Michael Homer aka Incubator credit repair aka Swirl Industries aka Swirl Office aka Credit Incubatoraka Swirl Industries Lied, cheated and stole. Dont walk, RUN away from this guy! Ft. Lauderdale Internet

This guy completely ripped me off. Charged me over 3k and did nothing over three months!!! When I finally got him on the phone (after pretending I was a new client), he claimed people kept dying in his family so he was busy at funerals. He went on to say that his system accidentally auto debited my account. Yeah right!  I guess he was so busy during those three months he couldnt return any of my calls or emails. Funny how he picked right up when he thought it was a new client. Horrible person to blame his scam on people dying in his family.