Report: #1049738

Complaint Review: Mountain Loan Centers

  • Submitted: Thu, May 09, 2013
  • Updated: Thu, May 09, 2013
  • Reported By: ttazz — midvale Utah
  • Mountain Loan Centers


Mountain Loan Centers Unreasonable....worst company salt lake city Internet

*Consumer Comment: You are a credit risk

Show customers why they should trust your business over your competitors...

I took a loan out with Mountain Loan Center when I was in a bad place and needed the help. The loan was set up paying every two weeks. I made the first payment and then was late on the Second payment because it was NOT on my payday. I asked them if there was a way to change the due date so that I wouldn't get late fees or get charged 600% interest daily and they said NO...I have to make the Adjustment.

I fell behind as expected and they sent my account to their legal department. I contacted them And made aggangements to pay once a month at 150 dollars which was more than my payments. I paid on time and paid 150 as agreed. I had two and 1/4 payments left and was in an accident. I missed the payment and couldn't make up the payment because I missed 5 days of work. They kicked my account out and I continued to fight with them about payments.

In one months time I paid 600 dollars and it didn't do anything to bring my balance down. They call my family....they call my work...they call my friends and even my LANDLORD!! They want their money I understand....its not a free loan...I get that....but to not work with someone who is clearly trying is UNFAIR. I have had other signature loan places and even title loan places work with me more than they EVER do or will for that matter. They don't offer a hardship program or a settlement program like other signature loan companies. Now they have threatned to sue me and the only way to stop that is to pay almsot 600 dollars!!

If I had that kind of money I would just pay it off. I have promised that I will pay 150 a month until it is paid...that is more than I originally signed the contract for. But because my account is past due they say it isn't enough. The original loan was for 400 dollars. In just under a years time I have paid them around 1600 and they are NOT and WILL NOT do anything to work with me. UNFAIR and the WORST signature Loan company EVER! Now not only does my family and friends know that I owe money My job is in jepordy because they call me at work when I am not supposed to get calls. I have been talked to about it and now what will they do if I ge fired and CAN'T give them ANY money??

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This report was posted on Ripoff Report on 05/09/2013 06:47 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

You are a credit risk

AUTHOR: coast - ()

Due to your poor credit history you turned to a subprime lender. Then you defaulted on the loan after only a few weeks. Then they agreed to new terms but you defaulted again.

"In one months time I paid 600 dollars and it didn't do anything to bring my balance down"

That was due to penalties and compound interest.

"I have had other signature loan places and even title loan places work with me"

OK, that's a pattern. You are a high credit risk. Don't blame others for the choices you have made.

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