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Report: #543394

Complaint Review: Merit Lending-Costa Mesa - Costa Mesa California

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  • Reported By: Jan-Mission Viejo — Mission Viejo California United States of America
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  • Merit Lending-Costa Mesa 575 Anton Blvd,Ste 1050 Costa Mesa, California United States of America

Merit Lending-Costa Mesa Paul Vincent Refinance Ripoff Costa Mesa, California

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I was ripped of by Merit Lending in Costa Mesa, California when I refinanced my home in August 2006. They had a certified appraiser sumbit a inflated loan appraisal for my home that was approximately $200,000 over the actual value of the home.  Of course, even though I paid for the appraisal they refused to provide me a copy for my records. Now I know why!!! And, I had just done extensive remodeling to upgrade the house so I was easily fooled. They even sent a truth in lending statement that was completely different from the actual loan documents that were submitted for signature.  When I objected to signing and called Mr. Vincent, he bald-faced lied to me about the actual loan terms.  I was under pressure and signed--the worst mistake of my life! If only I had heeded my inner voice telling me not to sign! I have struggled mightily to make the mortgage payments in this bad economy, but it looks like I may lose the house as it is so over-mortgaged that I cannot sell it and pay off the loan. I am currently filing a complaint with the California Department of Real Estate in hopes of stopping these people from hurting others. They were so dishonest it boggles the mind!

This report was posted on Ripoff Report on 12/21/2009 08:02 PM and is a permanent record located here: https://www.ripoffreport.com/reports/merit-lending-costa-mesa/costa-mesa-california-92626/merit-lending-costa-mesa-paul-vincent-refinance-ripoff-costa-mesa-california-543394. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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