Report: #1137610

Complaint Review: My Merchant

  • Submitted: Wed, April 09, 2014
  • Updated: Wed, April 09, 2014
  • Reported By: Roadtek Kevin — Chicago Illinois
  • My Merchant
    462 36th St., Suite 3B
    Brooklyn, New York

My Merchant Jose Valleria, Wesley Daguiar, My Merchant LLC Deceptive Business Practices Brooklyn New York

*REBUTTAL Owner of company: Dear MR. Kevin Lawlor

Show customers why they should trust your business over your competitors...

Jose Valleria and Wesley Daguiar run a finance company in New York Called MY Merchant LLC, and solicit customers who have been rejected by other finance companies. A minister named Felix called me who preaches all about god and I should have hung up on him. Instead I listened to him talk about getting me financed and he could get me money for my struggling company. I sent him a letter of a cash advance company I am having problems with, but it got settled out of court. I told him not to go any further unless his boss told me I could be financed. the questions, bank statements, assets that go along with the process is tiresome and I just went through it with two other companies. I got a call from his boss and owner Jose Valleria who told me I can get you $50,000.00 no problem and I will do everything I can and I promise you.

Well that went on for three months, customers calling for thier equipment, land lord bothering me for rent, chargebacks from Pay Pal and credit cards. I entrused them to get me the money so people placed orders for it, so when the financing was "next week, next week" and "I have a contract" it caused me more and more damage. They would look up on the internet places that I could have found financing (Cabbage, Pay Pal, Ect) They triedd to loan me money from the prevoius loaner "Bob Gaskin" $6,000.00 for $8,400.00. The promises and gospel still would not stop. He uses religion to entice you in his trust and then sticks it to you real good. I never have been led on like this, as my company got deeper and deeper in the hole. If you get a call from them hang up. Wesley treated me like a criminal from my past problem with advance me even the judge ruled in my favor. In the time he was stringing me along I could have got a home equity loan or a personal loan.

This is something I hope I recover from, please dont believe these con artists and get a loan with a reputable company. I am not blaming them for my cash flow problems, but they make promises they cant keep and offer loans a loan shark would be proud of. Helping a business is one thing, taking advantage of sombody is another. They have all my personal information which scares me. Kevin L Rxxxxxx

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This report was posted on Ripoff Report on 04/09/2014 03:07 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Updates & Rebuttals


#1 REBUTTAL Owner of company

Dear MR. Kevin Lawlor

AUTHOR: Jose - ()

 As per this Report, i would like you to clarify how much my company has " Ripped you  off" for? .

We have worked hard to get you the money for your business however we were unable to, due to your deragatory credit with a similar company like ours, which they had to take you to court inorder to force you to make an agreement for repayment . I do preach God because im a Christian and i do not use that to attract or get my clients. I belive in helping small businesses that are struggeling that is why i have dealt and tried helping you in various ways for the past 3 months and we have not charged you a fee  so i do not understand how i could have ripped you off if you havent paid a penny to me . I have spent valuable time and money trying to help you . You did recieve an offer for $20,000 which due to your arrogance and disrespectful comments was taken off the table and your business was re-evaluated which exposed even more deliquent credit issues.We make a promise to stand by our clients and help them to our best ability .

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