I refinanced my home with litton loans back in 2005. It's been nothing but a nightmare dealing with this company. Starting in 2005 when the loan was picked up we had a 60day grace period to find out 30 days later by mail that our payment was late, called the company to find out what was going on, their rude misinformed rep stated that their was no grace period, if I didn't pay I would be reported to the credit bureau also they tacked on a late fee. To find out that there is a class act in los angeles on this exact matter which I'm involved in. This isn't about the money, this is about the principal, as I read more & more information about this company is coming to light, people are being ripped off by this company, losing their homes because of their fraud. If anyone has been a victim of litton please email me I will send you the attorneys information and direct links if you qualify for the class act law suit. Not only did they lie to us about the grace period, we had our own home owners insurance, we informed litton that they are charging us for their home owners insurance. They said that they would remove the charges and that we wouldn't billed for insurance, low and behold the following month later charges were still being applied for insurance...granted litton gave us the opportunity to own our own home, still and all it does not give them the right to Rip us off, to lie to us, to take advantage of us. Why are their so many people losing their homes because of litton? why is it that litton has so many unsatisfied customers? not only do they have us locked into an interest only loan, they just went and raised our mortgage from 1,300 to 1,700 now last month they raised it to 2,200 all in the matter of 2 yrs? Some thing is seriously wrong here. Hopefully this class act law suit will put litton out of business for good..give back to the people they have stolen from.