Monterey Financial Services ripoff violations of Fair Debt Collections Practices Act, They are a debt collections company masquerading as some type of high-end financing service. Oceanside California

Monterey Financial is a debt collections company masquerading as some type of high-end financing service. They are trying to collect a debt from me that stemmed from a fraudulent transaction. They claim that they bought the contract from the company that tried to sell us a vacation package and are merely trying to collect their money. Somehow their purchase of the contract did not include the services that were supposed to be provided to us.

The previous contract also allowed us to cancel the contract if the vacation company violated the terms of the contract, which they did. Interestingly, Monterey did not come on to the scene until after we disputed the transaction with the first company.

Basically Monterey is just a collections company trying to fool people into giving up their rights to dispute a debt under federal law.

Phillip
Saint Louis, Missouri
U.S.A.