Complaint Review: CashCall - Wilmington Delaware
- CashCall 1000 Rock Run Parkway Wilmington, Delaware U.S.A.
- Phone: 877-525-2274
- Web:
- Category: Loans
CashCall Unbelievable, 99.25% interest rate! Wilmington Delaware
*Consumer Comment: Interest Rate..
*Consumer Suggestion: No one forced you
*Consumer Comment: Why does there need to be a law?
*Consumer Comment: Why does there need to be a law?
*Consumer Comment: Why does there need to be a law?
*Consumer Comment: Why does there need to be a law?
*Consumer Suggestion: interest rate
*Consumer Comment: Because Most States Outlaw The Concept of Usury
*Author of original report: CashCall. Never borrow from these loan sharks. 99.25% interest.
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I found this web site because I wanted to find a advocacy lawyer who knows how to help people like us who don't know what they are getting into with CashCall. I am so glad we are not the only ones being stuck. Our interest is 99.25%. Let's see if any one can beat that! I can't believe we thought we couldn't live without a loan from these dishonest people. It should be against the law to charge people without perfect credit such out rageous interest rates....why is it not? This world is full of crooks.
Jmgc
Cleveland, Tennessee
U.S.A.
This report was posted on Ripoff Report on 07/29/2009 02:57 PM and is a permanent record located here: https://www.ripoffreport.com/reports/cashcall/wilmington-delaware-19803/cashcall-unbelievable-9925-interest-rate-wilmington-delaware-474660. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#9 Consumer Comment
Interest Rate..
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Thursday, July 30, 2009
"...I can't believe we thought we couldn't live without a loan.."
That line says it all. You felt that you were desparate for a loan and because of this you suffered from "IngoreTheDetailsItus". In that they disclose their fees and interest, it is just that you feel you need it so you ignore/forget the details you don't want to hear.
While they do not tend to settle, and will keep after you for payments. The one thing probably in your favor is that if they sue you, in court some people have had success in getting a reduced settlement.
#8 Consumer Suggestion
No one forced you
AUTHOR: Hugh Jass - (U.S.A.)
SUBMITTED: Thursday, July 30, 2009
to borrow from these folks. The interest rate was disclosed before you committed to borrow the cash. Take some responsibility and admit you made a stupid decision.
To the poster who claims he owes more than he borrowed: look up "simple interest loan".
If you paid on time you wouldn't have this problem.
#7 Consumer Comment
Why does there need to be a law?
AUTHOR: Ashley - (U.S.A.)
SUBMITTED: Thursday, July 30, 2009
The rate is disclosed to you in your contract. You agreed to it. There doesn't need to be a law, because rational people would never agree to one of these loans.
Read you contracts, if you don't like something in them, don't do business with them.
To the OP: If you have perfect credit, why didn't you go to the bank and get a traditional loan or line of credit?
#6 Consumer Comment
Why does there need to be a law?
AUTHOR: Ashley - (U.S.A.)
SUBMITTED: Thursday, July 30, 2009
The rate is disclosed to you in your contract. You agreed to it. There doesn't need to be a law, because rational people would never agree to one of these loans.
Read you contracts, if you don't like something in them, don't do business with them.
To the OP: If you have perfect credit, why didn't you go to the bank and get a traditional loan or line of credit?
#5 Consumer Comment
Why does there need to be a law?
AUTHOR: Ashley - (U.S.A.)
SUBMITTED: Thursday, July 30, 2009
The rate is disclosed to you in your contract. You agreed to it. There doesn't need to be a law, because rational people would never agree to one of these loans.
Read you contracts, if you don't like something in them, don't do business with them.
To the OP: If you have perfect credit, why didn't you go to the bank and get a traditional loan or line of credit?
#4 Consumer Comment
Why does there need to be a law?
AUTHOR: Ashley - (U.S.A.)
SUBMITTED: Thursday, July 30, 2009
The rate is disclosed to you in your contract. You agreed to it. There doesn't need to be a law, because rational people would never agree to one of these loans.
Read you contracts, if you don't like something in them, don't do business with them.
To the OP: If you have perfect credit, why didn't you go to the bank and get a traditional loan or line of credit?
#3 Consumer Suggestion
interest rate
AUTHOR: Nancy - (U.S.A.)
SUBMITTED: Thursday, July 30, 2009
Cash call states their interest rate on their web sight. Why didn't yuou read it?
#2 Author of original report
CashCall. Never borrow from these loan sharks. 99.25% interest.
AUTHOR: Jmgc - (U.S.A.)
SUBMITTED: Wednesday, July 29, 2009
Thank you so much for RipOffReport.com. I just wish I had found this site sooner before we had said yes to their loan. And we are not dumb we were just not told about the interest rates. Why is there not a law to keep loan companies from charging almost 100% interest rates? I want to know? This company is like a guy in the back room with big guys ready to break your leg if you don't pay them back 100% interest on the money you need. It's too late for us now. We are stuck and probably lose alot before this is over. After a year paying $216.00 a month we still owe more than we borrowed. Now after our mortgage payment getting behind, we had to make a choice and try to keep our home, so we have gottin behind on the loan payments. You can't deal with these people.
#1 Consumer Comment
Because Most States Outlaw The Concept of Usury
AUTHOR: Jim - (U.S.A.)
SUBMITTED: Wednesday, July 29, 2009
It's legal because usury is no longer a part of our legal system in most states; many politicians believe that eliminating everything religious from our society is the right thing to do and since usury is really a religious concept (biblical), our 'wise' politicians outlawed the concept. No one is going to advocate its return.
Cash Call only makes loans in states where the usury concept is no longer valid, which means if you got a loan from them, there isn't a lawyer in the world that would take on the case to sue because the interest rate is too high. You might consult a lawyer to help you negotiate a settlement, but there is no way to know whether Cash Call would accept a settlement from you or your lawyer.
Best of luck to you
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