Report: #1013706

Complaint Review: Merrick Capital Lending

  • Submitted: Wed, February 13, 2013
  • Updated: Wed, February 13, 2013
  • Reported By: Meagan — Belleville Ontario Canada
  • Merrick Capital Lending

    United States of America

Merrick Capital Lending Britney Mitchelle ripped me off for $1250 in order to get a $10,000 loan!!! Internet

*General Comment: ripoff merrick capital lending

*Consumer Suggestion: Classic Red Flags

*Consumer Comment: yep, scammed

Show customers why they should trust your business over your competitors...

I signed up for a loan from a company that goes by the name of Merrick Capital lending. I recived a call back from Britney Mitchelle 2 days after signing up for the loan and was told that I was approved for a $10,000 loan. They told me that because I had poor credit that I had 3 options either put my house or a my car that had to be a 2007 or newer car up for collateral or I could have a family member put one of those 2 up for collateral or I could pay $625 for a deposit..

My husband and I decided to send them the $625 we were told to send it threw Western Union to a woman by the name of Tracy Moore. I was asked to call back with the number on the Western Union slip so after I sent the money I called back with it. I was told that the funds would be in my account within 20 mins to 1 hour after the money being picked up the money didnt come. I called back and was told that an agent would call me once the funds reached my account. I got a call an hour later from a James Regal and was told that the insurance company did their own credit check on me ana wanted another $625 from me.

My husband and I once again talked about it and because we needed the money badly as our 2 year old needs a medical proceedure done on her heart we decided to go threw with it again but my gut was telling me not to. So we pawned my phone and our laptop to recive the money to get the loan after that was all said and done I called and told them I was sending the money. I was told once again by a woman by the name of Sarah that the money would be in my account within 2 hrs of sending the money and once again the money never came.

I continued to call and call but no one answered the phone Monday Feb 10th rolled around and I got a hold of someone at around 4 pm It was Britney Mitchelle once again and I was told that they were not avoiding me. She told me that she would have an agent phone me back about 15 mins later my phone rang and it was James Regal again and he was telling me that he had been trying to phone me all day on Sun but my phone never rang once and I had been calling and leaving msgs all day but didnt receive one call back.

James Regal continued to tell me that the loan was still within our reach but only if we paid another $290 that was for the taxes on a loan that I hadnt even received yet. That was when my husband took over and asked for a hst number and that we wanted a refund of our money. We got told that in order to get our money back we had to wait 14 days for the money to be sent out in the mail. We asked for him to send it back the same way we sent it to them and he said he couldnt do that that we had to wait.

We also told him that we had reported them to the fraud center and to the BBB and to the local police as well as the Western Union and he hung up on my husband. So please dont ever deal with any loan companies online unless they can prove to you that they are legit I would hate to see that happen to any one else
thanks for reading
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This report was posted on Ripoff Report on 02/13/2013 02:48 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 General Comment

ripoff merrick capital lending

AUTHOR: Kendra - (USA)

Im a victim as well
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#2 Consumer Suggestion

Classic Red Flags

AUTHOR: John - (U.S.A.)

#1 Web site had no real physical address.

#2 Various misspellings in the SINGLE PAGE website. 

#3 Domain registration was based in Canada and was private (cloaked ownership).

When in doubt.......back out.
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#3 Consumer Comment

yep, scammed

AUTHOR: GeorgeV - (USA)

you got a call from a person who got your info from a fake website he set up most likely.

this is a common scam and its not legal in the US to require money for a loan.

never ever send money via western union, its untraceable and unrecoverable.

so basically someone sold you a line of crap and you sent them untraceable money, twice.

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