Fell behind in mortgage payments. contacting midland mortgage they need certain paperwork to assistance me. I faxed over documents in 9/02 to the loss leg dept. In 10/02 they stated they never recieved the papers, so I faxed them again, and again in 11/02. In 12/02 I spoke with a gentleman who said he could probably find a program to suit me> I had not heard from him so in 2 weeks later I got a hold of him. He stated he had been out of town and would tried to give my an answer soon. 1/03 nothing had been approved.
I spoke with the foreclosure department and told them that I was being help and they told me the could help< so I did not have to do anythingelse but wait to here from them. My house was schedule for sale date on 2-4-03. It is the last week in January and I receive a call on 1/31 stating I was approved and had to come up with $1492 by 2/14/03, and the attorney fees need to be paid on 3-15-02. I stated OK. The next day I received a letter stating I was not approved for a program,and my house will go to sale on 2-4-03. I called Midland and told they I had been approved by their loss leg. dept. they said that was not true.
They told me I need to move....I am very concern that because I behind in my house payments, but because my paperwork had been that department since 9/02. Midland does not realized that I could have save my home. I they had told my in early January their program would not fit my needs, I could have file for chapter 13. I don't understand how a company can operate under these conditions. I spoke with 3 departments after my house was sold. To this day they think Midland was not at fought, because they never promise me a program. All I have to say is they were at fought I could have save my home. After the sell of my home all departments denied what they told me. I had one person tell me I need to get over it and go on with my life. I am a single parents with children, I have no idea of how or what to do.
I called Midland and told them I had faith in them. I have been a homeowner since 9-96. I really thought they would take care of me in need. I hope the gentlemen who I had been dealing with can sleep and night, just knowing I depended on him. He promise me he would take care and me and not to worry. I left my life in his hands and I got thrown to the streets.....