Midland Mortgage Victimizes Yet Another Unsuspecting Consumer Summerville South Carolina

I also noticed that when I mailed a payment to my mortgage company it was not posted until the actual due date (despite being mailed well ahead of time). I've found that one way to avoid this from happening is to drop the payment off at the bank on the due date (or a couple of days ahead of time) and get a stamped receipt that they have gotten the payment. This has worked wonderful for me, as now my payment is always posted the day after I drop it off, for the actual date that it was paid. For those that are not within driving distance of their mortgage company, check to see if they have online payments available. You get a confirmation number when you pay online, which is printable, and the payment is normally posted within 4 hours or so.

As for selling your mortgage, I've heard that a lot of companies will exercise this 'right' as soon as they find out that you've filed a bankruptcy. Even when not filing your home on the court forms, they feel that they must protect themselves from a possible loss in the future, so they sell it to another company willing to take the risk. (Three of my friends have gone through this in the last year. Two had their mortgages sold to Vanderbilt, the third held her mortgage because they knew her personally and felt comfortable that she would continue to make payments). Unfortunately, there's very little that you can do about this, except hope that you can refinance in a couple years with a mortgage company of your choice.

Good Luck, and I truly hope that things work out for you.