. Cool. Get over it. It was denied for a LEGAL reason. You don't have to like it, but you DO have to accept it. And going online AFTER your claim was denied is probably the most immature and pretty much a kunt move. The web is NOT meant for YOU to circumvent the insurance process that YOU agreed to. And THAT is what YOU are trying to do. It wont work and all YOU will have done is put yourself at risk for being sued. Do you REALLY think YOU or your husband can afford to pay out practically EVERYTHING all because YOU ran your mouth in just the WRONG place??

Think about it.......... I have to admit that asking ppl online to commit crimes in YOUR place is a first. I guess THAT is also a product of your injury?? You do realize that if ANYTHING happens to ANYONE at that company, YOU can be held LEGALLY accountable since YOU asked and posted that others commit crimes against THEM in order to help YOU....and YOU did it all online. Yep you are definatly showing that YOU are just not that smart OR mature. A small tidbit of information.. NOTHING you do online is anonymous. EVERYTHING you do is logged somehow and someway. If YOU think YOU are safe sitting ion your home YOU would be 10000% incorrect. All it takes is a court order presented to THIS site and THEY will have all the proof that YOU wrote this. Once they have your IP address they can execute a search warrant and take your computer. When they do that, EVERYTHING you have done online will be available for them to use against you. Up to and including proving that YOUR post came FROM YOU.

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