Report: #284724

Complaint Review: Merchants' Credit Guide Co

  • Submitted: Wed, November 14, 2007
  • Updated: Wed, November 14, 2007
  • Reported By: park ridge Illinois
  • Merchants' Credit Guide Co
    223 W Jacson Blvd, Chicago, IL 60606
    Chicago, Illinois

Merchants' Credit Guide Co Have they sued anyone or are they TRUE junk credit collectors? Chicago Illinois

Show customers why they should trust your business over your competitors...

I received a notice from Merchants' Credit. Problem is that I do not know exactly when it came in. There is no date on the letter and I can't find the envelope. I recently had eye surgery and knew in advance that my vision would be a problem for 4-6 weeks, so regular bills I went auto with and tossed everything else in the box.

First I am curious if these guys have actually sued people? The wording is odd on the collection letter. example: "If you notify this office in writing within 30 days from receiving this notice, this office will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment" It is very bizarre to me to have a demand for payment letter with no date.

Within in the last year I just went to trial with another collection company. It was dismissed because the CC simply could not state exactly who ( I mean the debtor) the said debt belonged to. My name is not exactly common but I had no reference of ever having done business with the original debtors bank name on the court papers served. Going to court is a nightmare and it took a year to get it settled.

I know I should write a debit validation letter but I am curious who has had or knew of anyone who has had experience with this company. BTW I do not recall having done any business with the original creditor listed. $10,900 is quite a bit of money. Plus, I do not think I owe it, not showing up on my credit report.

park ridge, Illinois
Is this Ripoff Report About you?
Ripoff Report A business' first line of defense on the Internet.
If your business is willing to make a commitment to customer satisfaction Click here now..

Does your business have a bad reputation? Fix it the right way. Corporate Advocacy Program™

Set the record straight: Arbitration Program

SEO Reputation Management at its best!

This report was posted on Ripoff Report on 11/14/2007 12:55 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
Also a victim?
Repair Your Reputation!
Ripoff Report Recommends
ZipBooks Accounting Software

Advertisers above have met our
strict standards for business conduct.