Report: #165926

Complaint Review: Mercantil - Firstar - US Bank - EMC Mortgage Corporation

  • Submitted: Sat, November 26, 2005
  • Updated: Sat, November 26, 2005
  • Reported By: St. Louis Missouri
  • Mercantil - Firstar - US Bank - EMC Mortgage Corporation
    US - .EMC Mortg. Corp. com

Mercantil - Firstar - US Bank - EMC Mortgage Corporation ripoff misc applied mortgage payments Lost mtg. payments forced me to file Bankruptcy's lied to Bnkrtcy Court Nationwide

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I have a law suite against a bank & mortgage comp.Due to their accounting errors. They Applied mtg. payments to different months two and three times, In some cases they didn't apply my payments to the Mtg. at all they were applied to misc. accounts. I'd tried calling and stopping by different banks to try to have the problems correct. I was always told that the problems would have to be corrected at the corp.level. I could never get anyone to correct the problems. So the errors continued and in addition. The problems grew each time the Bank changed its name. They continued to demand more money, For mtg. payments that were paid already. I gave them 3,000-6,000 dollars on three different occasions in addition, to my monthly payments and they were receiving money for the three Ch pt.13's that I was forced to file.

There were lies told against me and lies told to the bankruptcy court, there were papers signed that I did not sign. I kelp a really good paper trail, letters from the bank, Mtg. payment histories from the time I bought the house in 8-93 til 2005, The problems began in 5-1995-present. have receipts form the bank it self. I paid cash directly to the bank because it was close to my home. I have names and business cards of the different people that I spoke to from the banks when I was trying to get the problems corrected. I kept a really good paper trail and it's in order. PLEASE HELP ME WITH THIS CASE. I admit that I was late, on my payments. But I have proof that I did make the payments with late fees included.

St. Louis, Missouri
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This report was posted on Ripoff Report on 11/26/2005 06:17 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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