Midway Chevrolet TACK ON "POLISH AGREEMENT ON THE CONTRACT WITH MY KNOWLEDGE" I DID ASK FOR IT OR WAS IT DISCUSSED WITH ME WHEN I WAS SIGNING UP FOR THE CAR. I HAVE TRIED TO CONTACT GENERAL MANAGER 4 TIMES NO RESPONS PHOENIX, Arizona

How long ago did you buy the car ?  I'm going to tell you some things that your dealership would not want you to know.  When you bought the car filled out the credit application you or the sales rep ?  Did you get a copy of the credit application that the dealership accepted deal .Another question do you have good credit or bad credit ?  If you have good credit I'm going to tell you something the dealership might have done to you.   Call up your automotive lender and ask them for a copy of the credit application they received from your dealership. 

Tell your Linder that your dog chewed up your day planner and your address book.  Let them know you're trying to rebuild your address book and your day planner and you need some information off the credit application they have on file.If you have good credit there's a strong possibility something really fishy happened to you and you don't even know it.  Let me explain.  Sometimes dealerships no consumers don't make enough money to buy the car they wish to buy. 

If the car buyer has good credit sometimes the dealership will falsify the information they submit to the lender for loan approval.In other words the dealership might have lied to the lender and told them that you make more money really do so that the lender would approve the loan.   Most of the time dealerships will submit fraudulent loan applications two lenders on people who have good credit.  Automotive lenders are less likely to put a spotlight on microscope on top of the deal of a customer who has good credit.

If you find that the dealership put you in a fraudulent loan based on evidence that the bank or lender might send you you have an excellent case for a lawsuit.  It's called predatory lending the dealerships setting you up for financial failure.  Lenders have guidelines that they go by based on your income based upon the price of the car you're trying to buy, they also take a look at your credit history.

Many auto dealers lie to lenders all of the time behind car buyers backs.  How would you feel if your lender sent you a copy of the credit application you never seen or signed or filled out that has fraudulent information on it about you?  If you find this has happened to you, you now have evidence to file a lawsuit against the car dealer for putting you in a fraudulent auto loan dealers get in trouble all the time for submitting fraudulent loan documents to Linders over the wire it's called wire fraud.

Most of your local TV stations do not have the balls to air stories like this because they get most of their advertising dollars from car dealers.

Next we need to talk about CSI.  Did the auto dealership ask you about filling out a survey in a positive way after buying the car?  If your car is new you'll get a survey from the automotive manufacturer asking you how you were treated.

Now we need to talk about what's called CSI Diversion.  I put together a story with a guy by the name of Rich Skidmore who used to work at  3 TV here in Phoenix.  I told Rich Skidmore about what a local Ford dealership was doing to their customers.  They were preventing new-car buyers from ever getting their surveys from Ford Motor Company.  In other words they did not want to unhappy customers to be able to tell Ford Motor Company how they felt about this local Ford dealership here in the valley.

Many might say no big deal I did not get to fill out my survey.  What the dealer was doing was submitting fraudulent information to Ford Motor Company such as your address your physical mailing address or your email address to Ford Motor Company so Ford Motor Company could not send you The survey.  In many cases the dealerships were seeing to it that the surveys were going directly to the dealerships sales staff from Ford motor company.

I told Rich Skidmore about the story and I told him that 3 TV would not have the balls to air the story. Rich Skidmore told me that they would not air the story he was going to quit his job. 

We both agreed that this story was very important to do because how was Ford Motor Company was not going to be able to send consumers safety recall notices if Ford Motor Company found out they had problems with cars they built.

Needless to say that 3 TV never aired the story.  Makes me wonder who they really care about their consumers who watch the TV station or their advertisers.  Rich Skidmore now lives in California. 

In short, contact your auto lender and ask for a copy of the credit application they received from your dealership. It might be a fraudulent loan document if it is you have an excellent case for lawsuit predatory lending and wire fraud if the dealership participated in that type of behavior.

Law firms across the country hire me to come in and review the documents that the dealerships give the customers as well as the documents the dealerships submit to the auto lenders for loan approval. I get paid $150 an hour to review documents for law firms as an automotive industry expert witness.

And then Mr. hot dog that wants to make a big deal out of the author of this rip Off Report signing the contract without reading everything.   Don't act like you know what you're talking about..  

Ever wonder why auto dealers never give car buyers a copy of the credit application the buyer fills out to the car buyer? maybe the dealer is not going to send that copy to the many lenders they send applications to. maybe they have plans to send a fraudulent loand application to the lenders. Not smart on their behalf to have two different loan apps floating around.

Foot note to all dealers that like to play the game of FRAUD...... I am just waiting for the attorneys to call me to help them rip the fraudulent auto dealers a NEW ONE in a court of law.

A local law firn that was defending a local RV dealer shure got a " CHECK-UP From the NECK-UP" after taking my depo.....  Found out who they were playing with.  They wanted to settle OUT OF COURT because they did not want to see me IN COURT ripping their client a NEW CORN HOLE in front of a JURY.. trust me I have that ability...................

If the dealer sent your deal file to your lender for loan approval and your lender has no record of you buying a polishing extra and they have no printed doc's in their file related to your dealer YOU JUST MIGHT be a VICTIM or "Payment Packing"   Contact your lender and ask for copies of all of the documents they have on file about your deal. Also go to the below Rip Off Report and read it REAL CLOSE. You also might have a second BIG Supprise headed your way. trust me I know what i am talking about Law firms hire me to help them review auto deal cases.

http://www.ripoffreport.com/auto-dealers/midway-chevrolet/midway-chevrolet-phoenix-sco-8em7c.htm

This cost should be on the sticker and there's no way around it.  I believe my polish charge was $200 dollars, and I tried to dispute it and not pay it, but their response was that the car came from the factory with the polish on it, and it can't be taken off and the cost can't be removed.  If it wasn't on the sticker but in your contract and you signed off on it, that would be a slimy thing the dealership did to you. 

That is right,  I did say "be happy" and thank your lucky stars these crooks didn't get you for $11,000 like they did to me! Maybe they did and you just don't know it yet. Call the bank and a copy of your credit application and see if they forged anything or lied on your application.

These people are so sleazy that unfortunately even reading through the contracts you sign isn't enough, because they cut signatures out and place them on other contract's, the one that you DON'T see, and the credit application they slide another page in to make it look as though you signed it when you didn't.

The banks are in on it too and when your interest rate is jacked up without your knowledge, they split the difference with the dealership. In my case they screwed up all over the place (bank & dealership) and the dealership paid back every penny for the car in full, to the bank. Till this day it isn't resolved and they will not take responsibility for what they have done!

I am sure there are many, many more people that don't complain or don't know that they were taken for a ride..........literally!

Watch out for those rip off dealer ADD ONS. $395 for a $5 wax job. When I've bought a few vehicles, I try and go out to the back lots and pick out the vehicles they haven't "gotten to" yet without ANY add-ons. Locally, they're charging $250 or more for a cheap tint job that they pay the poor fool $20 to do. $250 OR MORE for a pin stripe job they pay the same fool $20 to do. Fabric protection for $99 OR MORE, that they spray the seats with a $3 can of scotch guard. Paint protection, same $5 wax job for $299 ON UP. I saw the "tire protection program" for $499 which you can buy the same thing at discount tire or NTW/NTB for around $100, depending on your tires and don't have to pay for for the life of the car loan. You also have to be careful because some of these dealers put those add ons onto the invoices and claim they're "part of the vehicle" and CAN'T be removed. JUST WALK, to another dealer. Again, make sure you read over your contract TWICE, to make sure they haven't stuck anything into the contract that they didn't tell you about or "forgot" to mention.

How?  Let me tell you how.  You didn't read the contract!  If you would have read what you were signing BEFORE YOU SIGNED IT, then you would have caught it and either had it removed or walked out.

You can contact anyone you want.  The dealership has YOUR SIGNATURE on a contract which contains this item.  What's going to be your defense?  "I didn't read what I was signing!"?  "Bang" goes the gavel.  "CASE CLOSED, verdict for the defendant!"  (the dealer).

Never, ever sign anything without reading what you are signing BEFORE YOU SIGN IT!  If the dealer won't give you the time you need to carefully review and understand the contract, you WALK OUT!