my simple finance this is a scam please do not send them money bloomington Minnesota

I was contacted on July 1, 2010  by Sarah Wilson in regards to a loan that I had applied for to purchase another vehicle.  I was told that I had to secure the loan with 2 months of down payments of $150.00  and then the loan would be deposited into my account after the information was sent back to the company.  I sent them and heard nothing then on the day they said the deposit would be in they told me that the lender found discrepensies on my credit report and needed more collateral down which was another payment and so I went ahead and sent the money only after 2 weeks of hearing nothing I made contact with David in Customer service and he said the lender would not work with the loan and that they were going through another lender and that they would make the payment of 200.00 to transfer the fees.  Well another week went by and nothing so I contacted them and told them I wanted a refund and they said to contact them the week they would be sending my refund out.  Guess what now the phone has been temporarily disabled and I am out my money guess I learned the hard way.  Please do not be a victim of this company.