Metlife Auto & Home Steals from the Elderly. Be Warned!! Dayton Ohio Nationwide

My elderly parents were being ripped off and charged over $4,000 for homeowners insurance on their $300,000 home (market value just appraised).

Basic Policy Coverage below. There are some additional charges but this gives you an idea how these thieves work.

Dwelling             - $583,600

Private Structure - $116,720

Personal Property - $408,520

Included in their policy for $204 for Earthquake and Volcanic Eruption.

What's wrong with this picture. First, to replace the house it would cost around $250,000. Second, land does not disappear in smoke. My parents have a small wooden 8 by 10 shed and a broken down wooden fence, replacement cost at the most $4500, if we were to upgrade. Imagine what personal property you can buy with $408,520 but Metlife would never give you all that. Better have a lot of pictures. Finally, my parents have lived on Long Island, New York for over 70 some years and neither of them have ever heard of or experienced an active volcano or felt an earthquake. What is worse when I called Metlife to adjust these absurd charges they said "No". Now they are with the AARP Hartford with good coverage for only $1500.