Alright so July 28th of 2008, I am looking through the "Thrifty Nickel" aka American Classifieds Newspaper. I was in search of a job because my husband just had a mini stroke. Well, low and behold I come across this add that reads "5K to 56K no credit, bad credit, we can help" or something to that affect. I call the number they take all of mine and my husbands information down (private SSN, DL, Signatures) all the stuff no one should have but yourself.
Anyway, I call the number thinking it is a "God send" we are struggling bad by this point, barely holding our head above water, so here is the number... worse that could happen is they tell us "No" right? WRONG!
I call the number they (female voice 1) get the information they tell us someone will contact us back within 24hrs to tell us if we are approved or not. The next day the phone rings the man on the other lines name is Vincent Windgate (so he says) he said we are approved for the money but since we do not have a car that qualifies for the insurance (the title to the car) that we have to make a $500.00 Western Union money wire to the insurance company (Ruby Rochester in Thornhill, Ontario Canada) to insure the $5000.00 we would be receiving in the next 24hrs. We go and put together every dime we have at this point and send the money off, did all the paperwork that day where we faxed all the information back and forth between him and ourselves.
I asked how he could prove it was not a scam. He answered here is the Business Financial Registry number for Las Vegas, Nevada... call them they are like a Better Business Bureau for Nevada. I call them and of course everything comes back good. I now think it is a gurantee Im getting this money. I have done everything in my power as a consumer to verify this company and it has all checked out. (so I thought)
Needless to say, the next day rolls around and he calls and says the insurance company made a mistake they now need 20% down to secure the loan. I told him I only had $250.00 not $500.00 more dollars so he said thats fine send that along with faxing me a promissory note that stated when you receive the loan of $5k that you will send the rest of the moneys owed. Well, I did this too. Still not realizing how stupid this sounds.
The next 24hrs were stressful we were supposed to get the check by 2pm CST but we did not receive it so I called Vincent back and he told me that he was sorry he hadn't made it to the bank yet he had been busy and the money would be there by 3pm for sure. Okay, so I get off the phone (money to be direct deposited into my personal account) and wait around... 3:30pm rolls around I check my bank account online and by phone and its not there, so I call Vincent... who is no longer answering his phone numbers!
Western Union told me the first wire was picked up in Woodbridge Ontario Canada and the second was picked up in Downsview Ontario Canada.
The FBI nor the local Police Department can do a thing about it, not even pursue it to try to find the guys/girls.
What can be done? How do I get this public? Where do I go next?