my cash guardian truly a scam burbank, California

I am traveling and just had a chance to check my bank account and there was a charge for $29.95 cleared on 9/20 for some sort of advance application fee made on 9/12. Since I had not applied for any cash advance of any sort in the past six months or so, I was a little surprised.

First I called the company number listed on the bank charge and found out they are  only open from 8 am to 5 pm eastern standard time according to the message. Since they are listed with a California address (I looked on line) I find this odd. I called my bank (BofA) and it took 25 minutes but I am disputing the charge and and they put the money temporarily back into my account. Since I have never had to do this (in 25 yrs with my bank). I told them that if they took it back out and gave it to these people that would be the end of me and BofA.

I have had ups and downs but nobody and I mean nobody should allow this to happen to them. If BofA takes the money back out, then it will be goodbye and I have never had an overdraft in 25 yrs. Report my cash guardian to anybody and everybody who wants to listen.