Report: #1043566

Complaint Review: LVNV FUNDING, LLC- Greenville, South Carolina

  • Submitted: Mon, April 15, 2013
  • Updated: Mon, April 15, 2013
  • Reported By: gmears — San Antonio Texas
  • LVNV FUNDING, LLC- Greenville, South Carolina
    PO BOX 10584
    Greenville, South Carolina
    United States of America

LVNV FUNDING, LLC- Greenville, South Carolina RESURGENT a Parent Company LVNV RAISED DEBT FROM THE DEAD Greenville, South Carolina

*Author of original report: REMOVED THANKS SC BBB

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Orchard Bank owned the Mastercard Debt.  I fell behind and this debt went into collections.  Before it was sold to Arrow Finance I paid the Debt in Full and Capital One the record holder of this debt validates this debt was PAID IN FULL, was a charge off and closed 0n 7/24/2008 and Paid 10/22/2008 with a Zero Balance.

In September 2011 I asked HSBC to Validate this Debt and I obtained no response from them but I then noted that LVNV rpeorted this as a active debt on my credit report.  Thus, they rose the dead debt.  They since have updated this debt as active, in collection, and a current debt. 

I continue to ask them to Validate the Debt and show me ownership and they continue to report it as active and updated it as 30-60-90-and numerous 120 day old accounts plumeting my credit score.

I asked them to validate the debt and they want me to send documents to them to validate this debt is paid.  This is like handing a criminal a gun to shoot you.

I am tired of the game they are playing.  Anyone with a Debt with LVNV can call 866-464-1183 and dispute the debt.  In fact, I call them everyday for a update.  THey make me go through the five minute questions and answers and I have all the time in the world from 8 am to 12 noon.  I go through the entire story and wont let them speak after they go through their speal.  I also have opened a Fair Debt Collection Complaint with the Federal Trade Commission, reported them for collecting a Debt in Texas as they are not an registered Debt Collector in Texas, and reported their deceptive practices to the Attorney General.

I have not gotten a validation of this debt transfer from LVNV and I doubt one exists.  They have a name on a spreadsheet with numbers.  They report different information to the three credit reporting agencies and the numbers do not match nor the dates of the debt.
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This report was posted on Ripoff Report on 04/15/2013 09:04 PM and is a permanent record located here: http://www.ripoffreport.com/reports/lvnv-funding-llc-greenville-south-carolina/greenville-south-carolina-29603/lvnv-funding-llc-greenville-south-carolina-resurgent-a-parent-company-lvnv-raised-debt-1043566. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
1Author
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#1 Author of original report

REMOVED THANKS SC BBB

AUTHOR: wmburgbear - ()

REMOVED

now fighting with CAPITAL ONE  HSBC for derogatory information posted

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