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Report: #218896

Complaint Review: Merchants Credit Guide - Chicago Illinois

  • Submitted:
  • Updated:
  • Reported By: Florence Alabama
  • Author Confirmed What's this?
  • Why?
  • Merchants Credit Guide Chicago, Illinois U.S.A.

Merchants Credit Guide Old Debt over 8 yrs ago ripoff Chicago Illinois

*Author of original report: a letter

*Consumer Suggestion: Don't Give Them A Dime

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I received a phone call and of course called them back. I gave them my last 4 digits of my social. I told them i didnt know what they were talking about and to prove my debt to me. They said they have been sending letters ( i have gotten none). They kept wanting me to make a payment. I told them that I if i have a debt it is over 7 years old. My states SOL is 6. They said oh so you are not going to pay...do i need to note that on your account.

I told them that i wanted them to prove the debt becasue if it is over 6 years old then i dont owe it. They said that the SOL means they cant post it on my credit but i still have to pay. Then they asked me for my new mailing address. I told them that they could send it to my old one and it would get fowarded to me.

Do i still owe the debt after 6 years or should i send them a cease letter. They got very rude with me.

Teach
Florence, Alabama
U.S.A.

This report was posted on Ripoff Report on 11/03/2006 05:04 AM and is a permanent record located here: https://www.ripoffreport.com/reports/merchants-credit-guide/chicago-illinois/merchants-credit-guide-old-debt-over-8-yrs-ago-ripoff-chicago-illinois-218896. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#2 Author of original report

a letter

AUTHOR: Serena - (U.S.A.)

POSTED: Monday, November 06, 2006

I got a letter today from them....no payment options at all. What do i do????? It has been at least 8 years since the debt went in collections...if it is even my debt.

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#1 Consumer Suggestion

Don't Give Them A Dime

AUTHOR: John - (U.S.A.)

POSTED: Friday, November 03, 2006

Dear Teach: Dont pay them anything, dont talk to them, send them a registered letter to take you off their call list, and mailing list.

Report them to the FTC at www.ftc.gov Take a look at my report titled "Trying to collect on a 13 year old bill, I smell ripoff" Look at the 2 response's I have received, they spell out what to do better than I can.

Have a great day!!!

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