Metro Public Adjustment Steve McCafferty Metro Public Adjustmen training for Insurance Fraud Sea Girt New Jersey

I attended one of their seminars on becoming a "Claims Adjuster". The first thing that made me suspicious was the fact that they did weekly recruiting sessions, not standard interviews; it sounded like a possible pyramid scheme, but I went anyway since it was close to home.

Right away, I was told by John Mesko how much money I could make. Note: the key word is 'could', not 'will'. Any company that talks about money/income potential right off the bat makes me very uneasy. Turns out I'd have to pay nearly $400 for various fees and applications, but they claimed I would be reimbursed...then why don't they just pay for it all themselves instead from the start? Hmmm...

Then I was asked about my contacts, which right away sounded like some sort of sales gimmick. I asked how they get clients and basically was told that I have to find my own...sounds like a sales job, not a claims adjustment position. If this were a legitimate Claims Adjuster's position with an insurance company, I wouldn't have to seek my own clients; they would be provided to me by the company when their clients filed claims. 

Also, I found this ad on Craig's List, where they conveniently left out the name of their company; I think they did that so I could not go online and look at their poor track record; apparently, many people have found them to be unscrupulous. It was only after my meeting with John that I looked up the company online and, thankfully, found this website. 

No thanks, sounds way too risky and a waste of my time and efforts. Thank you for posting your story, for it just cemented my suspicions. 

Metro Public Adjustment is a company that represents homeowners and businesses during insurance damage claims. You have to become licensed and bonded in your state to become a Public Adjuster. Metro provides training and reimbursement for license expenses to qualified individuals. The author states he attended several training events and yet did he become licensed and follow through with the training program ?

The author states he submitted a claim to his insurance company and that Metro received a 20% commission behind his back. You have a contract which you sign that states how much Metro's fee is for handling your case. Depending on your state, you have several days to review your contract and then cancel it, if you so choose. If the author is unlicensed, he is not entitled to any commission on any claim he submits to Metro. If he is a trainee, a portion of the claim is set aside to reimburse him for his license expenses.

There is absolutely no way pre-existing damage can be brought to someone's house and that be approved as a claim. The notion is utterly ridiculous. The insurance industry is highly regulated. Metro reviews your policy and can only submit a claim for existing damage covered by your policy within the legal time frame, which is one year.

It is obvious the author has not taken the licensing course or learned anything required to become a Public Adjuster. If John Mesko hired you to do filing for him, that has nothing to do with Metro. All Public Adjusters are independent contractors.