Report: #618057


  • Submitted: Sun, June 27, 2010
  • Updated: Sun, June 27, 2010
  • Reported By: loveland propeties — charlotte Michigan United States of America
    4828 loop central drive
    houston, Texas
    United States of America
  • Phone: 8002479727
  • Web:
  • Category: Loans

LITTON LOAN SERVICING unlawfully charging me a p.m.i. in violation of the homeowners protection act of 1988. (collecting it and not paying it also collecting escrow shortage payments and increasing my monthly payments. houston, Texas

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can someone please refer me to a lawyer in michigan for civil litigation against this company....please.  the homeowners protection act of 1988 clearly states that once 20% of a homes appraised value at the time of purchase is paid off then no p.m.i. is required. my p.m.i. is about 60$ a month.  They charge me pmi anyway although my home at the time of purchase was appraised and documented at over 20% more then I purchased it for.  the best part is they "according to their records they cannot find any information that they are paying a p.m.i. on my behalf" (because legally they can't) however they collect it every month.  Also every year i have a bill for escrow shortages wich I paid twice last year and now this year they are increasing my payments despite my escrow shortage payment in full.  I want to fire them.  Everytime i think o.k. just pay, its just a little money then they just try to pull more crap.  I have never had a late payment I own 3 other houses, only theirs is not paid off.  Can someone refer me to a finance company that i could re-finance through.  I dont have 3 maxed out credit cards and i paid off my car early and own 3 other homes free and clear so my credit is shaky I do not have any outstanding debts,  i pay things off and buy what i can afford not charge it yet that is why my credit score is lower than it should be-what is wrong with that picture....i was reading about a class action suit against litton that was won and the members won like 60$ each.....seriously did i missunderstand that?  surely I must have,  what was the law firms cut?  I just want free of them-loan company from hell.
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