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Ripoff Report | Metropolitan Home Review - Coral Springs, Florida
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Report: #248126

Complaint Review: Metropolitan Home Loans - Coral Springs Florida

  • Submitted:
  • Updated:
  • Reported By: Margate Florida
  • Author Confirmed What's this?
  • Why?
  • Metropolitan Home Loans 210 N. University Drive Coral Springs, Florida U.S.A.

Metropolitan Home Loans Liars.. Promises made and not kept.. they Kept Insurance refund check Ripoff Coral Springs Florida

*Author of original report: NOT TRUE ON YOUR END!!

*REBUTTAL Owner of company: This is just not true!!

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Metro promised to pay half my appraisial fee... never did.. rolled the full appraisial fee into my mortgage..which i didnt want.. I wanted to pay it out of pocket.

I DID NOT want my Flood Ins included in my Mortgage..Now I have to pay Interest on it for the next 30 yrs.
They forced placed Flood Ins ..after I had provided them with proof that I already had it.

Now 7 months later..I found out from the Insurance Co.. they had sent a refund check to Metro. and I have never recieved it.

This seems to typical of many Mortgage Companies anymore..

Joanne
Margate, Florida
U.S.A.

This report was posted on Ripoff Report on 05/10/2007 05:06 PM and is a permanent record located here: https://www.ripoffreport.com/reports/metropolitan-home-loans/coral-springs-florida-33071/metropolitan-home-loans-liars-promises-made-and-not-kept-they-kept-insurance-refund-ch-248126. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#2 Author of original report

NOT TRUE ON YOUR END!!

AUTHOR: Joanne - (U.S.A.)

POSTED: Saturday, May 19, 2007

This loan was not sold for 2 months so how could the "new Lender" require ins .. when i already had it...
and now your calling me and the insurance company Liars..(the Ins. Company told me the check had been cashed)
SO much for simple...
The half of the appraisal fee was never given to me.. and Since this loan closed.. not one phone call as been returned.. the last call was on the 26th of April, 2007...

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#1 REBUTTAL Owner of company

This is just not true!!

AUTHOR: Matthew - (U.S.A.)

POSTED: Friday, May 18, 2007

Metropolitan Home Loans did not force flood insurance. The loan was sold and the new lender required the insurance. Not Metropolitan.
If a refund check was sent, Metropolitan never received it and would never keep it.
Metropolitan Home Loans has a long standing reputation of honesty and fairness. This is a simple misunderstanding.

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